Arlette Pol is a financial advisor at Oppenheimer with seven years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley, Northwestern Mutual, Merrill Lynch, and other firms. Outside of financial advising, she is an adjunct college professor teaching a night class on digital marketing at Miami Dade College. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of investment and retirement services that include both discretionary and non-discretionary management across equity, balanced, and fixed-income portfolios.

George Moscoso is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and over 21 years of industry experience. His career includes roles at HSBC Bank USA, HSBC Private Bank International, WE Family Offices LLC, and Citigroup. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options. The firm’s investment process employs multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence.

Georgette Suarez is a financial advisor with Truist Advisory Services in Coral Gables, FL, holding Series 63 and Series 66 designations and over 22 years of industry experience. She has worked with SunTrust Advisory Services, SunTrust Investment Services, and SunTrust Bank since 2013. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary and non-discretionary manager relationships and integrates third-party platforms and manager arrangements to support its AMC Advantage program.

Jose Acosta is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 66 credentials and with 22 years of industry experience. His prior work includes 12 years with Bank of America, N.A. and Merrill, and one year with OSAIC Services, Inc. Outside of his advisory work, he is involved in playing and teaching the tuba. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients, utilizing a combination of strategic and tactical asset allocation with investments from affiliated and third-party sub-managers.

Pamela Joo is a financial advisor at Citigroup Global Markets with 21 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has been with Citigroup since 2007. Outside of her advisory work, she assists her mother in managing a property in Florida. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, custody services, and derivatives trading. The firm employs multi-asset, multi-manager strategies under rigorous oversight and combines institutional scale with unique market roles and specialized lending and discretionary solutions.

Nicolas Hernandez is a Series 66-licensed advisor with seven years of industry experience, currently with TD Private Client Wealth LLC. He previously worked for Bank of America, N.A. and Merrill for a decade. Outside of advising, he is co-owner of Sabor Supplements LLC, an online protein supplement brand. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth private clients. The firm offers portfolio management, financial planning, and access to various investment products through a platform utilizing both affiliated and third-party managers.

Maria Cristina R.L.G Pinto Figueiroa R. is a financial advisor at HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 65 licenses with 14 years of industry experience. Her prior roles include positions at Credit Agricole Securities (USA), Inc., Credit Agricole Corporate & Investment Bank, and Larch Capital Partners LLC. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations through various program types, combining client-directed and discretionary portfolio management supported by affiliated and third-party advisory and fund selection services.

Paul Perez is a financial advisor with Citigroup Global Markets in Miami, FL, holding Series 63 and Series 65 licenses and 12 years of industry experience. His career includes positions at Merrill Lynch, Morgan Stanley, EFG Capital International Corp, and previous tenure at Citigroup. Citigroup Global Markets serves individual and institutional clients across wealth management segments, offering a range of investment advisory programs and brokerage services with multi-asset, multi-manager strategies supported by internal standards and oversight committees.

Keith Ginsburg is a CFP®-certified financial advisor with 23 years of industry experience, currently with Janney Montgomery Scott. Prior to joining Janney in 2026, he worked at Raymond James & Associates for 19 years. He serves on the boards of several nonprofit organizations in Miami, including the Dave & Mary Alper Jewish Community Center and the Greater Miami Jewish Federation, where he applies his finance and investment background. Janney Montgomery Scott is a large enterprise firm managing approximately $110 billion in client assets. It serves a diverse client base with a range of brokerage, financial planning, and advisory services, employing both in-house and third-party portfolio management across multiple wrap programs and unified managed account overlays.

Daniel Guerra Vazquez is a financial advisor at HSBC Securities (USA) Inc. with three years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at HSBC Bank USA, N.A., Citizens Bank, and Chase Bank. Vazquez serves as a director for the charitable organization Iglesia de Cristo en Quail Roost Drive Inc. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, combining strategic and tactical asset allocation with fund due diligence and ongoing monitoring. The firm serves clients through both discretionary and non-discretionary portfolios, including a unique Offshore Spectrum program for qualified non-resident investors.

