Ryan Pahutski is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior roles include positions at SCO Wealth Management and Blue Beacon Truck Wash. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large network of independent advisors, offering a variety of portfolio management and financial planning services across multiple program structures and custodians.

William Brennan is a CFP® with over 41 years of experience in the financial services industry. He has worked at Osaic since 2024 and previously spent eight years with Securities America Advisors. Brennan is also the owner of Brennan Financial Group and a joint owner of The Inn at Westwynd Farm, a horse farm and inn. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization, leveraging a complex affiliate network and private-equity ownership.

Jennifer Valentine is a financial advisor at OSAIC with one year of industry experience. She holds a Series 66 designation and previously worked for Lindenberg Financial and Learning Express Academy. At Lindenberg Financial, she serves as a relationship manager, acting as a main point of contact for clients and coordinating with internal teams. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, with options for discretionary strategies and third-party managers.

Joseph Garrity is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 13 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities, and First Citizens Community Bank. He also sells Medicare Supplement and Medicare Advantage insurance policies through United Healthcare. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is primarily model-driven, offering access to third-party asset managers and a wrap program, while also facilitating insurance product sales through affiliated entities.

William Smith II is a Series 66-licensed financial advisor at Ameriprise with 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he coordinates youth wrestling tournaments and serves as secretary on the board of directors for the Oxford Wrestling Alliance. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized retirement income service that provides written recommendation reports and ongoing planning focused on dependable income and tax-aware withdrawal strategies.

Kevin Noguez Ochoa is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His work history includes roles at Bank of America, N.A., Merrill, and Kendal at Longwood. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gabriella Savage is a Series 66 licensed financial advisor at Merrill with six years of experience in the industry. She previously worked at Open Systems Healthcare Inc, The Riggin Group of RE/MAX, and Wells Fargo. Savage serves as a trustee for a family irrevocable trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Mitch Fryling is the Vice President, Wealth Planner at Fidelity, a role he has held since 2025. He has a comprehensive background in financial advising and planning, having worked with several firms including Fidelity Investments, Mallard Advisors, Capital One Investing, Vanguard, and Scotiabank. His professional experience spans roles such as Financial Consultant, Financial Adviser, Senior Financial Adviser, Financial Analyst, and Retirement Specialist. Throughout his career, Mitch has focused on understanding clients' financial goals and creating actionable, personalized plans. His approach emphasizes education and comprehensiveness tailored to the unique needs and circumstances of each client. Mitch's expertise includes wealth planning and financial consulting. Outside of his professional work, Mitch enjoys activities such as beach outings, fitness, kayaking, reading, running, and soccer.

Daniel Thompson is a financial advisor with Merrill in Wilmington, Delaware, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Merrill and Bank of America since 2016. Outside of his advisory role, Thompson participates in fundraising and development activities for several Delaware-based cultural organizations, including the Delaware Museum of Art, the Kalmar Nyckel tall ship, and the Biggs Museum of American Art. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Aaron Turner is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Hornor, Townsend & Kent, Inc. and Penn Mutual for 18 years. Outside of his advisory role, he is also active as a non-variable insurance agent with Rockwell Insurance Agency and 1847 Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing both proprietary and third-party investment strategies.

Matthew James is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior work includes roles at several businesses including Rehoboth Beach Country Club, Back Creek Golf Club, and Metro Steak and Seafood. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services with access to affiliated and third-party managers across multiple program structures.

Brendan Murphy is a CFP® professional with nine years of industry experience currently advising clients at Edward Jones in West Chester, PA. Prior to joining Edward Jones in 2017, he served in the US Navy for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory strategies and affiliated investment products, operating under a fiduciary standard across its extensive national network.

Cindy Garrity is a financial advisor with LPL Enterprise in Newark, DE, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked at UBS Financial Services, Bank of America N.A., Merrill, and Citizens Securities Inc. prior to joining LPL. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm emphasizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program.

Daniel Johnson is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Voya Financial Advisors, Citizens Securities, and Rockland Trust Investment Services. His current role at J.P. Morgan Securities began in 2024. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to deliver asset allocation advice, investment manager searches, and customized performance reporting.

Larry Murphy is a financial advisor at Wells Fargo Advisors with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS Financial Services and Wells Fargo Clearing before joining Wells Fargo Advisors Financial Network in 2021. He also owns and operates Murphy Wealth Management. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting specific net-worth criteria.

Michael Profit is a financial advisor with Mass Mutual Investors Services in New Castle, Delaware, holding Series 63 and Series 65 licenses with nine years of industry experience. He has worked at MML Investors Services since 2017 and at MassMutual since 2016. Outside of his advisory role, he owns and operates The Profit Company, a consulting business in the textile and apparel industry. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software to deliver goal-based planning and offers event-driven planning services such as divorce and estate-settlement planning.

Eric Reynolds is a financial advisor with Edward Jones in Newark, DE, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions, supported by a nationwide network of over 23,700 financial advisors.

Lisa Rydzefski is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 designations and has 38 years of industry experience. She previously worked at MetLife Resources for 11 years and has been with MassMutual Life Insurance Company since 2016. In addition to her advisory role, she is an insurance agent specializing in life insurance and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, focusing on collaborative goal analysis and written recommendations tailored to client needs.

Robert Hartfield Jr. is a financial advisor at Osaic with 43 years of industry experience. He holds a Series 63 designation and has worked at Lincoln Financial Advisors Corporation and Hartfield Advisors, where he has also maintained a role as an insurance agent offering various insurance products. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients, providing both brokerage and advisory services through a multi-advisor platform that utilizes model-based asset allocation and portfolio optimization.

Michael Durstein is a financial advisor with Cetera, holding CFP®, ChFC®, and Series 66 credentials and bringing 10 years of industry experience. He has worked at Cetera since 2023 and previously served at Minnesota Life and Securian Financial Services. Durstein serves on the advisory boards of the Delaware HIV Consortium and the Muscle Movement Foundation. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and consulting services delivered through a large network of independent advisors.