Julio Verduzco is a Financial Consultant at Fidelity Investments, where he collaborates with clients and their families to develop comprehensive financial plans aimed at achieving their financial goals. He has been with Fidelity Investments since 2020, progressing through roles including Planning Consultant and Central Relationship Manager before his current position. Prior to joining Fidelity, Julio worked at Charles Schwab as an Active Trader Specialist and Financial Services Representative from 2018 to 2020. His professional experience spans various aspects of financial services, focusing on client relationship management and financial planning. No information regarding his education, credentials, personal interests, or community involvement has been provided.

Melissa Poppell is a financial advisor at LPL Financial with 20 years of industry experience and holds the Series 66 designation. She has been with LPL Financial since 2023 and has prior experience at Spc and Sigma Financial Corporation, where she has worked since 2011. Outside of her advisory role, she is a business owner of Gaas Enterprises, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management approaches along with model portfolios and institutional offerings.

Roger Mahfouz is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at Bank of America, Merrill, Citi Private Advisory, Citigroup Global Markets, and iA Financial Group. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary process that combines quantitative modeling with centralized due diligence.

Erol Ertumen is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He previously worked at Bank of America for 16 years and has held his current position since 2026. He holds Series 63 and Series 66 designations. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Gina Jaimes Castro is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She has worked at Merrill since 2021 and previously held positions at Bank of America, Wells Fargo, and other organizations. Outside of her advisory role, she is the owner and managing member of a remodeling and construction company based in Austin, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party teams.

Jennifer Chachere is a financial advisor with Ameriprise in Spring, TX, holding a Series 63 designation and over 31 years of industry experience. She has been with Ameriprise and its predecessor entities since 1993. Outside of her advisory role, she volunteers as a mentor for children at Eiland Elementary School through the St. Dunstan's Kids Hope program. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset criteria, providing annual written recommendations that incorporate research, modeling, and tax-efficiency analysis. As a large institutional firm, Ameriprise delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Stephen Foster is a financial advisor with Osaic Wealth, Inc. in Tomball, TX, holding Series 63 and Series 65 licenses and having 22 years of industry experience. He has been with Osaic since 2009. Outside of his advisory role, he is involved in life, health, and disability insurance sales through his management of Petra Benefits Financial Services, LP and related entities, and he also serves as a notary public. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, providing integrated brokerage and advisory services, financial planning, and access to various investment platforms. The firm utilizes asset-allocation tools, risk assessments, and automated portfolio rebalancing to manage client accounts, which may include stocks, bonds, mutual funds, ETFs, and alternative investments.

Matthew Zettel is a financial advisor with OSAIC based in Tomball, TX. He holds a Series 66 designation and has six years of industry experience. Prior to joining OSAIC, he held roles at Royal Alliance Associates and has experience in education with positions at Texas A&M University, Blinn College, and Brenham Junior High School. He is also involved as an Investment Advisor Representative with Petra Benefits Financial Services. OSAIC serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a focus on technology-driven portfolio construction and access to multiple third-party money managers and managed-account solutions.

Jonathan Dowell is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and with one year of industry experience. Prior to joining Thrivent, he worked at Church CO+OP and H-E-B. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, delivering comprehensive goal-based analyses and planning without portfolio management for institutional clients.

Parker Lobb is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has worked across multiple Fidelity affiliates since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Azhoun Al Sada is a financial advisor at Merrill with eight years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Bank of America and Santander Securities. Outside of his advisory role, he is the sole owner of a rental property in Magnolia, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals and institutions.

Robert Young is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to that, he worked at MMWKM Advisors, LLC from 2016 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and discretionary and non-discretionary strategies, supported by a large network of financial advisors and branch offices nationwide.

Joseph Stelly is a Financial Consultant at Fidelity Investments, where he has been serving since 2019. He has been part of Fidelity Investments since 2012, holding various roles including Investment Consultant, Relationship Manager, and Financial Representative. In his role, Joseph focuses on building long-term relationships with clients to develop comprehensive financial strategies tailored to their values and evolving needs. His experience spans multiple aspects of financial consulting and investment, allowing him to provide clarity and structure to clients' financial plans and support informed decision-making. Joseph is committed to helping clients focus on their priorities by addressing their financial concerns effectively. Outside of his professional work, Joseph has interests in baseball, football, golf, hiking, and swimming.

John Haines is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at VALIC Financial Advisors, Comerica Securities, and Comerica Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles with registered investment companies, use of systematic methodologies, and oversight of sub-advisers.

Trisha Talbot is a Series 66-credentialed advisor with LPL Financial in Spring, TX, where she has worked since 2006, accumulating 20 years of industry experience. She operates a related business entity, T. Talbot Financial LLC, which functions as a DBA for her LPL advisory activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationally. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to support diversified investment strategies.

Austin Sturrock is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, he worked at Gary Greene Better Homes and Gardens, AstraZeneca, and Vertical Pharmaceuticals. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of investment strategies and affiliated financial services. The firm operates under a fiduciary standard and supports its advisory services with a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Julian Becerra is a financial advisor with Primerica Advisors in Cypress, TX, holding Series 63 and Series 65 registrations and having 12 years of industry experience. He has been associated with PFS Investments Inc. since 2013 and with Primerica Financial Services since 2012. Outside of advisory work, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and utilizes a tiered wrap-fee structure for its investment solutions.

Robert Fenno is a Series 66 credentialed financial advisor with 20 years of industry experience. He has been with Edelman Financial Engines since 2016, including roles at Financial Engines Advisors L.L.C. and Financial Engines Advisor Center, Llc. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment solutions.

Larry Lafont is a financial advisor at Merrill with 18 years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eric Winkler is a financial advisor at Merrill in Houston, TX, holding a Series 66 designation with 18 years of industry experience. He has been affiliated with Bank of America and Merrill Lynch since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.