Ashley Randall is a financial advisor with Charles Schwab, holding a Series 66 designation and 17 years of industry experience. She has worked extensively with USAA-affiliated companies before joining Charles Schwab and is based in Lone Tree, Colorado. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advice and access to discretionary separately managed accounts. The firm is noted for its large client base, integrated service model, and structured approach to multi-asset portfolio management and alternative investments.

Jonathan Rogers Peckham is a financial advisor with Primerica Advisors in Castle Rock, CO, holding a Series 65 designation and two years of industry experience. He has been with Primerica Advisors since 2023 and is also the owner of nSuite Consulting, a non-investment-related business. Peckham’s background includes roles at Primerica Financial Services and Genuine Parts Company. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and utilizes a tiered wrap fee structure for its services.

Jennifer Gilbert is a financial advisor at Charles Schwab with industry experience spanning two years. She holds the Series 63 and Series 66 designations. Prior to joining Schwab, she worked at Zyia Active and has held various roles in the financial services sector. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from its Center for Financial Research.

Omar Urueta is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 designations and nine years of industry experience. His work history includes roles at Charles Schwab & Co., Inc. and Schwab Wealth Advisory Inc. since 2021, and prior experience at T. Rowe Price from 2017 to 2021. He also worked with Los Angeles City Citywide Aquatics from 2013 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and research from the Schwab Center for Financial Research.

Beau Gilbert is a Certified Financial Planner® (CFP®) with 21 years of industry experience, currently advising at Charles Schwab in Lone Tree, Colorado. He has worked at Charles Schwab and Charles Schwab Bank since 2020, following prior roles at USAA Investment Management Company and USAA Financial Planning Services. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary separately managed accounts and uses multi-asset portfolios supported by research from the Schwab Center for Financial Research.

Oliver Engquist is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., T. Rowe Price, and participated in Call-A-Ram at Colorado State University. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, with investment guidance based on multi-asset model portfolios and integrated alternative investment options.

Forrest Miller is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been with Charles Schwab since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services. The firm integrates advisory, brokerage, custody, and cash-sweep services within a large-scale, centralized operational structure.

Corban Gamble is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His work history includes roles at Charles Schwab Bank, Ignight Entertainment, and the CU Recreation Center. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through integrated wrap fee programs and both non-discretionary and discretionary investment options.

Andrea Benningfield is a Series 66-licensed financial advisor at Charles Schwab with six years of industry experience. She previously worked at Hilltop Securities Inc. for seven years before joining Charles Schwab in 2022. Outside of her advisory role, she is a founding partner of Beyond Booze Beverage Co., a retail business that sells non-alcoholic beverages and participates in related events. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and has a distinctive operational structure integrating advisory, brokerage, custody, and cash management services.

Bryan Stewart is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 20 years of industry experience. He previously worked at TD AMERITRADE Inc. for 12 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Samuel Sernett is a financial advisor at Charles Schwab with four years of industry experience. He holds a Series 66 designation and has worked in various roles within Charles Schwab entities since 2020. Prior to joining Schwab, he had brief roles at Post Holdings, Inc. and Orinda Shell Auto Care. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large, integrated operational structure.

Daniel Oberkofler is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding the Series 63 and Series 66 licenses and having nine years of industry experience. His prior work includes roles at J.P. Morgan Securities LLC, JPMorgan Chase Bank, and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by the Schwab Center for Financial Research.

John Deloera is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked at Charles Schwab since 2010 and at Charles Schwab Bank since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options with a multi-asset model portfolio approach and centralized operational infrastructure.

Brody Northcott is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and having nine years of industry experience. He previously worked at Oppenheimer & Co. Inc. and SCOTTRADE. Outside of his advisory role, he umpires slow-pitch softball games for local recreational leagues. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment options along with centralized custody and brokerage services.

Scott Dittrich is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at Charles Schwab since 2018 and at Charles Schwab Bank, SSB since 2020. Prior to his financial services career, he spent time with the Deerfield Police Department. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and alternative investments.

Gregory Clinard is a financial advisor with Ameriprise, holding Series 63 and Series 66 designations and 25 years of industry experience. He has worked with Ameriprise since 2005, with a four-year break between 2018 and 2022. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Amy Stevenson is a financial advisor with Primerica Advisors in Castle Rock, Colorado, holding Series 63 and Series 65 licenses and nine years of industry experience. Her work history includes roles at PFS Investments Inc and Primerica Financial Services since 2017, as well as earlier employment at TJ Maxx and Domino's. She is also involved in sales of non-investment home security and automation products through affiliated companies. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and $15.5 billion in assets under management, delivering advisory services through model-based investment strategies managed by unaffiliated asset managers.

Cody Vinton is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab & Co., Inc. since 2016. Outside of his advisory work, he operates a small woodworking business on Etsy, creating handcrafted wooden products. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by dedicated research and alternative investment options.

Alison Dooher is a financial advisor at Charles Schwab with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliated Schwab Wealth Investment Advisory Inc. since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by centralized custody and a formal alternative-investment process.

Gary McDaniel is Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2018. He supports families in their pursuit of living the life they want to live. He has been with Fidelity Investments since 2007, progressing through several roles including Investments Representative, Portfolio Specialist, PAS Investment Consultant, Financial Consultant, and Vice President, Financial Consultant before his current role. This extensive experience has provided him with a broad understanding of wealth planning and financial consulting. Further details regarding his education, credentials, personal interests, or community involvement have not been provided.