John Banko is a financial advisor with Silver Oak Securities, Inc. holding a Series 66 designation and 23 years of industry experience. He has held roles at William E. Hopkins & Associates, Inc., Penn Mutual, Signator Investors, Inc., and Equitable Advisors. Outside of his advisory work, he serves as Chief Financial Officer at SchoolSAFE, Inc., a position he has held since 2019. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of over 100 financial professionals. The firm manages approximately $2.4 billion in discretionary assets and offers a variety of advisory programs tailored to client objectives and risk tolerances.

Alicia Wickliff is a financial advisor at Buck Wealth Strategies, LLC in Denver, CO, holding a Series 66 designation. She has two years of industry experience and has previously worked with E.A. Buck Financial Services and Madison Avenue Securities. Outside of finance, Alicia was involved with Kailua Beach Adventures from 2022 to 2024. Buck Wealth Strategies serves individual and high-net-worth clients, trusts, and employer-sponsored retirement plans by providing discretionary investment management, financial planning, and retirement plan advisory services. The firm employs a top-down, macro-environmental investment approach with tactical asset allocation and sector rotation, primarily using equities, ETFs, and fixed income.

Jose Luis Montiel is a financial advisor with Principal Advised Services, holding a Series 66 designation and 18 years of industry experience. He has been with Principal Advised Services since 2022 and has concurrently worked at Principal Securities Inc. and Principal Life Insurance Company since 2010. Principal Advised Services provides investment advice primarily to retirement plan participants and retail IRA clients through non-discretionary recommendations and a discretionary, wrap-fee investment management program called SimpleInvest. The firm combines third-party methodologies with proprietary models and is part of the Principal Financial Group, offering integrated access to affiliated financial products and services.

Cindy Hegy is a CFP® with 42 years of industry experience, currently affiliated with Geneos Wealth Management, Inc. She has worked at the firm since 2008 and previously held roles at G5 Financial Group and Financial Design & Management. Outside of her advisory work, she serves as an independent representative for fixed insurance products. Geneos Wealth Management serves a diverse client base, including individuals, trusts, estates, pension plans, corporations, and charitable organizations. The firm offers comprehensive financial planning, asset management through representative-managed accounts and wrap programs, and access to third-party money managers, employing a variety of analytic methods and investment strategies.

Richard Ericson is a financial advisor at Redhawk Wealth Advisors, Inc. in Parker, CO, holding a Series 65 license with three years of industry experience. He also serves as president of Alink Captive Insurance Services, an entity involved in creating insurance companies and marketing advisory and insurance services. Additionally, Ericson works as an insurance agent representing various carriers. Redhawk Wealth Advisors provides wealth management, financial planning, and retirement-plan advisory services to individuals, families, estates, trusts, and charitable organizations. The firm emphasizes strategic and tactical asset allocation with oversight from a weekly investment committee and offers specialized services including captive insurance company account management.

Drew Fear is a financial advisor at Capital Investment Advisors, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Personal Capital Advisors Corporation. Capital Investment Advisors, LLC serves individual, high-net-worth, and institutional clients by offering discretionary portfolio management and integrated financial planning. The firm uses a centralized investment platform with standardized asset-allocation models and actively managed sleeves, complemented by in-house estate and tax planning specialists and access to private investment solutions.

Ronald Vermillion is a financial advisor with Western Wealth Management LLC, holding a Series 66 designation and 35 years of industry experience. He has worked at LPL Financial, LLC since 2013 and joined Western Wealth Management LLC in 2020. Western Wealth Management LLC serves a diverse client base including individuals, charitable and corporate entities, and pension/retirement plan sponsors. The firm offers comprehensive portfolio management and consulting services through a decentralized network of investment adviser representatives, employing a range of investment strategies and third-party manager relationships.

Steven Vrooman is a financial advisor with Wealth Watch Advisors, Inc. in Englewood, CO, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked with Wealth Watch Advisors since 2017 and is also the managing member of Senior and Family Financial, LLC, where he holds workshops and is involved in insurance sales. Wealth Watch Advisors provides advisory services to a diverse client base, including individuals, pension plans, trusts, and financial institutions. The firm employs a range of investment strategies vetted by its Investment Committee, offering portfolio management primarily through third-party model managers, as well as financial planning and consulting services.

Albert Flores is a CFP® and holds a Series 66 license with 18 years of experience in the financial services industry. He has worked at SRS Capital Advisors, Inc. since 2015. Flores is based in Greenwood Village, CO, and is currently affiliated with Arax Advisory Partners. Arax Advisory Partners is an SEC-registered, multi-team wealth manager overseeing approximately $26.5 billion in regulatory assets through a team of over 200 advisors. The firm serves individuals, high-net-worth clients, family offices, institutions, and retirement plans, offering a range of services including financial planning, portfolio management, retirement plan consulting, and advisory services to pooled private funds. It employs a combination of internal portfolio management, third-party models, and tailored asset allocation strategies, with fee structures that include asset-based and performance-based arrangements.

Jesse Black is a financial advisor with Integrity Advisory Solutions, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior roles include positions at Client One Securities, LLC and Associates Financial Group. Outside of advisory work, he owns an online educational course for federal employees covering government benefits and serves as Executive VP of Sales and part owner at Retirement Realized Financial, an annuity FMO involved in agent training and recruiting. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and other business clients through a network of about 100 independent advisors managing approximately $1.1 billion in assets. The firm offers portfolio management, financial planning, retirement plan consulting, and sub-advisory services, utilizing both fundamental and technical analysis alongside various asset-allocation strategies.

