Monica Szakos is a CFP® with 12 years of industry experience, currently serving at Belpointe Asset Management LLC. Her prior roles include positions at Arete Wealth Advisors LLC, Axxcess Wealth Management, LLC, and Securities America Advisors Inc. Outside of her advisory work, she is involved in computer consulting, web design, and IT services. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, corporations, and other registered advisers. The firm offers customized discretionary investment management and financial planning, utilizing a range of strategies from passive to tactical, and supports its advisory practice with affiliated funds and professional service entities.

Kelsey Anderson is a CFP® with eight years of industry experience and is currently a wealth manager at The AmeriFlex Group. Prior to joining AmeriFlex and Cambridge Investment Research in 2025, Anderson worked at Charles Schwab Bank and Charles Schwab & Co., Inc. from 2017 to 2025. Outside of advisory work, Anderson serves as a committee member at the Country Club of Rancho Bernardo and is president of Faye Financial Corp. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, and retirement plan consulting, delivering customized strategies through model allocations and manager relationships.

Stephen Widner is a financial advisor at Navy Federal Investment Services, LLC with 34 years of industry experience. He holds the Series 63 designation and has worked at Navy Federal Investment Services since 2020, following two decades at CUSO Financial Services, L.P. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual investors and trusts, offering portfolio management, financial planning, and retirement-plan fiduciary services through model portfolios managed by third-party firms on the Envestnet platform.

Charlotte Jones is a Series 65-licensed advisor with five years of industry experience. She currently works at Compound Planning, Inc. and previously held roles at Northstar Financial Management, Intuit, Inc., and FTD Companies. Outside of her advisory duties, she is involved with the Development Group of Moscow, an LLC focused on community investment through real estate holdings. Compound Planning serves individuals, families, businesses, and retirement plans by offering discretionary portfolio management, financial planning, and consulting services. The firm employs a risk-based investment approach using a combination of low-cost ETFs, direct indexing, and alternative strategies, supported by technology partnerships and third-party sub-advisors.

Czarina Frias is a financial advisor at Dunham with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Dunham & Associates Investment Counsel Inc. for a total of six years, with prior experience at Gold Bullion International, The Prudential Insurance Company of America, and Pruco Securities, LLC. Dunham is an SEC-registered investment adviser and broker-dealer serving individual and high-net-worth clients through mutual funds, wrap fee programs, separately managed accounts, and a private fund. The firm uses an asset allocation and manager-of-managers approach, offering tailored investment strategies and custody, trust, and donor-advised fund services through its affiliated trust company.

Gregory Stephens is a financial advisor at Kingswood Wealth Advisors, LLC with 29 years of industry experience. He holds a Series 66 designation and has worked at firms including MS Howells & Co, Eudaimonia Partners, and Harmony Grove Wealth Management. Stephens also serves as Managing Director of Stephens Investments & Wealth Management Solutions. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm offers portfolio management, financial planning, ERISA plan advisory, and consulting services, and is known for its integration with affiliated financial entities and specialized management of insurance-linked accounts.

Logan Lowrey is a financial advisor with Kingswood Wealth Advisors, LLC, holding a Series 66 credential and 15 years of industry experience. He has worked with several firms, including Kingswood Capital Partners, Benchmark Investments, and Cape Securities. Outside of his advisory roles, he owns Lowrey Wealth Management, an entity focused on providing financial advice, investments, and life insurance. Kingswood Wealth Advisors serves a diverse client base, including individual and high-net-worth investors, retirement plan sponsors, and institutions, offering portfolio management, financial planning, ERISA plan advisory, and consulting services. The firm uses an open-architecture platform with both discretionary and non-discretionary investment advice and is notable for integrating affiliated financial entities and managing insurance-linked accounts.

Rebecca Martin is a CFP® with 12 years of industry experience. She has been with Dunham & Associates Investment Counsel, Inc. since 2016 and previously worked at Spc, Sigma Financial Corporation, and Southtrust Advisors. Dunham is an SEC-registered investment adviser and broker-dealer that serves individual and high-net-worth clients through a variety of offerings, including proprietary mutual funds, wrap fee programs, separately managed accounts, standalone investment consulting, and a private fund. The firm uses an asset allocation and manager-of-managers investment approach, offers algorithmic rebalancing, and provides custody, trust, and donor-advised fund services through its affiliated trust company.

Alphonse Chan Jr. is a CFA® charterholder with 31 years of industry experience. He has worked at Silvercrest Asset Management Group LLC since 2019 and previously spent six years at Neosho Capital. Chan is based in San Diego, CA. Silvercrest Asset Management Group LLC provides investment management and family-office services to families and select institutional investors, including endowments and foundations. The firm employs a combination of proprietary equity and fixed-income strategies alongside tailored portfolio management and quantitative risk analytics.

Robert Hall is a financial advisor with Impact Partnership Wealth, LLC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has held roles at multiple firms, including Brookstone Wealth Advisors, Global Financial Private Capital, and Hall Financial Group, where he also serves as president offering insurance products and investment advisory services. Impact Partnership Wealth provides investment management, model-portfolio implementation, financial planning, and ERISA retirement-plan consulting to individuals, high-net-worth clients, retirement plans, and business entities. The firm’s investment process integrates third-party strategists, adviser-managed models, and direct indexing with tactical overlays, offering discretionary trading authority subject to client restrictions.

