Serene Burbidge is a financial advisor with Ameriprise in San Diego, CA, holding a Series 66 designation and over one year of industry experience. She previously worked for First Command Financial Services for ten years before joining Ameriprise. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. This service provides written recommendations and annual advice focused on dependable income sources and tax-aware withdrawal strategies.

Andres Cervantes is a financial advisor at J.P. Morgan Securities with 4 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2021, with prior experience at JPMorgan Chase Bank, Tru Nature, and Pizza Hut. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Laura Jacobs is a financial advisor at UBS Financial Services with 16 years of industry experience. She holds the CFP® and Series 66 designations and has been with UBS since 2011. Outside of her advisory role, she is involved with Screen Free Kids LLC, where she manages social media, runs events, and oversees the company’s website focused on providing screen-free activities and education for families. She also has experience selling health and skincare products through NuSkin. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advisory work through a network of financial advisors who tailor plans based on proprietary research and model-based asset allocations.

Julian Odish is a financial advisor at Merrill with a Series 66 designation and recent industry experience beginning in 2024. His prior roles include positions at Morgan Stanley, JDO Capital Group, Northwestern Mutual, and Allied First Bank. He also studied at the University of San Diego from 2022 to 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Jorge Carranza is a financial advisor with Edward Jones in Chula Vista, CA, holding Series 63 and Series 66 credentials and seven years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and Wells Fargo. Outside of financial services, he owns a rental property in El Sauzal, BCN. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Patricia Uhart is a financial advisor with OSAIC based in Santee, CA, holding a Series 66 designation with 43 years of industry experience. She has been with Royal Alliance Associates, Inc. since 2018 and previously worked at Signator Investors, Inc. from 2016 to 2018. In addition to her advisory role, she owns Uhart Tax & Financial, where she provides tax preparation, planning, and IRS representation. She is also an artist who paints and sells watercolors. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct diversified portfolios across various investment types.

Christopher Rea is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market models.

Robin Ballard is a financial advisor with LPL Financial in San Diego, CA, holding a Series 63 designation and having 45 years of industry experience. He has been with LPL Financial since 1993. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Roberto Aguais is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, Ameriprise, and Mission Federal Credit Union. He has experience working outside the financial sector at Bonita Pet Supply and in accounting services with Robert F Rosario CPA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Robert Koba Jr. is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and over 20 years of industry experience. He has worked at Raymond James Financial Services Advisors since 2019 and has prior experience with Mission Federal Credit Union, Cuso Financial Services, New England Financial, and LPL Financial. In addition to his advisory work, he has 21 years of experience in health insurance. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers non-discretionary, tailored planning using risk profiling and analytical tools, and supports clients through advisory programs and institutional consulting.

Daniel Djordjevic is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 19 years of industry experience. He previously worked at SunTrust Advisory Services and SunTrust Investment Services, INC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Arwa Kheriwala is a financial advisor with Ameriprise in San Diego, CA, holding a Series 66 designation and two years of industry experience. She has been with Ameriprise and its affiliates since 2018, following a brief tenure at Pacific Advisors. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Saundra Benjamin is a Series 65-licensed financial advisor with seven years of industry experience, currently serving at Bruce McIndoe & Associates, Inc. She has worked at the firm since 1995 in various capacities. Outside of advisory work, she owns a professional organizing business called Benjamin Un-Limited. Bruce McIndoe & Associates, Inc. primarily provides investment management services for pooled investment vehicles and institutional clients. The firm combines advisory services with insurance broker activities and uses an hourly fee structure rather than a percentage-of-assets model.

Craig Mellon is a financial advisor with Economic Research and Insurance Solutions, LLC, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has been with Economic Research and Insurance Solutions since 2007. The firm primarily advises pooled investment vehicles and institutional clients, using fundamental and technical analysis alongside a mix of long- and short-term trading strategies. Economic Research and Insurance Solutions is notable for its affiliations with a law firm and an insurance company, which are uncommon among investment managers.