Bryan Percle is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2014. Based in Houston, TX, Percle works within a large enterprise firm serving a diverse client base. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and commercial arrangements.

Pedram Kaivani is a financial advisor with Eagle Strategies (NY Life) in Houston, TX, holding Series 63 and Series 66 licenses and possessing 19 years of industry experience. He has been operating Kaivani Wealth Strategies, LLC since 2017 and has worked with Eagle Strategies since 2014, along with longstanding roles at Nylife Securities and New York Life Insurance Company. Outside of advisory work, he brokers non-registered insurance products through various outside carriers. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of its assets managed on a non-discretionary basis.

Renee Lander Ruff is a financial advisor with Empower Advisory Group in Fresno, Texas, holding Series 63 and Series 66 licenses and 20 years of industry experience. Her prior roles include positions at Wells Fargo Advisors, Wachovia Bank, and GWFS Equities. She is also a notary public signing agent for the State of Texas under her own business, RLR Interests. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients, delivering services integrated with Empower’s recordkeeping and administrative platforms.

Jeremy Joaquin is a financial advisor with VOYA Financial Advisors, Inc. and holds a Series 66 designation. He has 20 years of industry experience and has been with VOYA since 2014. Outside of advisory work, he is a commissioned Notary Public. VOYA Financial Advisors serves a diverse range of individual and institutional clients, offering financial planning, portfolio management, and retirement-plan consulting through multiple program structures. The firm operates both as an SEC-registered investment adviser and a broker-dealer, providing services primarily on a recommendation basis with non-discretionary arrangements.

Victoria Cooper is a financial advisor with Guardian Life in Houston, TX, holding Series 65 and Series 63 credentials and eight years of industry experience. She previously worked at Centric Advisors, LLC and StoneTurn Group, LLP. Outside of her advisory role, Cooper serves as Budget Chair for the Junior League of The Woodlands and provides consulting for divorce financial analysis through New Path Financials LLC. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage services, financial planning, retirement consulting, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm employs both discretionary and non-discretionary advisory models and provides tailored financial services including subscription planning and ERISA 3(38) plan management.

Joseph Anderson is a CFA® charterholder and holds a Series 66 license with 11 years of industry experience. He has worked at Citigroup Global Markets since 2018 and previously held positions at The Monroe Vos Consulting Group, Mv Securities Group, and Insperity. Based in Houston, TX, Anderson serves clients through Citigroup Global Markets, an enterprise firm with over 2,400 advisors. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs along with execution and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including derivatives and futures services.

Mary Gunn is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and bringing 10 years of industry experience. She has worked at Commonwealth Financial Network since 2015 and has been associated with Selah Financial Services since 2014. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational and practice-management support to affiliated advisors.

Keista Ransom is a financial advisor at VOYA Financial Advisors, Inc. based in Houston, TX, holding Series 63 and Series 65 licenses with 22 years of industry experience. She has been with VOYA Financial Advisors since 2015. Outside of advising, she is involved in the sale and service of Voya's Health Reimbursement Arrangement (HRA) product. VOYA Financial Advisors serves individual and institutional clients, including retirement plan sponsors, charities, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, and consulting through multiple program structures, emphasizing non-discretionary, recommendation-based client relationships.

Stephen Janak is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with TIAA-CREF since 2005. Outside of his advisory role, he is involved in land rental activities. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates a fiduciary advisory model that separates point-in-time planning from ongoing discretionary management and serves as adviser to a donor-advised fund.

Wei Wei is a CFA® charterholder with 11 years of industry experience, currently serving as a financial advisor at Eagle Strategies (NY Life) since 2022. Prior to this, Wei has been associated with Nylife Securities LLC since 2014 and Abacus Financial Strategies LLC since 2011. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base that includes individual investors, institutional sponsors, and corporate and charitable entities. The firm emphasizes tailored advisory solutions across multiple program types, with a significant portion of assets managed on a non-discretionary basis.

Rex Richards is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 26 years of industry experience. He has been with Commonwealth since 2009. His other business activities include fixed insurance sales conducted at his branch location. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and support services. The firm offers discretionary model portfolios, customized program structures, and a platform that includes operations, trading, technology, compliance, and practice-management support.

