Dmitrii Portyko is a financial advisor at Merrill with a Series 66 designation and three years of experience at the firm. He has prior work experience at Bank of America, N.A., and a 13-year tenure at Teploenergoservis. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Tyler Gillies is a financial advisor with Cetera, holding a Series 66 designation and 10 years of industry experience. His work history includes roles at Securian Financial Services, Financial Advantage Associates, and Minnesota Life Insurance Company. Gillies has been with Cetera and its affiliated entities since 2023. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that combines affiliated model portfolios, third-party managers, and customized strategies.

Scott Mccaskill is a CFP®-certified financial advisor with 25 years of industry experience, currently with Cetera Wealth Services, LLC. His prior roles include positions at Commonwealth Financial Network, Kestra Advisory Services, and Raymond James Financial. He is also co-owner of Princess Cassandra Designs, LLC, a wedding and event invitation company based in Frederick, MD. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, employing a multi-manager platform that allows advisors to implement various model portfolios and customized strategies.

James Dorsa is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its Private Bank since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Frank Eilbacher is a financial advisor with Primerica Advisors in Eldersburg, MD, holding Series 63 and Series 65 licenses with eight years of industry experience. His work history includes roles at Cornell Technical Services, PFS Investments, Inc., Primerica Financial Services, Inc., and GDIT. He is also involved in the sale of non-investment products through affiliates of PFS Investments Inc., including loan products and home-related services. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-driven investment strategies supported by third-party asset managers and custodians.

Richard Rowan is a Series 66 licensed financial advisor with Raymond James & Associates in Rockville, MD, bringing 27 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services supported by a nationwide adviser network.

Amanda Zack is a financial advisor at LPL Financial with 12 years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank for nearly a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Jean Yves Van Halle is a financial advisor with Financial Positioning System, Inc in Derwood, MD. He holds a Series 66 designation and has 21 years of industry experience, including prior roles at LPL Financial, Citigroup Global Markets, and Legg Mason Wood Walker. He also operates a business under the name GRYPHEN FINANCIAL SERVICES. Financial Positioning System, Inc provides investment advisory and financial planning services primarily to individual clients, focusing on portfolio management and ongoing reviews. The firm offers both asset-based and subscription-fee billing arrangements and publishes client newsletters as part of its service approach.

Michael Welsh is a CFP® professional with over 36 years of experience at Welsh Financial & Accounting Services, LLC in Sykesville, MD. He has specialized in both accounting and financial advisory services throughout his career. Welsh Financial & Accounting Services, LLC operates primarily as an accounting firm that also offers registered investment advisory services to a limited client base. The firm emphasizes individualized financial planning and uses fixed-fee and hourly-fee billing arrangements rather than asset-based fees.

Charles Bell is a financial advisor with Wealth Management Institute Ltd. in Frederick, MD, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Wealth Management Institute Ltd. since 2001 and previously at American Portfolios Financial Services, Inc. from 2015 to 2024. Wealth Management Institute Ltd. is an independent firm that serves clients with personalized wealth management and investment advisory services.