Jason Tamani is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 66 and Series 63 licenses and 14 years of industry experience. He has been with Charles Schwab since 2008 and with Schwab Wealth Advisory since 2015. Outside of financial services, he works part-time as an Amazon Flex delivery driver. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm offers annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Jared Spraggins is a CFP® professional with 26 years of experience in the financial services industry. He currently works at Schwab Wealth Advisory and has prior experience at The Vanguard Group and various Charles Schwab entities. Outside of finance, he is the owner of Waylon Records LLC, a record label involved in the creation, marketing, and distribution of music. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, focusing on annual financial reviews, retirement planning, and investment recommendations using Schwab's research tools. The firm operates as an internal advisory unit of Charles Schwab and does not directly charge clients fees or manage accounts on a discretionary basis.

Lucas Richard is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing four years of industry experience. His prior work includes roles at Bank of America and Charles Schwab & Co., Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, using Schwab's asset allocation models and research tools to support clients with financial reviews, retirement planning, and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Gary Johanson is a financial advisor at Hornor, Townsend & Kent, LLC with 31 years of industry experience. He holds Series 63 and Series 65 designations and has been associated with Penn Mutual Life Insurance Company and Hornor, Townsend & Kent since 2012. In addition to his advisory role, he is engaged in insurance sales and service for multiple carriers, including Penn Mutual. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a wide network of advisers. The firm offers advisory programs, financial planning, and retirement plan consulting while operating both advisory and broker-dealer services.

Zachary Armenta is a CFA® charterholder and holds a Series 66 license, with 10 years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has prior experience at State Street Global Advisors, John Hancock Advisers, Northern Trust, and Ameriprise Financial Services. Wealth Enhancement Advisory Services is a large enterprise managing over $122 billion in assets, providing financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm utilizes diversified, risk-class based allocations combining passive and active managers, supported by an internal Investment Committee, and offers various implementation tools and services.

Todd Garrett is a CFP® professional with 18 years of industry experience, currently serving at Schwab Wealth Advisory in Phoenix, AZ. He has been with Schwab and its affiliated entities since 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem and utilizes standardized asset allocation models and research tools to guide client decisions, while not exercising discretionary trading authority.

Landon Randall is a financial advisor at AE Wealth Management, LLC with 12 years of industry experience and holds a Series 65 credential. His work history includes roles at multiple firms, notably hybrid wealth management enterprises and educational marketing through Dare To Retire U, where he teaches classes. Randall's involvement in educational initiatives distinguishes his professional background. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and supports third-party RIAs with a platform-focused approach, managing nearly $50 billion across more than 127,000 clients.

Anacapri Zuniga is a Series 66-licensed financial advisor with Schwab Wealth Advisory in Phoenix, AZ. Zuniga has been with Schwab Wealth Advisory and Charles Schwab & Co., Inc. since 2026. Prior to this, Zuniga held roles at Care.com, Hassayampa Academic Village, Nekter Juice Bar, and Salad and Go. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning discussions, and investment recommendations using Schwab’s proprietary research tools and standard asset allocation models.

Steve Smith is a financial advisor at Centaurus Financial, Inc. in Peoria, AZ, with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus Financial since 2003. In addition to his advisory role, he is involved in an estate planning team focused on providing investment vehicles for trustees participating in deferred sales trusts. Centaurus Financial provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized services through a combination of discretionary and non-discretionary arrangements.

Steven Stombaugh is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he worked at Charles Schwab beginning in 2023, and he spent three years in full-time education from 2019 to 2022. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations based on standard asset allocation models and Schwab research tools. The firm operates within the Schwab ecosystem and does not charge clients directly, distinguishing its approach from many enterprise wealth managers.

Bruce Eisenhauer is a financial advisor with CWM, LLC, holding Series 65 and Series 66 credentials and bringing 24 years of industry experience. He has worked at CWM, LLC since 2018 and previously spent 16 years at LPL Financial. Outside of advising, he is involved in income tax preparation through Meikle Financial Group. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients via a network of over 600 advisors. The firm manages portfolios on a discretionary basis using model portfolios supported by both fundamental and technical analysis, third-party sub-advisors, and customization tools, with a strong focus on retirement plan services and fiduciary processes.

Shaun Samuels is a financial advisor with TIAA-CREF based in Phoenix, AZ, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and Charles Schwab. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through employer retirement plans. The firm offers a range of advisory services including model and customized portfolios, and acts as adviser to a donor-advised fund within a vertically integrated structure.

David Eldridge is a financial advisor at Farther with 10 years of industry experience. He holds the Series 65 and Series 66 designations and has previously worked with Financial Engines Advisors, LLC, Kingdom Financial Group, LLC, and Golden State Equity Partners, LLC. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a combination of digital platforms and in-person meetings. The firm uses a Modern Portfolio Theory-based approach with proprietary models and algorithmic rebalancing, employing a range of investment vehicles including ETFs, mutual funds, equities, and fixed income.

Robert Bodenlos is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab since 2020 and previously held roles at USAA Investment Management Company and USAA Financial Advisors. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many enterprise wealth managers.

Ethan Torres is a CFP® professional with two years of industry experience, currently affiliated with Schwab Wealth Advisory in Phoenix, AZ. He has been with Charles Schwab and Schwab Wealth Advisory Inc. since 2023. Prior to his financial advisory career, Ethan worked in various roles including at Sprouts Farmers Market and Chick-fil-A, as well as spending several years in full-time education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm delivers advice through Charles Schwab’s asset allocation models and research tools, with final trading decisions made by clients and accounts reviewed at least annually.

Lauri Van Stone is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and six years of industry experience. She has worked at Schwab Wealth Advisory since 2025 and previously held roles at Charles Schwab, Silverhawk Private Wealth, and Country Financial. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools to recommend investments while leaving final trading decisions to clients. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Max Saferstein Hansen is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Charles Schwab, TD Ameritrade, and Weslake Ace Hardware. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab's asset allocation models and research tools to support annual financial reviews and investment recommendations.

William Tuli is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Nationwide Investment Services Corp and Charles Schwab & Co., Inc. Outside of finance, he has been involved with Satyr Entertainment for over a decade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual reviews, retirement planning, and investment recommendations across a variety of asset classes. The firm operates within the Schwab ecosystem using standard asset allocation models and research tools, without exercising discretionary trading authority.

Rene Rojas is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding CFP®, ChFC®, and Series 66 designations. He has nine years of industry experience, including roles at Charles Schwab Bank and Charles Schwab & Co., Inc. He is also involved with Lady Be Ready LLC, a business he has operated since 2017. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, offering annual financial reviews and investment recommendations based on Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees but is paid by Charles Schwab & Co. under a cost-plus arrangement.

Alan Jimenez is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Schwab Wealth Advisory since 2021 and Charles Schwab since 2018. Prior to his current roles, he held positions at Arizona State University, Phoenix Orthotics & Prosthetics, and Paradise Valley Community College. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations. The firm delivers advice through Schwab’s asset allocation models and research tools, with final trading decisions made by clients.