Eduardo De Carvalho is a financial advisor at Morgan Stanley with 26 years of industry experience. He has held roles at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2013. He holds Series 63 and Series 65 registrations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and analyses.

Rick Reissman is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding Series 65 and Series 63 licenses and bringing 19 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2017. Outside of his advisory role, he serves as treasurer on the board of the Yale Club of the Palm Beaches, an organization focused on promoting Yale’s educational and community values in the region. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Stephen Bellissimo is a Series 66-registered financial advisor with Merrill, based in West Palm Beach, FL, and has five years of industry experience. His prior work includes roles at Bank of America, Pacific Specialty Insurance Company, and Mcgraw Group. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Matthew McClellan is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has been with LPL Financial since 2006 and previously worked at Express Legal Services from 2016 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

James Pace is a financial advisor with Thrivent Investment Management in Delray Beach, FL, holding a Series 66 designation and 17 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2009. Outside of his advisory role, he serves as an elected board member at Trinity Lutheran Church and School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning on topics such as retirement, tax, estate, and special needs without implementation of recommendations. The firm combines goal-based analyses with managed-account programs under a consolidated billing option called “WealthPlan,” focusing on client planning rather than discretionary portfolio management.

Jeffrey Phipps II is a Wealth Management Advisor SVP at Merrill Lynch Wealth Management, where he has been serving clients since 2008. He co-leads client relationships for The Phipps-Scholl Group, focusing on developing customized wealth management strategies tailored to individual client circumstances and long-term goals. Jeff has over 30 years of experience in the financial services industry, providing expertise in areas such as college education planning, retirement income, portfolio management, liquidity management, and tax minimization. Jeff earned a Bachelor of Arts in Economics from the University of Florida. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His professional involvement has also included serving as a board member of St. Joseph's Episcopal School and memberships with the Delray Beach Club and Quail Ridge Country Club. Residing in Delray Beach, Jeff stays active in his community through several local organizations and youth sports. Outside of his professional work, he enjoys boating, cooking, football, golfing, hiking, music, skiing, traveling, watching movies, and spending time with his children.

Daniel Rogowski is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he delivers family office style advice that integrates disciplined portfolio management with tax-aware planning. He collaborates closely with clients and their CPAs, attorneys, and other trusted specialists to coordinate every facet of a client’s balance sheet. His practice incorporates portfolio management, alternative investments when appropriate, retirement and estate planning services, and philanthropic guidance. Daniel began his career as a Financial Advisor at Merrill Lynch before serving over a decade as Chief Investment Officer of an independent registered investment advisory arm of a CPA firm. In that position, he developed expertise in long term portfolio design, public and private market investing, dynamic asset allocation modeling, and complex tax-sensitive strategies for entrepreneurs and multigenerational families. He holds a Bachelor’s degree from Harvard University and an MBA in Finance from Rice University. Additionally, he completed two years of graduate study in data science and machine learning at the University of California, Berkeley. Daniel has earned the designations of Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA).

Foster Gaylor is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Bessemer Trust Company. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and public finance services.

Robert Berrin is a financial advisor with OSAIC in Boca Raton, FL, holding Series 63 and Series 65 credentials and possessing 43 years of industry experience. Prior to joining OSAIC in 2024, he worked at Securities America Advisors from 2016 to 2024. Outside of advisory services, he is involved in selling chiropractic membership programs to large employers and serves as president of Berrin Mgmt Group, which offers life insurance and annuity products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, providing integrated brokerage, advisory, and financial planning services through a large network of affiliated advisors and platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated portfolio rebalancing to manage investments across a variety of asset classes, supporting both discretionary and non-discretionary accounts.

Jeffrey Johnson is a financial advisor with Morgan Stanley in Palm Beach, FL, holding a Series 66 designation and 11 years of industry experience. He previously worked at J.P. Morgan Securities and J.P. Morgan Chase Bank from 2014 to 2020 before joining Morgan Stanley Smith Barney in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Faith Heeg is a financial advisor with Merrill in Delray Beach, FL, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. She has been with Merrill since 1978. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and corporate fiduciaries.

Diego Urrutia serves as a Resident Director and Financial Advisor at Merrill Lynch Wealth Management, based in the West Palm Beach office. In this capacity, he collaborates with business owners and entrepreneurs to maximize their financial resources and supports them in achieving their financial and estate planning goals. His approach emphasizes transforming complex financial scenarios into straightforward plans with clear priorities. Mr. Urrutia holds a bachelor's degree in business management from Babson College. He is registered with FINRA, holding Series 7, 9, 10, and 63 licenses, and holds the designation of Personal Investment Advisor (PIA). Prior to his current role, he has experience in various financial and leadership roles, including positions at J.P. Morgan Private Bank and J.P. Morgan Investment Bank, as well as being a co-founder and Chief Commercial Officer at a technology logistics startup. Outside of his professional responsibilities, Mr. Urrutia is involved with community organizations such as the Palm Beach Police & Fire Foundation and Selfless Love. His personal interests include antiquing, horseback riding, and interior decorating.

Brian Mckeever is a CFP® professional with 27 years of experience in the financial industry, currently affiliated with LPL Financial since 2003. He also coaches tennis and is a 50% partner in a dry cleaning business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and corporations, offering a range of financial planning and advisory services through a national network of investment adviser representatives.

Louise Harrison is a CFP® with 42 years of industry experience. She has worked at Osaic Wealth, Inc. since 2024 and previously spent 20 years at American Portfolios Financial Services. Harrison is based in Lake Worth, FL. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

John Solis Cohen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and with 46 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment advice and plan benchmarking grounded in modern portfolio theory. The firm’s advisory process is IPS-driven and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

John Leavitt is a Series 66 credentialed financial advisor with 19 years of industry experience, currently with Thrivent Investment Management. He has been with Thrivent Financial for Lutherans and its affiliated investment management arm since 2006. Outside of his advisory role, Leavitt volunteers as a tournament director for community youth tennis events and serves as chair of the board for TennisNRG Charitable, an organization supporting junior tennis players through training, grants, and leadership development. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning without discretionary trading authority. The firm offers integrated planning and managed-account solutions with an emphasis on ongoing client engagement through its network of financial advisors.

Harris Friedman is a financial advisor at Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 66 licenses with four years of industry experience. His prior work includes roles at Fidelity Investments and teaching positions at several colleges, including the University of Central Florida. Morgan Stanley Wealth Management serves individual and institutional clients by offering a variety of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services that integrate advanced modeling techniques without offering individual security recommendations as part of standalone plans.

John Hardin is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses and possessing 10 years of industry experience. He previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA for six years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets services.

Justin Scheckner is a CFP®-designated financial advisor with 22 years of industry experience. He has been with LPL Financial since 2013. Scheckner is also associated with Aries Capital Management, LLC as an insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Robert Zaidman is a financial advisor with LPL Financial in Delray Beach, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. He previously worked at Janney Montgomery Scott for three years before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management supported by in-house and third-party research.