Jaime Rangel is a financial advisor at Schwab Wealth Advisory with two years of industry experience. He holds Series 66 and Series 63 licenses and has worked previously at Ally Invest Securities LLC and Capital One Investing, LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not directly charge clients fees, distinguishing its advisory approach from many enterprise wealth managers.

Vincent Hawkins is a financial advisor at Mercer Global Advisors Inc. with 19 years of industry experience. He holds the Series 66 designation and previously worked for Steward Financial Group, LLC for 16 years before joining Mercer Global Advisors. Outside of advising, he is a one-third owner of HESland, a commercial real estate firm, where he manages banking and finance. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a globally diversified investment approach grounded in Modern Portfolio Theory, offering a range of portfolio management and financial planning services.

Leslie Greco Pool is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Prior to joining Benjamin F. Edwards in 2026, Leslie worked for Raymond James & Associates for 10 years. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving individuals, pension and profit-sharing plans, charitable organizations, corporations, and other institutions. The firm offers a range of fee-based wrap programs, financial planning, retirement plan consulting, and investment management services, utilizing strategies managed in-house, by advisors, and through third-party managers.

Labique Fazal Din is a financial advisor at Commonwealth Financial Network with a Series 66 designation and over 11 years of industry experience, including 11 years at Fidelity Investments before joining Commonwealth in 2026. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody/clearing services.

Zachry Fearing is a financial advisor with Centaurus Financial, Inc. in Highland Village, TX, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Centaurus Financial since 2016. In addition to his advisory role, he is involved in property and casualty insurance sales and provides support for life insurance products. Centaurus Financial serves a diverse client base including individuals, families, small businesses, and institutional clients, offering financial planning, portfolio management, and retirement-plan consulting. The firm employs both discretionary and non-discretionary management styles and utilizes various analytical approaches alongside model overlay programs and third-party money manager referrals.

Amalea Zegarzewski is a CFP® professional with 10 years of industry experience, currently affiliated with Schwab Wealth Advisory. Her prior experience includes roles at Northwestern Mutual Wealth Management Company, Fidelity Investments, and AXA Equitable. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm focuses on annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Christopher Cerulla is a financial advisor at VOYA Financial Advisors, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Voya-affiliated firms since 2014, as well as Directed Services, LLC from 2009 to 2018. VOYA Financial Advisors, Inc. serves a diverse client base including individual and institutional investors, offering financial planning, portfolio management, and plan-sponsor consulting through multiple program structures. The firm combines both advisory and broker-dealer roles, providing services primarily through non-discretionary recommendation-based relationships.

Dianne Paroubek is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and possessing 24 years of industry experience. Her career includes prior roles at LPL Financial, Independent Financial Partners, Merrill, and A. G. Edwards & Sons, Inc. She provides investment advisory services through Private Advisor Group, an independent investment advisor firm. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to a variety of managed account solutions. The firm employs a fiduciary-based advisory model, leveraging technology platforms and both proprietary and third-party strategies to meet client goals.

Brian Miller is a financial advisor at Mercer Global Advisors Inc. in Roanoke, TX, with 20 years of industry experience. He holds Series 66 and Series 63 designations and has previously worked at firms including Fisher Investments, Charles Schwab & Co., and TD Ameritrade. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services alongside financial, tax, retirement, and estate planning. The firm’s investment approach uses Modern Portfolio Theory to construct globally diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, separate account managers, and private fund platforms.

Mary Nelson is a CFP® with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. She has been with Charles Schwab and its affiliated entities since 2021. Outside of her advisory role, she serves on the advisory board of 6 Stones Mission Network, a nonprofit charitable organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations using Schwab’s research tools and asset allocation models.

Brent Hines Jr. is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding Series 63 and Series 65 licenses and having seven years of industry experience. He has worked at Charles Schwab since 2022 and previously held a position at Fidelity Brokerage Services LLC from 2019 to 2022. Outside of finance, Brent is a voice actor who records and edits audio for various client projects including commercials and audiobooks. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations through standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly, distinguishing its approach from many enterprise wealth managers.

