Ricky Bowman is a financial advisor with Ameriprise in Waynesville, Ohio, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its related entity since 2005. Outside of his advisory role, he is involved in business ownership through Ampex LLC. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, with a focus on assets held in Ameriprise Managed Accounts.

David Moyer is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has worked at UBS since 2023. Prior to his current role, he was involved with Campus Crusade for Christ and held various positions at companies including Total Wealth Planning, DoorDash, and Instacart. Outside of advising, he has worked delivering groceries for Instacart. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides a broad range of capital markets services.

Kyle Ward is a CFP® and holds a Series 66 license with 22 years of industry experience. He has been with Edward Jones since 2012, working out of West Chester, OH. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a network of more than 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Joshua Weiland is a financial advisor at Stifel with 22 years of industry experience and holds the Series 66 designation. He has been with Stifel Nicolaus & Co. since 2013. Outside of his advisory role, he serves on the board of the University of Dayton’s Davis Center for Portfolio Management, advising students on their management of a portion of the university’s endowment, and is also a board member of the Kettering Sister City nonprofit organization. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group that incorporates forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.

David Criner is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Raymond James & Associates, Inc. since 2009. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Ronald Ginter is a financial advisor with Ameriprise in Miamisburg, OH, holding a Series 66 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of advising, he is co-owner of LoRo Mountain, LLC, a real estate business. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Seung Mishler is a financial advisor at Raymond James Financial with 16 years of industry experience. Prior to joining Raymond James in 2025, Mishler spent 15 years with Edward Jones. He holds a Series 66 designation. Mishler is also involved with Mishler Financial Planning, a non-investment business based in West Chester, Ohio. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional clients. The firm uses tailored, non-discretionary planning tools and supports municipal and public-finance work through unique advisor affiliations.

Tanya Munn is a financial advisor with Morgan Stanley in Centerville, OH, holding a Series 63 designation and 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets beginning in 2005. Outside of her advisory role, she is involved with Intele Travel Inc in a sales and marketing capacity. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning utilizing firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that include relationships with investment companies and private funds.

Anshu Vohra is a Financial Advisor at Merrill Lynch Wealth Management. She has been active in the financial services industry since 2007 and joined Merrill Lynch in 2026. Anshu works with individuals, families, and business owners to develop personalized strategies focused on wealth accumulation, retirement planning, and long-term financial confidence. Her approach involves understanding clients' short-term and long-term goals to create tailored financial plans aimed at navigating complex financial decisions with clarity and confidence. Before joining Merrill Lynch, Anshu gained experience in tax and financial planning through positions at CareSource, ATSG Inc., and Equitable Financial Advisors. Her background in taxation influences her comprehensive approach to wealth management, emphasizing thorough analysis and disciplined planning. She holds a Master of Accountancy degree from Wright State University in Dayton, Ohio, and is a Personal Investment Advisor (PIA). Outside of her professional career, Anshu enjoys biking, cooking, dancing, gardening, hiking, interior decorating, reading, traveling, watching movies, and practicing yoga. She and her husband, Amit, whom she married in 2004, have two sons. They are engaged in their community through active donations of time and talents to local organizations.

Caroline Pratt is a financial advisor at UBS Financial Services with two years of industry experience. She holds a Series 66 designation and has worked at UBS Financial Services since 2019. Prior to entering the financial industry, she was employed at the University of Alabama and Troy High School. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering tailored financial planning and portfolio management supported by proprietary research and model-based asset allocations.

John Mogush is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and having 13 years of industry experience. He has been with JPMorgan Securities LLC since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Aaron Brown is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 20 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012, and previously spent time at Bank One. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory model. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

David Kurtz is a financial advisor at Equitable Advisors with 27 years of industry experience. He has held registrations including the Series 63 and Series 66 and has been with Equitable Advisors since 1999, having previously worked at AXA Advisors. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement plan support, and access to asset management through LPL programs and multiple third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels for client recommendations.

Matthew Rupe is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials and nine years of industry experience. Prior to joining LPL Enterprise in 2024, he worked with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his financial services career, he is co-owner of Vertical Advantage Helicopters, LLC, where he serves as a helicopter pilot and flight instructor. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services. The firm combines advisor programs with the sale of financial products and utilizes various investment management approaches through model portfolios, third-party management, and discretionary implementation.

John Weigel is a financial advisor with LPL Financial in West Chester, Ohio, holding a Series 66 credential and 28 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory role, he operates a separate business entity, John Weigel, LLC, for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Larry Bowling is a financial advisor with Mass Mutual Investors Services in Hamilton, Ohio, holding a Series 63 designation and 43 years of industry experience. He has been with MML Investors Services, Inc. since 1988. Outside of his advisory role, he is also engaged in life, health, and dental insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-based planning and various event-driven planning services.

Teri Engle is a Wealth Management Advisor at Merrill Lynch Wealth Management with 29 years of experience in the finance industry. She has worked since 1993, beginning her career with Merrill, and focuses on building long-term relationships with clients. Teri offers a comprehensive approach to wealth management, providing advice on retirement preparation, wealth transfer strategies, tax minimization, insurance, education planning, and divorce transition planning. Teri holds a bachelor's degree from Miami University and an MBA from the University of Dayton. She is a CERTIFIED FINANCIAL PLANNER™ certificant, holds the Chartered Retirement Planning Counselor™ designation, and is a Certified Divorce Financial Analyst®. She is also a graduate of the Leadership Dayton Program and has been an active member of the Junior League of Dayton. Teri is involved in community service, including serving on the board of the Widows Home of Dayton. Beyond her professional work, Teri enjoys spending time with her family, including her husband Joe and children Brendon and Lauren. She also appreciates activities such as camping, reading, traveling, watching movies, and outdoor time with her dog Gio by any body of water.

Alexander Overcash is a Benefits & Planning Consultant specializing in Executive Services. In his role, he collaborates with clients to understand their short-term, intermediate, and long-term financial goals, aiming to create customized financial plans tailored to their unique needs. Since 2018, Alexander has worked as a Workplace Planning Consultant at Fidelity Investments. He emphasizes building strong, in-depth relationships with clients and their families, focusing on trust, reliability, and comprehensive knowledge to support effective financial planning. Outside of his professional work, Alexander has interests in cars, cooking and baking, fitness, golf, hiking, and kayaking.

Joshua Manners is a financial advisor with Charles Schwab in Cincinnati, Ohio, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Ameriprise, Morgan Stanley Smith Barney, and Ultimus Fund Solutions. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a formal alternative-investment onboarding process.

Steven Fischer is a financial advisor with Ameriprise in Springboro, OH, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise since 2009. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.