Lisa Brumfield is a financial advisor at Gibbs Wealth Management, LLC with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Marathon Group Wealth Management, Visionary Wealth Management, and Coppell Advisory Solutions. Brumfield is also the owner of Marathon Group Financial, where she conducts life insurance analysis and retirement income reviews, and provides business development consulting for insurance companies targeting public employers. Gibbs Wealth Management offers discretionary investment advisory services to individual and high-net-worth clients through an advisor-directed Model Management program that utilizes third-party platforms and strategists. The firm focuses on selecting and monitoring model portfolios based on each client’s financial situation, goals, and risk tolerance.

Kyle Rodgers is a financial advisor with Kingswood Wealth Advisors, LLC in San Diego, CA, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has held roles at multiple firms including Benchmark Investments, DST Wealth Management, and Kingswood Capital Partners. Outside of his advisory work, Rodgers serves as Vice President of Dannah Investment Group, LLC, a property casualty insurance agency and business consulting firm, and is a board member of Brotherhood for the Fallen, a nonprofit supporting families of fallen police officers. Kingswood Wealth Advisors serves a diverse clientele including individual and high-net-worth investors, retirement plan sponsors, and institutions, offering portfolio management, financial planning, and ERISA plan advisory services. The firm features an open-architecture investment platform that utilizes third-party managers and integrates insurance-linked account management alongside its advisory offerings.

Gabrielle Beard is a financial advisor with RBC Securities, Inc. She holds the Series 66 designation and has prior experience at City National Securities, Inc. and City National Bank. Outside of finance, she has worked in event-related roles including Anna Marie Events and Pop Ups Unlimited. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through a wrap-fee investment advisory program. The firm integrates within a broad financial services group affiliated with a bank and offers discretionary portfolio management, financial planning, and ongoing reporting.

Danielle Mariano is a financial advisor with Kingswood Wealth Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. Her background includes roles at Cadaret, Grant & Co., Inc., and Benchmark Investments, LLC. She is also active in helping clients aged 65 and older understand Medicare insurance options through her role as an insurance agent at Mariano Agency LLC. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions, providing portfolio management, financial planning, ERISA plan advisory, and consulting services. The firm employs an open-architecture platform with a focus on integrating insurance-linked accounts and frequently works with affiliated and unaffiliated third-party managers.

Patricia Flores is a financial advisor with Navy Federal Investment Services, LLC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Her prior roles include positions at CUSO Financial Services, LP and Linsco Private Ledger. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual investors and trusts, offering portfolio management, financial planning, retirement-plan fiduciary services, and an automated ETF-based Digital Investor product. The firm uses third-party portfolio managers on platforms such as Envestnet and provides ongoing account monitoring and due diligence.

Stephanie Williams is a financial advisor at AlphaCore Capital LLC with 18 years of industry experience. She holds the Series 63 and Series 65 designations and previously worked at Altegris Investments, Inc. for 11 years before joining AlphaCore in 2020. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, institutional, and entity clients. The firm offers comprehensive wealth planning and investment management, emphasizing alternative investing alongside traditional equity and fixed-income strategies to pursue multi-asset diversification and resilience.

Robert Seawright is a financial advisor with Madison Avenue Securities, LLC in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Madison Avenue Securities since 2010 and is also Chief Compliance Officer at Asset Marketing Systems Insurance Services, LLC. Outside of his advisory roles, he serves as an elder and president of the committee at Rancho Bernardo Community Presbyterian Church. Madison Avenue Securities, LLC provides investment advisory and related services to individual clients, charitable institutions, foundations, trusts, and employer-sponsored retirement plans. The firm manages approximately $2.0 billion in assets, offering portfolio management, financial planning, pension consulting, and college-savings services through various account platforms and investment approaches.

Brian Haubenstock is a ChFC®-designated financial advisor with 43 years of industry experience. He has been with Lincoln Investment since 2012 and is also involved in insurance sales and life settlements. Outside of his advisory work, Haubenstock serves as president of the Center for Insurance Research, a nonprofit organization, and chairs the board of the Behavioral Diabetes Institute. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, retirement plans, trusts, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management supported by an in-house investment management and research team, with a fiduciary approach that includes automated rebalancing and tax-aware options.

Michael Sztrom is a financial advisor with Integrated Advisors Network LLC, holding a Series 66 designation and 27 years of industry experience. He has worked at Integrated Advisors Network since 2018 and previously operated Sztrom Capital Management LLC and Sztrom Wealth Management, Inc. since 2015. Integrated Advisors Network is a multi-team SEC-registered investment adviser that offers portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, retirement plans, and corporate entities. The firm uses a variety of investment approaches and frequently utilizes third-party sub-advisers while providing ongoing portfolio oversight and rebalancing.

Justin Peek is a CFP® professional with 21 years of industry experience. He has worked at Edward Jones for 18 years before joining Golden State Wealth Management and LPL Financial in 2022. Peek is also licensed to sell life, long-term care, and health insurance products. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses, providing asset management, financial planning, and retirement consulting. The firm offers discretionary portfolio management and utilizes a variety of analytic approaches and third-party managers while billing primarily on a percentage-of-assets basis.