Jose De Alba De La Garza is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including CitiGroup Global Markets and Victory Capital Advisers. Outside of his advisory role, he is listed as a partial owner of a family business that sells aircraft parts. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services through a process that includes quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework.

Joel Salazar is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 26 years of industry experience. His career includes roles at USAA Financial Advisors and USAA Investment Management Company prior to joining J.P. Morgan in 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Taylor Lipsit is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 credentials. Lipsit has two years of industry experience and has worked at Primerica Financial Services since 2021. Outside of financial advising, Lipsit was involved with Smoothies Extreme Nutrition and Oxygen Bar for one year and spent eight years at San Antonio Christian School. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services through model-based strategies managed by third-party asset managers.

Michael Tierney is a financial advisor with Wells Fargo Clearing in Kerrville, TX, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kassandra Gonzalez is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 licenses and two years of industry experience. She has been with J.P. Morgan Securities LLC since 2024 and previously worked at JPMorgan Chase from 2016 to 2024. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Angel Barra is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Citigroup Global Markets and Victory Capital Management. Outside of finance, he has worked as a rideshare driver for Uber and Lyft. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Roberto Rivera is a financial advisor at UBS Financial Services based in San Antonio, TX. He holds the Series 63 and Series 65 designations and has one year of industry experience. Prior to joining UBS, he held positions including roles at CS Diana Martinez LLC and Texas A&M International University. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

David Williams is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and has worked at Fidelity Brokerage Services and Fidelity Investments prior to joining his current firm. Outside of finance, Williams has been involved with a health and fitness business and operated an online fashion site. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program.

Sara Ortiz is a financial advisor at Ameriprise with 21 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliate firms since 2016. Outside of her advisory role, Ortiz engages in freelance English-Spanish translation and editing work. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement who meet certain asset criteria. The firm uses a centralized consulting team and combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendation reports, primarily for clients with Ameriprise-managed accounts.

German Valladares Alvarenga is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has worked at JPMorgan Chase Bank, N.A., Wells Fargo Clearing Services LLC, and Wells Fargo Bank, N.A. Prior to his current roles, he was employed at Deglace & Associates Financial Services Inc/Tax Network Group and Real Estate Problems Solvers LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Debra Piercy is a CFP®-certified financial advisor with 29 years of industry experience, currently affiliated with Wells Fargo Advisors in Little Rock, AR. She has worked within various Wells Fargo entities since 2009. Outside of her advisory role, she holds ownership interests in multiple local businesses, including Piercy-Whitt Wealth Management Group LLC and Pivot Point, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services supported by Wells Fargo research and tools, serving clients who meet specific net-worth criteria.

Madison Ramirez is a Series 66 licensed financial advisor at Edward Jones with six years of industry experience. Prior to joining Edward Jones, Madison worked at the University of Texas and held positions with Bless Your Heart and the North East Independent School District. Madison is based in San Antonio, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and maintains a large nationwide network of financial advisors and branch offices.

Keifer Guizard is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 credential and has previously worked at SoFi Securities LLC and SoFi Lending Corp. Outside of finance, he was involved in operating a pressure washing business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Adam Spencer is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 66 and Series 63 credentials and four years of industry experience. Prior to his current role, he worked for ten years at Chester's Hamburgers. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jeffrey Strain is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and 14 years of industry experience. He has worked at Charles Schwab since 2011, including roles at TD Ameritrade prior to its acquisition. Outside of finance, he occasionally performs as a musician, including playing with his church's worship band. Charles Schwab serves a broad client base, primarily high- and ultra-high-net-worth individuals, offering integrated wealth advisory, brokerage, and custody services through its wrap fee programs and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized operational infrastructure.

Michael Dubensky is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at USAA Financial Planning Services and USAA Financial Advisors Inc for 11 years. Outside of his advisory role, he is involved with Genesis Wealth Management as a DBA for his LPL business. LPL Financial serves individuals—including high-net-worth and non-HNW clients—retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and various specialized investment strategies.

Taerikk Perry is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2019 and previously worked with i9 Sports and Love to Swim School. Perry serves on the Board of Directors for Restore Education, a nonprofit organization. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing tax-aware withdrawal strategies focused on dependable income sources.

James Mc Anelly is a financial advisor with Edward Jones in Boerne, TX, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a broad network of more than 23,700 financial advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Justin Temple is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Bank of America, Merrill, and Broadway Wealth Solutions. Outside of his advisory career, he was involved with Flo's LLC and served at St. Mary's University. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

John Contreras is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He has worked at J.P. Morgan Securities since 2018 and was previously employed at Capital Group from 2016 to 2018. He holds the Series 66 designation. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.