Marcos Chevallier Boutell is a financial advisor at Oppenheimer with 21 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Oppenheimer since 2014, following five years at Merrill. Oppenheimer is a registered investment adviser and broker-dealer serving individuals—including high net worth clients—as well as corporations, pension plans, charitable organizations, and IRAs. The firm offers a wide range of advisory programs with both discretionary and non-discretionary strategies, covering equity, balanced, and fixed-income portfolios.

Frank Mentone III is a CFA® charterholder with 12 years of industry experience, currently serving at Focus Partners Wealth, LLC. His prior roles include positions at The Colony Group, Connectus Wealth, Boston Private Wealth, JPMorgan Chase Bank and Securities, and Morgan Stanley. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with a wide range of wealth management and advisory services, employing a long-term, tax- and fee-sensitive approach that combines active and passive strategies, third-party managers, and private funds.

Luisa Bravo is a ChFC® credentialed financial advisor with Primerica Advisors in Miami, FL, bringing 35 years of industry experience. She has been with Primerica Advisors and Guardian Life Insurance Co of America since 2007. Outside of her advisory role, she assists with the Eagle Lakes Office Park Condo Association by attending monthly meetings and supervising the management company. Primerica Advisors serves a diverse retail client base, including individual investors, charitable organizations, and corporate clients, offering both brokerage and advisory services. The firm utilizes a range of proprietary and third-party investment strategies and provides financial planning, retirement-plan consulting, and business consulting services.

Raymond Sardina is a Series 66 licensed financial advisor with 26 years of industry experience. He currently works at Janney Montgomery Scott and has previously held roles at Raymond James & Associates and Morgan Stanley DW Inc. Sardina serves as the First Vice Chairman and a board member of The Kiwanis of Little Havana Foundation, a nonprofit organization in Miami. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporations, and municipal entities, offering a range of brokerage, financial planning, and advisory services supported by integrated portfolio management and custody capabilities.

Julian Martinez is a financial advisor with SPC in Miami, FL, holding Series 63 and Series 65 licenses and 24 years of industry experience. He previously worked at Pfs Investments Inc and Primerica Financial Services. Martinez also engages in the sale of non-variable insurance products, including life insurance, disability insurance, and long-term care insurance. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering both discretionary and nondiscretionary management tailored to client needs.

Tulio Batista is a financial advisor at HSBC Securities (USA) Inc. with seven years of industry experience. His prior roles include positions at JPMorgan Securities LLC and Banco do Brasil. Outside of his advisory work, he is a 50% owner and partner in a real estate development and management business in Brazil. HSBC Securities (USA) Inc. provides managed account programs to a diverse client base, including individuals, retirement accounts, charities, and corporations. The firm offers both discretionary and client-directed investment solutions, utilizing multiple risk profiles and a combination of strategic and tactical asset allocation developed in partnership with HSBC Global Asset Management and affiliated service providers.

Ximena Goni is a financial advisor at Oppenheimer with 10 years of industry experience. She holds a Series 66 designation and has been with Oppenheimer & Co. Inc since 2016. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm provides a broad range of investment and consulting services, including discretionary and non-discretionary portfolio management and financial planning.

Thomas Paz is a financial advisor with Janney Montgomery Scott in Miami, FL, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He worked at Raymond James & Associates for 14 years before joining Janney Montgomery Scott in 2017. Outside of his advisory role, he serves as Quality Assurance Chair and Membership Committee member for the Miami chapter of Business Network International (BNI) University, overseeing new member admissions. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients through brokerage, financial planning, consulting, and advisory programs.

Aracelly Cruz is a financial advisor at Citigroup Global Markets with Series 63 and Series 65 credentials and four years of industry experience. She previously worked at Wells Fargo Advisors LLC for six years and has been with Citibank since 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research, swap dealer operations, and specialized lending and custody solutions.

Andrea Ortiz is a financial advisor at Citigroup Global Markets with four years of industry experience. She holds a Series 66 designation and has worked at Citibank NA since 2018. Prior to that, she was employed at Apple Inc. from 2014 to 2018. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches, supported by internal oversight and extensive in-house research capabilities.