Ernie Holloway is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory since 2022. He previously worked at Charles Schwab and Scottrade, Inc. He is also vice president of the North Tarrant Parkway Homeowners Association. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews and investment recommendations using standardized asset allocation models and Schwab research tools.

Joseph Mccarthy is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and six years of industry experience. He has worked at Schwab Wealth Advisory since 2026 and has been with Charles Schwab & Co., Inc. since 2019. Prior to his financial advisory career, he spent six years at Whole Foods Market. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm utilizes Schwab's asset allocation models and research tools, with advisors recommending investments while clients make final trading decisions.

Ralph Youngblood Jr. is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 29 years of industry experience. His prior roles include positions at Merrill and LPL Financial, where he worked for 14 and 15 years respectively. Youngblood also manages Youngblood Wealth Management, an entity related to his advisory activities. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm employs a fiduciary-based model, utilizing technology platforms and a range of investment strategies, often implementing advice through third-party managers and TAMPs.

Daniel Gunderson is a financial advisor at Brookstone Capital Management LLC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Brookstone since 2020. Prior to that, he was associated with JD Mellberg and Hilltop Securities Independent Network Inc. Gunderson is also involved in insurance sales through his role at J.D. Mellberg Financial. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other business entities. The firm employs a range of investment strategies, including strategic and dynamic asset allocation models and options-enhanced strategies, and serves as a sub-advisor to other advisory programs.

Jonathan Smilie is a Personal Investment Advisor at Merrill Lynch Wealth Management. He works closely with clients to develop strategies tailored to their unique ambitions and financial goals. His approach focuses on aligning clients with the appropriate people, plans, and processes to address priorities such as funding education, retirement planning, and managing potential health care costs. Jonathan holds a High School Diploma from Liberty University and has earned the Personal Investment Advisor (PIA) designation. He emphasizes clarity and transparency in his work, aiming to simplify the complexities of wealth planning and help clients make informed decisions throughout their financial journey.

Gabriel Pelphrey is a Series 66-registered financial advisor with 14 years of industry experience, currently affiliated with Integrity Alliance, LLC. His prior experience includes roles at Lion Street Financial and Northwestern Mutual. He owns Strategic Legacy Partners LLC, which provides COLI BOLI deferred compensation services, and Verity Capital, where he introduces institutional investors to alternative investment opportunities. He is also owner of Stewarded, focusing on insurance investments and deferred compensation. Integrity Alliance is an enterprise firm serving individual investors, corporations, and qualified retirement plans through a network of over 300 independent advisors managing approximately $5.4 billion in assets. The firm offers a range of portfolio management and financial planning services, employing diverse investment approaches and supporting various plan services including discretionary management and ERISA 3(38) advisory roles.

Jared Harrington is a CFP® with nine years of industry experience currently advising clients at Mercer Global Advisors Inc. He previously worked at Fisher Investments and The Vanguard Group, Inc., and has experience as a self-employed advisor. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, nonprofits, and endowments, providing a range of advisory and planning services. The firm’s investment approach focuses on globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, and separate account managers, with offerings that include retirement plan consulting, tax management, and specialized programs.

Judith Espinosa is a CFP® with three years of industry experience, currently serving as a wealth advisor at Schwab Wealth Advisory. Her prior roles include positions at Charles Schwab Investment Management and TD Ameritrade Inc. She is based in Westlake, TX. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews, planning discussions, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit of Charles Schwab & Co., focusing on client-directed trading decisions without discretionary authority.

Aaron Harvey is a financial advisor at Schwab Wealth Advisory with 20 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Investment Professionals Inc before joining Charles Schwab in 2018. Outside of his advisory role, he is the sole proprietor of 3 Up 3 Down LLC, a small business focused on buying and selling sports trading cards online. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations utilizing Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.