Ashley Russell is a Financial Consultant at Fidelity Investments, where she has been working since 2018. She has held various roles within Fidelity, including Investment Consultant, Planning Consultant, Relationship Manager, Workplace Planning Consultant, and Client Relationship Advocate. Her professional experience spans multiple areas within financial consulting, enabling her to partner with clients in creating tailored financial plans that address their unique situations. Ashley emphasizes building strong, trusting relationships to support individuals and families in their pursuit of financial success. Ashley is a Certified Financial Planner (CFP®).

Christopher Green is a financial advisor with Merrill in Provo, UT, holding a Series 66 license and six years of industry experience. His prior roles include positions at Bank of America, Merrill, and Fidelity Investments. Outside of advising, he is involved in managing multiple real estate ventures, including rehabbing and operating rental properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Tolley is a CFP® professional with 11 years of industry experience, currently serving at Edward Jones since 2014. He holds Series 66 registration and is based in Provo, Utah. Outside of his advisory role, he is actively involved in leadership positions within the Church of Jesus Christ of Latter-Day Saints, including serving as a Bishop. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and supports its nationwide network of over 23,000 financial advisors with affiliated capabilities such as a trust company and proprietary mutual funds.

Monte Meier is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. He has been with LPL Financial since 2015 and has been operating under his own business name since 2005. Outside of his advisory role, Monte Meier has involvement in real estate rental activities in Utah. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing both proprietary and third-party investment strategies across discretionary and non-discretionary accounts.

Lucille Lambert is a financial advisor at Edward Jones with six years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and affiliated products, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Christopher Palmer is a financial advisor at Fidelity with two years of industry experience. He holds Series 63 and Series 66 licenses and has a diverse work history including roles at The Church of Jesus Christ of Latter-day Saints, MyTireGuys, and American Fork High School. Outside of advising, Palmer works as a fiction author and provides notary services. Fidelity’s affiliate, Strategic Advisers LLC, offers investment management and advisory services to retail and institutional investors, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios including multi-manager and fund-of-funds structures.

Scott Allen is a financial advisor at LPL Financial with 28 years of industry experience. He holds the Series 66 designation and has worked previously at Merrill for 22 years and Bank of America for 2 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a network of over 22,800 investment adviser representatives. The firm offers a range of financial planning and asset management solutions, including model portfolios, third-party asset management, and institutional platforms.

Justin Harman is a Financial Consultant at Fidelity Investments, where he collaborates with clients to analyze their investment portfolios and retirement plans. He focuses on helping clients understand their progress toward retirement and developing investment strategies that align with their individual needs. Utilizing the tools and resources available at Fidelity, Justin works closely with clients to co-create tailored financial strategies. Justin has held various roles at Fidelity Investments since 2021, including Planning Consultant, Benefits & Planning Consultant for Executive Services, Investment Solutions Representative II, and High Net Worth Service Associate. Prior to joining Fidelity, he worked as a Financial Representative at Northwestern Mutual and as a Business Development Manager at Cannon Capital Management. He holds insurance licenses in Arkansas and California. Outside of his professional work, Justin is interested in baseball, football, golf, family activities, parenthood, and volunteering.

Randy Reid is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial planning and investment advisory services to clients, leveraging his expertise to support their wealth management needs. Randy holds the professional designation of Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Brigham Young University and a Master's Degree from Harvard University.

Owen Mitchell is a financial advisor at Edward Jones with one year of industry experience. He holds the Series 66 designation and has previously worked at Trestlewood and Doterra. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds under a fiduciary standard.

Andrew Walker is a financial advisor with LPL Financial in Orem, Utah, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. Prior to joining LPL Financial in 2022, he worked at Commonwealth Financial Network for 15 years and Merrill Financial Associates for 18 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Robert Dowdle is a financial advisor with LPL Financial, holding the CFP® and ChFC® designations and over 20 years of industry experience. Prior to joining LPL Financial in 2025, he spent nearly two decades with Northwestern Mutual and its affiliated companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Kim Spencer is Vice President and Financial Consultant at Fidelity Investments, a role held since 2011. She has been with Fidelity Investments since 1998, progressing through positions including Financial Consultant, Relationship Manager, Investments Representative, and Financial Representative. Her expertise includes financial planning, investment strategy, generating cash flow, wealth accumulation, protection strategies, and tax-efficient investing. She holds insurance licenses in Arkansas and California. Outside of her professional work, Kim enjoys biking, board games, outdoor adventures, skiing, yoga, and spending time with her pets.

Miriam Rushton is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 1989. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Ryan Cook is a financial advisor with MassMutual Investors Services. He holds Series 63 and Series 65 credentials and has two years of industry experience. Prior to joining MassMutual, he worked at Northwestern Mutual Investment Services LLC for three years and has additional work experience in the technology and retail sectors. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, goal-oriented planning engagements supported by technology tools and a range of event-driven planning programs.

Travis Ewell is a financial advisor with Cambridge Investment Research Advisors based in Provo, UT. He holds Series 63 and Series 65 designations and has 28 years of industry experience. Prior to his current role, he worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Company. He is also an owner and partner of Frandsen Morrill Advisors. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing a variety of portfolio management strategies and custody platforms.

Jonathan Pack is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 27 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following eleven years at Bank of America and over two decades at Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through various planning and investment platforms.

Weston Bench is a financial advisor at Morgan Stanley in Provo, UT, holding Series 63 and Series 65 credentials with seven years of industry experience. He previously worked at Goldman Sachs & Co. LLC for four years and has held roles at the University of Utah, United Insurance Co, and Utah Valley University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and a structured discovery process.

Samuel Rosen is a financial advisor with LPL Financial in Pleasant Grove, UT, holding the CFP® and ChFC® designations and possessing 11 years of industry experience. Prior to joining LPL Financial in 2024, he spent nine years at Northwestern Mutual in various roles. Outside of his advisory work, he is involved with EmBody Health and Fitness, a health and fitness business. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and third-party asset management, with a focus on both discretionary and non-discretionary account management supported by research and technology tools.

Alan Nygren is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity since 2011, progressing through various positions including Financial Consultant, Portfolio Specialist, Client Management Representative, Retirement Solutions Representative, and Investment Solutions Representative. Prior to joining Fidelity, Alan worked as a Personal Banker at Wells Fargo Bank from 2007 to 2011. As a CERTIFIED FINANCIAL PLANNER™ practitioner, Alan focuses on helping individuals and families build, manage, preserve, and transition their wealth. His approach to financial planning emphasizes risk management, investment strategies, income planning, and estate planning considerations. He holds a California Insurance License. Alan's personal interests include biking, family activities, football, golf, hiking, and traveling.