Srivani Ravikumar is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. She has been with Wells Fargo Bank since 2005 and Wells Fargo Clearing since 2016, both located in San Ramon, CA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions across a broad client base.

John Mullen II is a financial advisor with LPL Financial in Danville, CA, holding a Series 63 credential and 36 years of industry experience. He has worked with LPL Financial since 2003 and previously with Osaic FA, Inc. from 1997 to 2003. Mullen also teaches CFP courses at UC Berkeley Extension. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Michael Martin is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. His prior roles include tenures at Martin, Wardin & Eissner Financial Group and Commonwealth Financial Network. He is also involved in tax preparation services through Martin, Wardin & Eissner Tax Service. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and third-party asset management, supported by technology tools and a broad platform of financial activities.

David Gilchrist is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with a select group of high-net-worth families, executives, entrepreneurs, and professionals, providing comprehensive wealth-planning strategies that address complexity, preserve capital, and support long-term financial objectives. His approach is client-centric and emphasizes understanding clients' financial situations alongside their professional and personal lives to inform sound financial decisions. David specializes in areas including divorce transition planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Prior to joining Merrill, he gained experience in accounting at an estate-planning law firm and as a tax auditor for the City of Los Angeles Office of Finance, applying this background to help clients with tax-aware strategies within their wealth plans. He holds a Bachelor's degree in Economics from Loyola Marymount University and a certificate in Accounting from UCLA. Additionally, he has earned the Certified Investment Management Analyst (CIMA) designation awarded by the Investments & Wealth Institute in conjunction with Yale University. Outside of his professional role, David enjoys golfing, hiking, pickleball, reading, running, soccer, spending time with family, tennis, traveling, and yoga.

Christopher De Meyer is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including JP Morgan Chase Bank, Frost Bank, and Charles Schwab. Outside of his advisory work, he is involved in managing a personal rental property with his spouse. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client relationship model that combines non-discretionary advisory recommendations with access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from Schwab’s Center for Financial Research.

Gail Isaacson is a financial advisor with Cetera in Danville, CA, holding a Series 66 designation and 24 years of industry experience. She has been with Cetera and its affiliate Cetera Financial Specialists LLC since 2004 and has owned and operated Isaacson and Company, a tax, accounting, and bookkeeping practice, since 1977. Outside of her advisory and accounting work, she is involved in sales of Medicare supplement and Part D policies and operates a machine quilting and embroidery business. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers, providing investment solutions across various program structures and custodial relationships.

Luis Sovero is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has worked at Wells Fargo Bank since 2004 and spent one year at Morgan Stanley Dw Inc. prior to that. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Shawn Henley is a financial advisor with Morgan Stanley in Pleasanton, CA, holding a Series 63 designation and over 39 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley & Co., Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. Outside of his advisory work, he is a sole proprietor of a rental home business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning. The firm employs a structured planning process using proprietary tools and models while providing both direct and employer-based financial planning services.

Lili Huang is a financial advisor at J.P. Morgan Securities with 7 years of industry experience. She holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2019. Her prior work experience includes roles at Enterprise Rent A Car, New York Life Insurance Company, and Macy’s. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative due diligence and includes a range of strategies with ESG considerations.

Andrew Parrott is a financial advisor with Cetera who holds a Series 66 designation and has 10 years of industry experience. His prior roles include positions at Edward Jones and Clifford Square Wealth Advisors. Outside of his advisory duties, he serves as president of the Lamorinda Rugby Football Club and as secretary of the Lafayette Water Polo Foundation board. Cetera Investment Advisers LLC operates as a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing affiliated and third-party managers across various program structures and custodial relationships.

Meiting Lin is a financial advisor at J.P. Morgan Securities with the Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan Securities in 2026, Lin held roles at JPMorgan Chase Bank, N.A., Citibank, and Bank of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a specialized group of Wealth Advisors. Their advisory process combines quantitative screens and qualitative research to deliver written asset allocation advice and customized reporting, with clients retaining final decision-making authority.

Jared Beckner is a financial advisor at LPL Financial in Dublin, CA, holding Series 65 and Series 63 licenses. He has been with LPL Financial and Patelco Credit Union since 2026 and has prior work experience in education and retail, including roles at New Jerusalem Elementary School District and The Home Depot. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment programs, employing various portfolio strategies and technology tools while maintaining significant scale across advisory and non-advisory financial activities.

Nathaniel Hintz is a financial advisor with LPL Financial in Alamo, CA, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior roles include positions at Insight Wealth Strategies, Mutual Securities, Lincoln Financial Advisors, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a network of over 22,800 advisors with a broad range of advisory and brokerage services.

Hok In Un is a financial advisor with J.P. Morgan Securities in San Leandro, CA, holding a Series 66 designation and six years of industry experience. Their prior work includes four years at Tumi Inc before joining JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC, where they have been employed since 2020. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research and includes capabilities in derivatives and commodities through affiliated entities.

Howard Hertz is a CFP® with 27 years of industry experience, currently affiliated with Cetera since 2021. He has held roles with Avantax Insurance Agency, Tri-Valley Tax & Financial Services, and other related businesses. In addition to his advisory work, he is president and owner of Tri-Valley Tax & Financial Services and is an enrolled agent. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning services through a nationwide network of over 10,000 advisors.

Steven Gee is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 25 years of industry experience. His prior firms include Voya Financial Advisors and Wiline Network. In addition to his advisory work, he operates as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a large nationwide network of over 10,000 independent advisors. The firm offers portfolio management, financial planning, and retirement services via a multi-manager platform that includes affiliated and third-party managers and a range of program options.

Katelyn Kennedy is a financial advisor at UBS Financial Services with seven years of industry experience. She holds a Series 66 designation and previously worked at O'Melveny & Myers LLP for three years. Kennedy has an investment interest in a real estate partnership but does not have a direct role in its management. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, combining institutional trading capabilities with wealth management and proprietary research to tailor client strategies.

Allen Lipscomb is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His prior work includes positions at Wells Fargo Clearing, Merrill, and UBS Financial Services. Lipscomb is also an advisor with Blue Oaks Management, LLC, an Ameriprise Financial Franchise. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies. The firm’s approach integrates proprietary investment research, third-party data, and algorithmic tools within a product ecosystem that includes affiliated sub-advised options.

Shelley Hancock is a financial advisor with Wells Fargo Clearing in Danville, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She previously worked for Wells Fargo Investments, LLC, from 2001 to 2011 and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions with research-driven investment approaches.

Brian Stanley is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has been with JP Morgan Chase Bank and J.P. Morgan Securities LLC since 2016. Based in Dublin, California, his work focuses on institutional consulting. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a range of investment strategies including those with ESG frameworks.