Jenny Espinoza is a Financial Consultant currently working at Fidelity Investments since 2025. She has held various roles within Fidelity Investments, including Financial Consultant 1 from 2024 to 2025 and Planning Consultant from 2023 to 2024. Prior to joining Fidelity, Jenny worked as a Financial Solutions Advisor at Merrill Lynch from 2015 to 2023, a Private Banker at Wells Fargo from 2014 to 2015, and a Licensed Relationship Banker at JPMorgan Chase from 2009 to 2013. With 15 years of experience in financial services, Jenny focuses on helping clients achieve their financial goals by developing customized financial plans tailored to their unique needs and aspirations. She holds a California Insurance License and is committed to providing exceptional service and building lasting client relationships. Outside of her professional career, Jenny enjoys spending time at the beach, engaging in family activities, attending social events with friends, traveling, parenthood, and volunteering.

William Stone III is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 38 years of industry experience. He is also a partner at Stone and Stone, LLC, a law firm providing legal advice and transactional and probate services in various counties in Texas. Stone has worked at Cetera since 2013 in different capacities. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform featuring various program options and affiliations.

Jeffrey O'Brien is a financial advisor with LPL Financial and holds a Series 66 designation. He has 13 years of industry experience and has worked at firms including Raymond James Financial Services and Bank of America. He is also involved with The Noble Group outside of his role at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and research from LPL Research and third-party subadvisors.

Keith Patterson is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 35 years of industry experience. His prior roles include positions at Cetera Wealth Services, Avantax, and Securities America. He is involved outside of his advisory work as the treasurer of the Fort Bend Christian Academy Booster Club, which supports athletic teams. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofit organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management along with research and model portfolios from internal and third-party sources.

Herbert Bender is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked with J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, NA since 2007. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Brenton Holton is a financial advisor with Merrill in Houston, TX, holding a Series 66 credential and nine years of industry experience. He has worked at Merrill and Bank of America since 2007 and served in the US Army from 2004 to 2016. Outside of his advisory work, Holton owns a vending machine business. Merrill provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies supported by internal and third-party managers. The firm serves individual, high-net-worth, institutional, and charitable clients with varied portfolio implementation approaches.

Robert Bouvier is a CFP® and ChFC® professional with 25 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies and affiliated services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and a proprietary money market fund, supported by a nationwide network of more than 23,700 financial advisors.

Suzannah Rako Bsaiso is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, she worked at Estee Lauder The Cosmetic Company Store and Express. She is a co-owner of a family rental property in Dickinson, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual, institutional, and nonprofit clients.

Christopher Landon is a financial advisor with Edward Jones in Friendswood, TX, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Kalikolehua Veiseh is a Series 65-licensed financial advisor with 19 years of industry experience, currently with Edelman Financial Engines since 2024. Prior to this, she spent 16 years at Soundmark Wealth Management. She serves as District Secretary for Rotary District 5890 and is a board member and Public Image Chair of the Bellaire/Southwest Houston Rotary Club. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers a combination of planner-led and online advice, emphasizing diversified portfolios, periodic rebalancing, and a long-term investment approach.

Markine Dorch is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has been with Primerica Advisors since 2013 and also has roles with Harris Health System and Primerica Financial Services. Outside of advising, he is involved in selling loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, with portfolio models implemented by BNY Mellon Advisors.

Chukwuemeka Onumaeme is a financial advisor with Primerica Advisors in Houston, TX, holding Series 65 and Series 63 licenses with one year of industry experience. His prior roles include positions at Primerica Financial Services, Ascend Elements, and Chevron Philips. He also has ongoing involvement with IACON since 2020. Primerica Advisors serves primarily individual investors, corporate, and charitable clients through a wrap-fee asset management program that uses model-delivery strategies managed by third-party asset managers. The firm operates at scale with thousands of advisors and offices, offering a range of strategic and tactical investment models supported by BNY Mellon Advisors and Pershing.

Xiang Ci Mei is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Mei has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2018 and previously held roles at Cetera and East West Bank from 2015 to 2018. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Thomas Ford is a financial advisor with Morgan Stanley in Sugar Land, TX, holding a Series 66 license and 20 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is involved with Rocky Top TX LLC, an investment and finance-related business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to assist clients in developing financial plans.

Jason Stephens is a financial advisor with LPL Financial in Friendswood, TX, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with LPL Financial since 2013. Outside of his advisory role, he operates Jason Stephens Insurance, focusing on non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and brokerage services supported by research, model portfolios, and technology-driven investment options.

Christopher Washington is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. His prior experience includes roles at Waddell & Reed, Inc., various insurance carriers through W&R Insurance Agencies, and operating a notary public service for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by extensive research and technology solutions.

Glenda Martinez is a Financial Consultant at Fidelity, where she focuses on understanding her clients' personal stories, families, needs, and goals. She has been working in the financial services industry for over 19 years, assisting individuals, families, and business owners through various life stages and market cycles. Her experience includes roles such as Senior Premier Banker and Vice President at Wells Fargo Bank, Client Service Associate at JPMorgan Chase Bank, Private Client Banker and Licensed Banker at Chase Bank, Registered Representative at First Investors, and Lead Teller at Bank of America. Glenda's approach involves strategic holistic financial planning to help clients build, manage, protect, and transition their wealth.

Nathan Rorick is a financial advisor with Edward Jones in Pearland, Texas, holding a Series 66 designation and 18 years of industry experience. His prior work includes positions at Mutual of America and AXA Advisors, among others. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. It offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Ryan Tolle is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2026. He has been with Fidelity Investments since 2001, serving in various roles including Vice President, Executive Planning Consultant from 2019 to 2026, and Portfolio Specialist from 2003 to 2006. Prior to joining Fidelity, he worked as a Client Services representative at Ameritrade from 2000 to 2001. Ryan is a Certified Financial Planner™ with 25 years of experience in the financial services industry. He holds a California Insurance License. His approach emphasizes partnering with clients to understand their short-term and long-term goals and developing customized financial plans. He prioritizes forming strong relationships based on trust, reliability, and competency.

Tahir Khursheed is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JP Morgan Chase Bank and Uber prior to his current role. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.