Joy Kodama is a CFP®-certified financial advisor with 23 years of industry experience. She is currently affiliated with LPL Financial and previously worked for 15 years at UBS Financial Services. Kodama holds Series 63 and Series 66 licenses and also performs notary services in Honolulu. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms.

Jason Linn is a financial advisor with LPL Financial in Honolulu, HI. He holds the CFP® designation and the Series 66 license, with 17 years of industry experience including one year at Morgan Stanley & Co. LLC. Outside of his advisory role, Linn is involved in teaching and has engaged in sports cards and memorabilia collecting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by advanced operational and research tools.

Keri Nishimura is a CFP® with 18 years of experience in the financial services industry and is currently with Wells Fargo Clearing. She has been with Wells Fargo since 2009, including seven years at Wells Fargo Advisors LLC. Nishimura serves on the finance and executive committees at Goodwill Hawaii, where she participates in discussions on investment policy and organizational strategy. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through a network of more than 14,000 advisors, utilizing research and diversification principles to support its investment solutions.

Chris Henderson is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and has worked previously at Woodbury Financial Services, Mass Mutual Investors Services, MassMutual Life Insurance, and Metlife Securities. In addition to his advisory role, Henderson is involved in servicing Medicare advantage plans as a licensed agent. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a range of investment options and utilizes various tools and third-party platforms to construct and manage portfolios.

Martin Lau is a financial advisor with LPL Financial based in Honolulu, HI, holding Series 63, 65, and 66 credentials and 13 years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, and Central Pacific Bank. Outside of his advisory work, Lau is involved in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset managers, and institutional platforms.

Patrick Daily is a financial advisor with Ameriprise in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at Ameriprise since 2018 and was previously with Wachovia Securities Financial Network for nine years. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to generate personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Sean Hite is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Buck Wealth Strategies, Madison Avenue Securities, AE Wealth Management, SPC, and Parkland Securities. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, providing tailored recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines advisory, brokerage, and insurance solutions through affiliated entities, utilizing algorithmic tools alongside personalized review.

David Kim is a financial advisor at Ameriprise in Honolulu, HI, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Wells Fargo Advisors and First Hawaiian Bank. He also holds a real estate license. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides personalized retirement planning and tax-aware withdrawal strategies.

Reid Kobashigawa is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 19 years of industry experience. His career includes roles at UBS Financial Services and PF Chang's China Bistro prior to joining Raymond James in 2017. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers customized financial planning and investment consulting, with a focus on non-discretionary relationships and access to a wide range of portfolio management styles and affiliated research.

Kevin Tang is a financial advisor with LPL Financial, holding CFP® and Series 66 credentials and bringing 20 years of industry experience. He has worked at LPL Financial since 2015, following prior roles at VSR Financial Services and Equitable Advisors. Outside of his advisory role, he is involved in fixed life insurance and annuities, as well as long-term care and disability insurance activities in Honolulu. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

Taylor Mc Clafferty is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services and First Hawaiian Bank prior to his current role. Charles Schwab serves a large client base primarily comprised of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and other managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and centralized operational infrastructure.

Jamie Lumsden is a financial advisor at Osaic Wealth, Inc. with 11 years of industry experience and holds a Series 66 designation. Prior to joining Osaic in 2025, Jamie worked for Lincoln Financial Advisors from 2014 to 2025. He also acts as an insurance agent offering accident and health insurance, disability insurance, equity-indexed annuities, fixed annuities, and traditional life insurance. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct portfolios across a wide range of investment types.

Joel Mark is a CFP® professional with 19 years of experience in the financial services industry. He has been with Ameriprise since 2006, currently serving as an advisor in Honolulu, HI. His credentials include the Series 66 designation. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm provides written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies, using a combination of research, modeling, and tax analysis to support client planning.

Brian Iha is a financial advisor with Ameriprise, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary retirement income recommendations through a centralized consulting team.

Christopher Maxwell is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Zaine Gushiken is a financial advisor at Raymond James Financial in Honolulu, HI, holding a Series 66 designation with one year of industry experience. Prior to joining Raymond James, he was associated with First Hawaiian Advisors, First Hawaiian Bank, and Hawaiiana Management Company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charities. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Brian Kawano is a financial advisor with LPL Financial based in Honolulu, HI, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. His prior roles include positions at Royal Alliance Associates, Signator Investors Inc, and Selective Sales and Service. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolio programs, third-party asset management, and institutional platforms.

Sandra Yorong is a financial advisor with Ameriprise, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. She has been with Ameriprise in various capacities since 2005. Outside of her advisory role, she is the owner of a holding company for a published book and operates a retail business in Waipahu, Hawaii. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with substantial investable assets, delivering customized, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities typical of a large institutional firm.

Jon Tsukamoto is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Tsukamoto serves on the boards of the Honolulu Japanese Chamber of Commerce and the Waialae Country Club. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and methodologies.

Richanne Lam is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she serves on the Investment Committee of the American Heart Association and holds a vice president/treasurer position at LGT, Ltd., a real estate company in Honolulu. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning supported by firm-approved tools and employs various investment strategies, including the use of Monte Carlo simulations for outcome modeling.