Josh Schechter is a financial advisor at OSAIC with 18 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Raymond James and Triad Advisors. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to construct and manage portfolios tailored to client needs.

Abtin Zarrabi is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on providing clients with personalized wealth management strategies designed to address their full financial picture and evolving market conditions. Abtin works closely with clients to develop tailored approaches in portfolio management, tax minimization, retirement income, and both individual and corporate investment strategies. He holds a Personal Investment Advisor (PIA) designation and completed his bachelor's degree at Shiraz University, followed by a master's degree from the University of California System. Abtin's client service approach centers on one-on-one collaboration to help clients pursue their long-term financial goals. Outside of his professional role, he enjoys hiking, music, photography, reading, and running.

Ryan Rosenmeyer is a financial advisor with Edward Jones in Anthem, AZ, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets through a large nationwide network of advisors and branch offices. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard.

Kathryn Goodman is a financial advisor with Osaic Wealth Inc. in Scottsdale, AZ, holding Series 66 and Series 63 designations and 17 years of industry experience. Prior to joining Osaic, she worked at PayPal, BancWest Investment Services, Bank of the West, and TD Ameritrade Clearing Inc. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers through multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to build portfolios that include diverse investment options and supports both discretionary and non-discretionary account management.

Ruben Trujillo is a financial advisor with Edward Jones in Scottsdale, AZ, holding a Series 66 designation and over 10 years of industry experience. He has been with Edward Jones since 2015 and serves concurrently in the U.S. Army Reserves as a Captain and Commander of a Special Operations Civil Affairs Company. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory strategies, including discretionary and non-discretionary managed solutions, and operates under a fiduciary standard with approximately $1.01 trillion in assets under management.

Aleksandra Karac is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked in various capacities within JPMorgan Chase Bank and J.P. Morgan Securities since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services alongside brokerage, distribution, and investment management capabilities.

William Buckley Jr. is a CFP® professional with 23 years of industry experience. He is currently with OSAIC and has previously worked at Lincoln Financial Advisors Corporation and Lincoln National Life. Outside of his financial advisory role, he participates as a ground crew member for motor racing events with Compton Time & Measure, LLC. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, employing asset allocation tools and multiple investment platforms to construct diversified portfolios tailored to client needs.

Barrington Boyd is a financial advisor at OSAIC with 16 years of industry experience. He holds a Series 66 designation and has worked at firms including SagePoint Financial, Inc., Wells Fargo Clearing Services, and Principal Securities Incorporated. He is also a licensed insurance agent for life, annuity, and health insurance since 2004. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services along with access to third-party money managers and managed accounts. The firm utilizes various asset-allocation tools and automated rebalancing to construct portfolios across multiple asset classes.

Mitchel Macnguyen is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Bank of America and Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brandon Sparks is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 designations and 28 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his financial advisory role, he serves as an assistant football coach at Phoenix Christian High School. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing goal-based analyses and written recommendations on a wide range of financial planning topics. The firm allows clients to combine planning with managed-account programs while maintaining separate services and does not manage institutional portfolios.

John Cheang is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for eight years. Outside of his advisory role, Cheang owns INFINITY DIRECT INC, a business based in Scottsdale from which he receives residual trail commissions. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm follows an IPS-driven advisory process based on modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lorena Olivas is a financial advisor at OSAIC with a Series 66 designation and two years of industry experience. She has worked at OSAIC across two periods totaling seven years and has prior experience with Republic Services and Chicanos Por La Causa, Inc. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms and legacy program transitions.

Toni Michel is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 66 credentials and having 28 years of industry experience. Prior to joining OSAIC in 2024, Michel worked at Securities America Inc for 12 years. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing tools such as asset-allocation models, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios that include a range of investment products, managed on both discretionary and non-discretionary bases.

Denise Zumbrun is a financial advisor at OSAIC with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including SagePoint Financial, LPL Financial, Chelsea Financial Services, Claraphi Advisory Network, Thurston Springer Financial, and Citigroup. OSAIC serves a broad range of retail and institutional clients through a large network of advisers and multiple advisory platforms, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to various managed account solutions. The firm uses asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios tailored to client needs.

Craig Sullivan is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. He has held positions at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Outside of his advisory work, he serves as CFO for Grants Wishes Inc., a nonprofit that provides gifts to children with cancer. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs diversification principles and modern portfolio theory in its investment approach and supports a wide range of financial products through its affiliates.

Shalene Caldwell is a CFP® professional with 18 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Caldwell is a member of the investment committee for the Beaverton Arts Foundation, a nonprofit performing arts organization. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Stephen Jaffke is a financial advisor at Fidelity with six years of industry experience. He has held roles at Fidelity Investments since 2021 and previously worked at The Vanguard Group, Inc. from 2020 to 2021. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management and fund advisory. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Cynthia Pelosi is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Her career includes roles at FSC Securities Corporation, MML Investors Services, MassMutual Life Insurance Co., and Grow Financial Credit Union. She is also the owner of Prodigy Event Planning, a business focused on wedding and event coordination. OSAIC serves a diverse client base—including individual and high-net-worth investors, pension plans, corporations, and charitable organizations—offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios across various asset classes, supporting both discretionary and non-discretionary account management.

Paulette Treguboff is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, with discretionary and non-discretionary management supported by in-house and third-party research.

Andrea Franco is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to her current role since 2022, she held positions at Wells Fargo Advisors, Morgan Stanley, and Mass Mutual. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.