Thomas Brophy is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior work includes roles at Penn Mutual Life Insurance Company, Ohio National Financial Services, and THE O.N. Equity Sales Company. Outside of his advisory duties, he is actively involved in multiple insurance brokerage businesses. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered investment adviser and a FINRA-member broker-dealer, providing a range of custody, execution, and brokerage services alongside investment advice.

Meghan Horan is a financial advisor at Citigroup Global Markets with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Citigroup since 2011. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with a combination of institutional scale and unique market roles, including in-house research and derivatives services.

Jose Jimenez is a Series 66-licensed advisor with Citigroup Global Markets in Tampa, FL, where he has worked for 12 years. He has 16 years of industry experience. Outside of his advisory role, he works as a waiter at Brio Tuscan Grill in Houston, TX. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm is notable for its large institutional scale, in-house research capabilities, and specialized market roles such as acting as a swap dealer and futures commission merchant.

David Spivey is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 credentials and 16 years of industry experience. His career includes roles at GWN Securities Inc. and Capital Insurance Agency, alongside operating Franklin Spivey Financial LLC since 2013. He is based in Tampa, FL. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial, serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm combines in-house and external strategists with technology-enabled tools to provide financial planning, portfolio management, unified managed accounts, and retirement advisory services through a large network of investment adviser representatives.

William Ferguson III is a financial advisor at Lincoln Investment with a Series 66 designation. He has one year of industry experience and previously worked at Bank of America, N.A., BentoBox, Stir It Up Ventures, Urban Brewers, and Ariete. Outside of his advisory role, he is involved with Oak & Ola. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer that serves a broad client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, access to third-party managers, and both wrap and non-wrap platform options, supported by an in-house Investment Management & Research team that creates strategic model portfolios and adaptive strategies.

Daniel Maroney is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and 22 years of industry experience. His career includes roles at Raymond James Financial Services, Wells Fargo Advisors, UBS Financial Services, and Legg Mason Wood Walker. He is also the owner of Ennistymon, LLC, a support company that provides services to financial advisors. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement advisory services, utilizing a customized investment process that includes ETFs, mutual funds, individual securities, and alternative investments, supported by a network of approximately 286 advisors.

Michael Dixon is a CFP® with 28 years of industry experience currently serving at Focus Partners Wealth, LLC. He previously worked at Charles Schwab for 21 years and held roles at InterOcean Capital Group, LLC and InterOcean Capital, LLC. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services that include investment management, financial and tax planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies within an enhanced open architecture framework.

Christopher Sanchez is a CFP® professional with 15 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc., having joined in 2025. Prior to this, he worked at USAA Investment Services Company and USAA Life Insurance Company, among other roles. Outside of his advisory work, he serves as Vice President of the Habana Gardens Homeowners Association, overseeing maintenance for a townhouse community. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance, with accounts managed through third-party or affiliated money managers.

Albert Bunner is a Series 66-licensed financial advisor with 18 years of industry experience, currently practicing at VOYA Financial Advisors, Inc. since 2014. He has prior experience at Edward Jones and Waddell & Reed and is also involved with Poppell Financial Group LLC, which provides enrollment and servicing for the State of Florida 457 plan. Additionally, he operates as an independent insurance agent selling fixed insurance products. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate that offers financial planning, portfolio management, and retirement advisory services to individuals, pension and profit-sharing plans, and corporate clients. The firm uses a combination of in-house and external strategists, model portfolios, and technology-enabled tools to implement client recommendations, with a notable focus on non-discretionary asset management.

Luciano Mira is a financial advisor at Valic Financial Advisors with Series 63 and Series 65 credentials and four years of industry experience. He has worked at several firms, including Walser Wealth Management Company and E*TRADE Securities LLC. Outside of his advisory role, he is appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, leveraging centralized technology and model solutions.

Kyle Tardiff is a Series 65-registered advisor with Truist Advisory Services, based in Tampa, FL. He has three years of industry experience, including prior work at Citi and teaching roles at the University of Tampa and St. Pete College. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate service arrangements.

Juan Ayala is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and bringing 15 years of industry experience. He has worked within various Truist entities since 2013, including Truist Bank and Truist Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary manager relationships and integrates several affiliated entities to deliver its services.

Brittany O'Connor is a financial advisor at Sequoia Financial Group, L.L.C. in Tampa, FL, holding a Series 66 designation with 11 years of industry experience. Her prior experience includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base, including high-net-worth individuals, family offices, corporations, and charitable organizations. The firm employs a combination of model and custom portfolio solutions overseen by an Investment Policy Committee and offers a range of investment vehicles and planning services.

Karen Cole is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Truist Advisory Services. She has worked at several related firms including SunTrust Advisory Services, Bb&T, and their affiliated entities since 2009. Outside of her advisory role, she serves on the boards of the Straz Center for the Performing Arts and the Florida Orchestra, assisting with fundraising and community engagement. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and third-party platforms to implement its strategies.

Jonathan Valdez is a financial advisor with PNC Wealth Management in Tampa, FL, holding Series 63 and Series 66 licenses and 19 years of industry experience. His career includes seven years at J.P. Morgan Securities and twelve years with JP Morgan Chase Bank. He has been with PNC Investments since 2019. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary digital portfolio offering available by invitation to employees, which uses algorithmic risk assessments and third-party portfolio management.

Brett Sperin is a financial advisor at Mercer Global Advisors Inc. with 13 years of industry experience. He holds the Series 66 designation and has worked at firms including Personal Capital, Fisher Investments, E*Trade Securities LLC, and Morgan Stanley. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory, financial, tax, retirement, estate planning, and family office services. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios using a mix of ETFs, index funds, and separate account managers, along with tax-management and specialized programs.

David Hinson is a financial advisor with Truist Advisory Services in Tampa, FL. He holds Series 63 and Series 65 licenses and has 11 years of industry experience. Since 2013, he has been affiliated with SunTrust and its related entities, including SunTrust Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and an Equity Research team that uses AI-enabled tools for investment analysis.

Derek Nelson is a financial advisor at Hornor, Townsend & Kent, LLC with 13 years of industry experience. He holds Series 63, 65, and 66 credentials and has worked at Penn Mutual Life Insurance Company since 2017. His prior roles include independent insurance agent and sole proprietor. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, providing clients with custody, execution, and brokerage capabilities alongside investment advice.

Omar Abdelbari is a financial advisor at TD Private Client Wealth LLC with four years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley, USAA, and TD Bank N.A. prior to his current role in Tampa, FL. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients. The firm combines strategic and tactical asset allocation with investments from affiliated and third-party managers, offering ongoing portfolio management, financial planning support, and custody services.

Jonathan Ortega is a financial advisor at Valic Financial Advisors with four years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Valic, he worked at Fisher Investments, Amundi US, Inc., and Natixis Investment Managers among other roles across various industries. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a network of over 1,200 advisors, utilizing discretionary unified managed accounts and technology-driven model solutions.