Noel Thomas is a financial advisor at TIAA-CREF with a Series 66 credential and ten years of industry experience. He has previously worked at firms including MassMutual, Fidelity, TD Ameritrade, Merrill Lynch, and Agia. Outside of the financial sector, he is the owner of a collision auto repair business in Houston. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving those with pre-existing relationships through TIAA-administered employer retirement plans. The firm offers a range of advisory services including model portfolios and customized portfolio management under a fiduciary standard.

Christopher Owen is a Series 65-licensed advisor with Private Advisor Group, LLC in Houston, TX. He has been in the industry since 2023, previously working at Ascend Integrated Wealth and Teamwork Financial Group. His background also includes four years at the University of Texas at Austin and four years at Culver Military Academy. Private Advisor Group serves a wide range of clients, including individuals, business entities, trusts, estates, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting, providing access to third-party asset managers and firm-managed model portfolios supported by major strategists.

Kris Lloyd Jr. is a financial advisor at AE Wealth Management, LLC with four years of industry experience. He holds Series 65 and Series 66 licenses and has been involved in financial planning and wealth management through his roles at AE Wealth Management, The Lloyd Financial Group, LLC, and Lloyd Tax Planning, LLC. In addition to his advisory work, he is active in financial education as an educator and speaker for nonprofit organizations such as the American Financial Educators Alliance and the Society for Financial Awareness. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individual households, corporations, trusts, and ERISA plan sponsors. The firm emphasizes discretionary model portfolios and delivers services through a platform-focused approach serving a large number of clients with standardized investment solutions.

Tommy Higgins is a CFP® professional with 11 years of experience in the financial industry, currently affiliated with Commonwealth Financial Network. He has been with Selah Financial Services since 2012 and is a co-owner of the firm. Outside of advisory work, he is involved in fixed insurance sales and co-owns Selah Real Estate, LLC, which manages commercial real estate. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors. The firm offers a variety of advisory programs and services, including discretionary model portfolios and customized investment solutions, while providing operational, compliance, and technology support to its affiliated advisors.

Diego Dominguez Yunes is a financial advisor with Citigroup Global Markets in Houston, TX, holding a Series 66 designation and with 10 years of industry experience. He has been with CitiBank since 2015. Outside of his advisory role, he is a co-owner of TEKVAD LLC with his wife. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with notable institutional scale and specialized market roles.

David Broadwell is a financial advisor at Citigroup Global Markets with 13 years of industry experience. He holds the Series 66 designation and previously worked for JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches and maintains in-house research and security-pricing capabilities.

Aaron Ramirez is a financial advisor with Voya Financial Advisors, Inc. He holds Series 65 and Series 63 licenses and has nine years of industry experience. Ramirez has worked at Voya Financial Advisors since 2016 and is also involved with RJG Retirement Services, where he has been active since 2015. In addition to his advisory roles, he acts as an independent insurance agent specializing in fixed insurance and property and casualty insurance products. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutions, retirement plan sponsors, and high-net-worth clients. The firm offers financial planning, portfolio management, and consulting services through various program structures, emphasizing recommendation-based non-discretionary advice and maintaining a dual role as both an investment adviser and broker-dealer.

Braden Castano is a financial advisor with Voya Financial Advisors, Inc., holding a Series 66 designation and one year of industry experience. He has previous experience with Scissortail Advisory Group, where he assisted participants of employer-sponsored retirement plans with account navigation and enrollment. Voya Financial Advisors, Inc. serves a diverse client base including individuals, institutions, and retirement plan sponsors, offering comprehensive financial planning and portfolio management services through multiple program structures that emphasize recommendation-based advice.

Autumn Valore is a Series 65-licensed financial advisor with two years of industry experience. She is currently affiliated with Primerica Advisors and has prior experience at Park Avenue Securities and Guardian Life Insurance Company. Valore serves as a board member of the Needville Education Foundation. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, offering brokerage and advisory services, financial planning, and retirement-plan consulting. The firm employs a range of proprietary and third-party investment strategies and supports both discretionary and non-discretionary account management.