Josiah Worley is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and has previously worked at Rent The Help and in educational roles at Hampden-Sydney College and Benedictine College Preparatory. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services through a nationwide network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and utilizes research, model portfolios, and advanced technologies across its offerings.

Melvin Mitchell is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 63 and Series 65 credentials. His prior work includes roles at Lyft and Foresters Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with over 10,000 advisors managing more than $256 billion in assets.

Alexander Howell is a financial advisor with Equitable Advisors in Richmond, VA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at BlackBox Research and Jones, Swanson, Huddel & Daschbach, as well as academic experience at Villanova University and Islesboro Central School. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party asset managers. The firm employs a hybrid referral and implementation model, utilizing programs from LPL and other sponsors to tailor services based on client goals, risk tolerance, and time horizon.

Peggy Lawhorne is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with LPL Financial since 2006 and previously worked at Claris Financial, LLC. Lawhorne is also a licensed notary public. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations, offering financial planning, advisory programs, and retirement plan consulting through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management supported by research and model portfolios from various sources.

Jeremy Johnson is a financial advisor with Equitable Advisors holding a Series 66 designation and has less than one year of industry experience. Prior to joining Equitable Advisors, he worked at Arrabon and spent 16 years at FedEx Express. He also has a background of involvement with Bon Air Baptist Church. Equitable Advisors serves a diverse range of clients including individuals, high-net-worth individuals, retirement plans, corporate, charitable, and institutional entities, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to offer advisory and brokerage solutions.

Gregory Raines is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 registrations and has 32 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2011 and has a long history with Travelers Insurance Group and The Commonwealth Group dating back to 1987. Outside of his advisory work, he serves as CEO of GSRC Inc, which provides payroll and benefit services, and holds leadership roles in several insurance and benefits-related businesses. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing proprietary models and third-party strategists across multiple platform arrangements.

Kenneth Elkins is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding Series 63 and Series 65 designations and 25 years of industry experience. He has been with Cambridge since 2011. Elkins serves as a board member for the Cooperative Baptist Fellowship Church Benefits Board and volunteers with Christopher Newport University. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, utilizing a range of portfolio management approaches and proprietary model strategies.

Christopher Greear is a financial advisor at Equitable Advisors with 19 years of industry experience. He holds the Series 66 designation and has worked at firms including Ameriprise Financial Services, Inc., Valic Financial Advisors, and Axa Advisors, LLC. Outside of his advisory work, he occasionally supports a local restaurant owned by his family in Richmond, VA, assisting with purchasing and record keeping. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm utilizes a hybrid referral and implementation model, providing both advisory and brokerage/insurance channels to implement client recommendations.

Marcus Rather is a financial advisor with Cetera, holding Series 63 and Series 65 designations and bringing 10 years of industry experience. He has worked with Foresters Financial Services and Foresters Advisory Services before joining Cetera in 2019. Outside of his advisory role, he is also a notary. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Thomas Ogrady is a financial advisor with Mass Mutual Investors Services based in Glen Allen, VA. He holds Series 63 and Series 65 licenses and has 37 years of industry experience with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company. In addition to his advisory role, he is involved in life and health insurance sales and manages client assets through his ownership of an LLC. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved tools and offers specialized planning programs in areas such as divorce and estate settlement.

Michael Mills is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cambridge Investment Research Advisors since 2016. Outside of his advisory role, he serves as a committee member for the Boy Scouts of America Troop 709, assisting with promotions, community service, and administration. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, delivering a range of portfolio management and model-based solutions tailored to client objectives.

John Gerard is a financial advisor at Ameriprise Financial Services with seven years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2018, with prior roles at Virginia Polytechnic Institute and State University and Virginia Asset Management. Gerard is also a co-owner of two investment-related businesses. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income, utilizing proprietary research, third-party data, and algorithmic tools.

Madeline Graves is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab, TCV Trust and Wealth Management, and in legal and academic roles. Outside of finance, she was involved with Uncle Jon's Coffee for eight years. Fidelity, through its Strategic Advisers LLC subsidiary, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and systematic portfolio construction to deliver model portfolios and advisory solutions.

Matthew Johnson is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has been with Raymond James & Associates since 2015. Johnson serves as Treasurer and board member for the Foundation for Children with Intellectual and Developmental Disabilities and as Treasurer and board member for Meadowbrook Country Club, both nonprofit organizations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension and profit-sharing plans, and municipal entities, offering tailored financial planning and consulting with various portfolio management strategies and affiliated resources.

Nathan Lash is a financial advisor with Mass Mutual Investors Services in Glen Allen, VA, holding Series 63 and Series 66 licenses, and has 26 years of industry experience. He has been with Mass Mutual and its affiliated firm, MML Investors Services, since 2003. Lash is also the owner of Lash Financial LLC and The Collective Wealth Management, LLC, where he provides financial advisory services. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and tools to deliver tailored recommendations.

Douglas Kasselberg is a financial advisor with Ameriprise in Glen Allen, VA, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to joining Ameriprise in 2025, he worked in educational roles at The New Community School, Hanover County Public Schools, and Henrico County Public Schools. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Ernesto Sampson Jr. is a financial advisor with Ameriprise in Glen Allen, VA, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he serves on several nonprofit boards, including as Trustee of The Richmond Symphony Foundation, President of the VMI Foundation, and Past President of the Rotary Club of West Richmond. Ameriprise provides a range of advisory, brokerage, and insurance solutions, with a notable retirement-income planning service designed for individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to generate personalized recommendations.

Davis Boyd is a financial advisor with Ameriprise in Richmond, VA, holding a Series 66 designation and four years of industry experience. He has been with Ameriprise since 2021 and previously worked in network building and consulting from 2019 to 2021. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to generate personalized recommendation reports. The firm operates through a large institutional platform providing advisory, brokerage, and insurance solutions.

Karen Buckley is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 13 years of industry experience. Her prior roles include positions at RBC Capital Markets, Bank of America, and Merrill. She also supports advisors in a client associate role at Atlantic Union Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Jack Lonergan is a CFP® professional with eight years of experience in the financial services industry. He has been with Edward Jones since 2018 and previously worked at Bio-Cat. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.