Erich Pickelhaupt is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael White Jr. is a financial advisor at Cetera with eight years of industry experience. He holds a Series 66 designation and has worked at Virginia Asset Management, Securian Financial Services, and Minnesota Life Insurance Co. Outside of his advisory work, he serves as a volunteer officer at the Virginia Military Institute and works as a consultant for Timmons Group. Cetera Investment Advisers LLC serves individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers. The firm supports a range of program structures with over $256 billion in assets under management and a network of more than 10,000 advisors.

Mary Sink is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and two years of industry experience. She has worked at PFS Investments Inc. and Primerica Financial Services, and previously held roles at Insight Enterprises and Apprio. Mary also receives non-investment related compensation for referrals of home security, automation products, and related services through Primerica-affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates through a large network of advisors and employs model-delivery investment strategies supported by third-party asset managers and custodians.

Shannon Roth is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 63 designation and 17 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Charles Kerr IV is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding Series 63 and Series 65 designations and 28 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research Inc. since 2013. Kerr is also an owning partner and agent at Financial Planning Alternatives, where he sells life, long-term care, fixed annuity, and disability products through various independent insurance companies. Cambridge Investment Research Advisors is an SEC-registered firm serving individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals using various portfolio management strategies and platform arrangements.

Matthew Spradlin is a CFP® professional with 22 years of industry experience, currently with Raymond James Financial. His prior experience includes roles at Steward Partners and Bank of America, as well as Merrill. He is also involved in non-variable insurance product installations. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations, using tailored, non-discretionary planning and analytical tools to support client goals.

Rebecca Hollis is a Series 66-credentialed financial advisor at LPL Financial with five years of industry experience. She previously worked at Colonial River Investments, LLC and Fidelity National Title Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and third-party asset management, supported by a platform that combines advisory and non-advisory financial activities.

Conner Forster is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Bank of America, Mutual of Omaha Investor Services, and several other firms. He is a general partner and managing member of Forster Enterprises LLC, a holding company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Christopher Davis is a Financial Advisor specializing in wealth management, personal retirement planning, and retirement income strategies. He is affiliated with Merrill Lynch Wealth Management and holds the Personal Investment Advisor (PIA) designation. Christopher focuses on understanding his clients' priorities to assist them in developing plans to pursue their financial goals. He holds a Bachelor's Degree from Longwood University and contributes to his community through involvement with the Longwood University College of Business and Economics Board as well as the Todd Davis Miller Memorial Scholarship Board. Additionally, he is a member of the Rugby Referee Society of Virginia. Outside of his professional activities, Christopher enjoys biking, camping, football, hiking, refereeing, soccer, spending time with his family, and watching movies.

Diane Yhlen is a financial advisor with Merrill based in Richmond, VA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies constructed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mathew Remington is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019, following five years at PMA USA. Outside of his advisory role, he serves as assistant treasurer and backup check signer for James River Community Church in Midlothian, VA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages over $1 trillion in assets and supports its services through a nationwide network of more than 23,000 financial advisors.

Robyn Moorhead is a financial advisor at Osaic with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Osaic since 2024. Previously, she spent over a decade with Securities America Advisors and Securities America, as well as a long tenure with Commercial Union. She is involved in mentoring her son in life and fixed annuity licensing. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various portfolio construction tools and supports both discretionary and non-discretionary account management across multiple investment platforms.

Tracy Applewhite is a financial advisor at LPL Financial with 32 years of industry experience. She previously worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank. In addition to her advisory role, she is a licensed notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions with a range of advisory, brokerage, and retirement services.

John Lambert is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wachovia Bank, N.A. over his career and has also held a long-term position at Alltel. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 financial advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research and analytics.

Jonah Garner is a financial advisor with Wells Fargo Clearing in Richmond, VA. He holds Series 63 and Series 65 designations and has prior experience at Truist Bank, Movement Mortgage, CarMax, and the Spotsylvania Fire Department. Wells Fargo Advisors is a national firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Patricia Brock is a financial advisor with Edward Jones in Midlothian, VA. She holds Series 63 and Series 65 registrations and has 27 years of industry experience, including 20 years at Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets under management through a network of approximately 23,701 financial advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Julia Friske is a financial advisor at Cetera with two years of industry experience. She holds a Series 66 designation and has worked at Cetera and Cetera Wealth Services since 2024. Outside of her advisory role, she is involved in fixed insurance sales and operates a commission-based brokerage business through North Star Resource Group. Cetera Investment Advisers LLC serves a broad client base, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party and affiliated money managers.

Tiffany Lucas is a financial advisor at Fidelity with 17 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has worked at Fidelity in various capacities since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

David Hawkins is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, National Association since 2015, and Morgan Stanley Smith Barney since 2010. His earlier career includes roles at Credit Suisse Securities (USA) LLC and Pershing LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery processes and firm-approved planning tools.

Christopher Abbott is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in managing new wealth, personal retirement planning, portfolio management services, special needs planning strategies, and retirement income. Christopher began his career at Bank of America in 1995 as a Management Associate, where he managed large banking centers and loan processing teams. In 2003, he transitioned to the wealth management division of the firm and earned his Portfolio Manager designation in 2015. As a Portfolio Manager, he manages personalized or defined investment strategies on a discretionary basis, utilizing a range of assets including individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He holds a Bachelor of Science degree in Business Administration from Old Dominion University, where he was a member of the International Honor Society in Finance. Christopher has served on the boards of the American Heart Association (Norfolk), the Alzheimer’s Association (Tidewater), and Read to Them (Richmond). He resides in Richmond, Virginia with his wife and two daughters.