Josiah Worley is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and previously worked at Rent The Help and in educational roles at Hampden-Sydney College and Benedictine College Preparatory. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Melvin Mitchell is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 63 and Series 65 credentials. His prior work includes roles at Lyft and Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with over 10,000 advisors managing more than $256 billion in assets.

Alexander Howell is a financial advisor with Equitable Advisors, holding a Series 66 designation and one year of industry experience. His prior roles include positions at BlackBox Research and Jones, Swanson, Huddel & Daschbach. Equitable Advisors serves individuals—including non‑HNW and high‑net‑worth clients—corporations, pension plans, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm leverages a network of Investment Adviser Representatives and third-party asset managers to provide customized investment solutions.

Peggy Lawhorne is a financial advisor with LPL Financial in Henrico, VA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has worked at LPL Financial since 2006 and previously at Claris Financial, LLC. Lawhorne is also a commissioned notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by a large network of investment adviser representatives.

Jeremy Johnson is a financial advisor with Equitable Advisors, holding a Series 66 designation and currently beginning his career in the industry. He has prior work experience at Arrabon and a 16-year tenure at FedEx Express. He was also involved with Bon Air Baptist Church for over a decade. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives and third-party asset managers.

Gregory Raines is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 registrations and has 32 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2011 and has a long history with Travelers Insurance Group and The Commonwealth Group dating back to 1987. Outside of his advisory work, he serves as CEO of GSRC Inc, which provides payroll and benefit services, and holds leadership roles in several insurance and benefits-related businesses. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing proprietary models and third-party strategists across multiple platform arrangements.

Kenneth Elkins is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding Series 63 and Series 65 designations and 25 years of industry experience. He has been with Cambridge since 2011. Elkins serves as a board member for the Cooperative Baptist Fellowship Church Benefits Board and volunteers with Christopher Newport University. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, utilizing a range of portfolio management approaches and proprietary model strategies.

Christopher Greear is a financial advisor with Equitable Advisors in Richmond, VA, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Valic Financial Advisors, and Axa Advisors. Outside of his advisory work, he occasionally supports a local business called Killa Dillas in Richmond by assisting with purchasing and record keeping. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm uses a range of advisory programs and third-party asset managers to deliver tailored investment solutions.

Marcus Rather is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. He has worked with Foresters Financial Services and Foresters Advisory Services before joining Cetera in 2019. Outside of his advisory role, he is also a notary. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Thomas Ogrady is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 65 licenses and has 38 years of industry experience. He has been with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company since 1989. Outside of his advisory role, he is involved in life and health insurance sales and is the owner of a financial services LLC focused on managing client assets. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analysis tools and offers a range of investment and educational programs.

Michael Mills is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and possessing 23 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2016 and previously held positions at Amundi Pioneer Institutional Asset Management, American Century Advisory Services, Delaware Capital Management Advisers, and Lincoln Financial Distributors. Outside of his advising role, Mills serves as a committee member for Boy Scouts of America Troop 709, assisting with promotions, community service, and administration. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers comprehensive financial planning and investment management services through a network of independent professionals utilizing various portfolio management and model-based solutions tailored to client objectives.

John Gerard is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise since 2018 and previously held positions at Virginia Polytechnic Institute and State University and Virginia Asset Management. Gerard is also co-owner of LDL LLC and Kasch Levitch McAleer and Associates LLC, both investment-related businesses. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s retirement offering includes written Recommendation Reports and ongoing annual advice focused on dependable income and tax-aware withdrawal strategies.

Madeline Graves is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab, TCV Trust and Wealth Management, and in legal and academic roles. Outside of finance, she was involved with Uncle Jon's Coffee for eight years. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and systematic portfolio construction to deliver model portfolios and advisory solutions.

Matthew Johnson is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2015. Johnson serves as Treasurer and board member for the Foundation for Children with Intellectual and Developmental Disabilities and as Treasurer and board member for Meadowbrook Country Club, both nonprofit organizations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension and profit-sharing plans, and municipal entities, offering tailored financial planning and consulting with various portfolio management strategies and affiliated resources.

Nathan Lash is a financial advisor with Mass Mutual Investors Services in Glen Allen, VA, holding Series 63 and Series 66 licenses, and has 26 years of industry experience. He has been with Mass Mutual and its affiliated firm, MML Investors Services, since 2003. Lash is also the owner of Lash Financial LLC and The Collective Wealth Management, LLC, where he provides financial advisory services. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and tools to deliver tailored recommendations.

Douglas Kasselberg is a financial advisor at Ameriprise with six years of industry experience. He holds Series 63 and Series 66 licenses. His career includes roles in education prior to joining Ameriprise in 2025. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a Premier Retirement Income service that provides written recommendation reports and ongoing advice focused on retirement income planning and tax-aware withdrawal strategies.

Ernesto Sampson Jr. is a financial advisor with Ameriprise in Glen Allen, VA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he serves on several nonprofit boards, including as Trustee of The Richmond Symphony Foundation, President of the VMI Foundation, and Past President of the Rotary Club of West Richmond. Ameriprise provides a range of advisory, brokerage, and insurance solutions, with a notable retirement-income planning service designed for individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to generate personalized recommendations.

Davis Boyd is a financial advisor with Ameriprise in Richmond, VA, holding a Series 66 designation and four years of industry experience. He has been with Ameriprise since 2021 and previously worked in network building and consulting from 2019 to 2021. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to generate personalized recommendation reports. The firm operates through a large institutional platform providing advisory, brokerage, and insurance solutions.

Samuel Mintz is a CFP® with 23 years of industry experience, currently advising at Raymond James & Associates since 2026. He previously worked at Truist Advisory Services and Truist Investment Services, as well as Bb&T Securities and Scott & Stringfellow. Mintz serves as a board member of Sports Backers, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Karen Buckley is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 13 years of industry experience. Her prior roles include positions at RBC Capital Markets, Bank of America, and Merrill. She also supports advisors in a client associate role at Atlantic Union Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.