Jim Klein is a Planning Consultant at Fidelity Investments, a role he has held since 2025. Prior to this position, he served as a Relationship Manager from 2023 to 2025 and as a Financial Representative from 2022 to 2023, all within Fidelity Investments. He holds a California Insurance License. Before transitioning to financial services, Jim worked as a high school Latin teacher for several years. Motivated by a desire to help individuals better understand personal finance, he shifted his career focus to financial advising. At Fidelity, he works with clients to help them understand their financial situations and prepare for major life decisions. Outside of his professional responsibilities, Jim has interests in baseball, cooking and baking, and reading.

Sam Blakewell is an Investment Consultant at Fidelity Investments. In this role, Sam focuses on assisting clients with financial planning in areas such as retirement planning, investment strategy, and tax-efficient investing. Sam aims to simplify complex financial topics and provide personalized guidance and support to clients. Sam has held several positions at Fidelity Investments, including Planning Consultant from 2024 to 2025, Relationship Manager from 2023 to 2024, and Financial Representative from 2022 to 2023. Prior to joining Fidelity, Sam worked as a Client Relationship Manager at Lewis Financial from 2021 to 2022. Sam holds a California Insurance License. Outside of work, Sam has interests in biking, golf, pets, running, swimming, and traveling.

Kathrine Andrews is a Series 66-credentialed financial advisor at Morgan Stanley with five years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she owns and manages residential rental properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients. The firm offers tailored financial planning and manages a broad range of client assets.

Leland Crawford is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Outside of his advisory role, he serves as a trustee for his father's and parents' investment trusts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Mia Hershiser is a financial advisor at Robert W. Baird & Co. with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. She is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services using a range of strategies and managers, including discretionary and non-discretionary approaches.

Rosalinda Roberts is a financial advisor at OSAIC with 29 years of industry experience. She holds Series 63 and Series 66 designations and worked previously at Securities America Advisors, Inc. for 18 years. Roberts is also involved in insurance sales through her own practice, where she reviews clients' risk management strategies and provides insurance recommendations. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various investment types.

Cody Riecks is a financial advisor with Morgan Stanley in Sacramento, CA, holding a Series 66 license and two years of industry experience. Prior to joining Morgan Stanley, he worked at Steris IMS, Sazerac, and Gallo Sales Company. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, offering tailored financial planning supported by firm-approved tools and a structured process. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and Corporate Financial Planning agreements.

Wade Lokka is a CFP® professional with 25 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. He previously worked at Edward Jones for 19 years before joining Raymond James in 2019. Outside of his advisory role, he is president and managing partner of Season 59 Financial LLC, a support company focused on limiting liability and managing administrative aspects of his advisory business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Jordan Anderson is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various J.P. Morgan entities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies, delivering services on a non-discretionary basis.

Travis Greene is a Series 66 licensed financial advisor with eight years of industry experience. He has worked at Wells Fargo Advisors and Riskalyze before joining Cetera Investment Advisers, LLC in 2025. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports various investment strategies and program structures.

Shawn Paschal is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process incorporating firm-approved tools and models.

Laura Kellejian is a financial advisor with Wells Fargo Advisors in Sacramento, CA, holding a Series 63 designation and having 36 years of industry experience. She has worked within Wells Fargo firms since 2009 across various capacities. Outside of her advisory role, she owns and operates LRK Advisory Services, an independent financial practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, using proprietary research and planning tools.

Kimberly Friedman is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2018 and Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Karen Vick is a financial advisor with Charles Schwab in Sacramento, CA, holding Series 63 and Series 66 licenses and 19 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary and discretionary advisory models supported by multi-asset model portfolios and centralized custody and order-routing arrangements.

Logan Shaw is a financial advisor with Morgan Stanley in Eureka, CA, holding a Series 66 credential and six years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2019 and has been affiliated with Morgan Stanley Smith Barney LLC since 2014. His background includes a brief tenure at Stanford University. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services supported by structured planning tools and investment modeling techniques.

Nguyen Tram Anh Le is a financial advisor with Ameriprise in Sacramento, CA, holding a Series 66 designation and beginning her advisory career in 2026. Her prior work experience includes roles in education and apartment development. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. It offers a specialized Premier Retirement Income service that provides detailed retirement-income planning advice based on proprietary research, third-party data, and algorithmic tools, with a focus on dependable income and tax-aware withdrawal strategies.

Andrew Cloninger is a Sales Manager and Wealth Management Advisor with Merrill Lynch Wealth Management, based in Sacramento, California. He has been with Merrill Lynch Wealth Management for 28 years and holds the title of Senior Vice President. In his role, he focuses on wealth management strategies tailored to wealthy individuals and families, small and medium-sized businesses, and senior executives of publicly traded companies. As a Portfolio Manager, he manages personalized investment strategies that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment solutions. Mr. Cloninger holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and is also a Personal Investment Advisor (PIA). He earned his high school diploma from John F. Kennedy Senior High School in Sacramento, California, and completed his bachelor's degree at Cal Poly San Luis Obispo. His areas of focus include college education planning, executive compensation, equity compensation services, family wealth management, retirement income, tax minimization, and portfolio management. Outside of his professional work, Andrew Cloninger participates in community volunteering and has personal interests that include cooking, hiking, music, photography, soccer, and traveling. He lives in Sacramento with his three grown children.

Katherine Davalos is a CFP® professional with 12 years of experience in the financial services industry. She is currently with Raymond James & Associates, where she has worked since 2020. Prior to this, she held positions at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of her advisory role, she has been involved as an owner in rental real estate. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Dylan Michell is a financial advisor with Charles Schwab holding a Series 66 designation and has been in the industry since 2025. Prior to joining Charles Schwab, he was involved in entrepreneurial activities with several LLCs and spent multiple years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by proprietary research and a formal alternative investment process.

David Bennette is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he is involved in managing rental properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients, providing tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.