Lorne Levy is a financial advisor at Financial Gravity Family Office Services, LLC with 18 years of industry experience. He holds a Series 66 designation and has worked previously at Kingswood Capital Partners, LLC and Forta Financial Group, Inc. In addition to his advisory work, Levy is a Senior Loan Officer and Broker Associate at All City Financial Group, a mortgage and real estate company, and since 2023 has been an investor-franchisee with Gradum GSwing. Financial Gravity Family Office Services offers comprehensive financial planning, investment management, and pension consulting to high-net-worth individuals, retirement plans, and charitable organizations. The firm employs a combination of fundamental, technical, and cyclical analysis to construct portfolios and often utilizes third-party sub-advisors and model portfolios to implement client strategies.

Matthew Moore is a financial advisor with Creativeone Wealth, LLC, holding Series 65 and Series 63 licenses and nine years of industry experience. His prior roles include positions at Easterly Securities LLC, FDX Capital, LLC, GF Investment Services, LLC, and Jackson National Life Distributors LLC. Creativeone Wealth, LLC provides fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, plan sponsors, and other RIAs. The firm manages primarily discretionary portfolios using proprietary models, third-party managers, and a variety of investment strategies including ETFs, mutual funds, options, and private investments.

Gavin Thomas is a financial advisor with Wedbush Securities Inc. in Denver, CO, holding Series 66 and Series 63 licenses and having one year of industry experience. Prior to Wedbush, he worked at Charles Schwab and is involved in a small restaurant business, JD's Bait Shop, in a part-time role. He is also listed as CEO of a tech coding company, Reign Services LLC, though he does not actively participate in its operations. Wedbush Securities provides investment advisory and broker-dealer services to a diverse client base that includes individuals, high-net-worth clients, and institutional investors. The firm offers a range of services such as wealth management, fixed income, commodities, securities lending, and capital markets, operating as both an adviser and broker-dealer.

Joseph Tocchini is a financial advisor with American Independent Securities Group, LLC, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with American Independent Securities Group since 2012. Outside of his advisory role, Tocchini owns and serves as president of Capstone Financial Services, LLC, and is involved in tax preparation through his ownership of CFS Tax Group, LLC. American Independent Securities Group provides investment advisory and financial planning services to a diverse client base, including individual investors, pension plans, charitable organizations, and corporations. The firm employs an open architecture approach to portfolio management, offering both discretionary and non-discretionary account management, and provides access to various custodial and advisory platforms.

Benita Creacy is a CFP® with 24 years of experience in the financial services industry. She has been with Western Wealth Management LLC since 2016 and also holds roles at LPL Financial, LLC and the College for Financial Planning. Outside of her advisory work, she has maintained involvement with DC & Associates, Inc. and has been active as a notary. Western Wealth Management LLC serves a diverse client base including individuals, corporations, retirement plans, and institutional clients. The firm operates as a decentralized network of investment adviser representatives, offering a range of portfolio management, financial planning, and consulting services supported by multiple model portfolios and custodial platforms.

Kristin Sesko is a financial advisor at Geneos Wealth Management, Inc. with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Geneos since 2007. Outside of her advisory role, she is a Mary Kay cosmetics representative and performs as a vocalist for weddings and receptions. Geneos Wealth Management serves a diverse client base including individuals, trusts, estates, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, investment advisory, and brokerage services with an investment approach that combines continuous account monitoring, discretionary trading, and various analytic strategies ranging from long-term buy-and-hold to tactical timing.

Michael Opp Sr. is a financial advisor with Wealth Watch Advisors, Inc., holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Wealth Watch Advisors since 2021 and has operated Opp Financial and Insurance Services since 2007, focusing on fixed insurance and equity-indexed annuities, including universal life and whole life products. Wealth Watch Advisors serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, financial institutions, and other registered investment advisers. The firm offers discretionary and non-discretionary portfolio management primarily through third-party model managers, utilizing quantitative, qualitative, and technical methods across various investment strategies.

Brian Mcdowell is a CFA® charterholder with 25 years of industry experience. He has been with United Capital Financial Advisors since 2015. United Capital provides national financial planning and discretionary investment management for a diverse client base, including individual and high-net-worth households, retirement plans, and institutional accounts. The firm also offers sub-advisory and consulting services, operating a platform that supports customization and access to alternative investments.

William Ambrosich is a CFP® with six years of industry experience, currently serving as an investment advisor at NWF Advisory Services Inc. He has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and several other firms. Ambrosich also holds a role as a financial planner at Envision Financial Partners and is licensed as an insurance agent. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through a network of over 100 advisory representatives. The firm serves primarily individual and high-net-worth clients, offering portfolio management, financial planning, and retirement plan consulting through an open-architecture, technology-driven platform.

Brian Spead is a CFP® professional at Valeo Financial Advisors, LLC with 18 years of industry experience. He has worked at Valeo since 2019 and previously held roles at Charles Schwab and Charles Schwab Bank from 2006 to 2019. Valeo Financial Advisors provides comprehensive financial planning and investment management to individuals, families, and institutional clients. The firm employs a strategic asset-allocation framework with tactical adjustments and offers specialized services including pro-bono planning and due diligence support for private fund sponsors.