Thomas Weisenfels serves as a Wealth Management Advisor with Merrill Lynch Wealth Management, where he is part of the TWJ Wealth Management Team. With a 33-year career, his professional focus includes detailed financial planning, retirement issues, wealth and portfolio management, and providing total financial advice for high net worth, executive, and retired clients. He also contributes to Merrill Lynch's Retirement Education Services to assist corporate retirees in the Delaware area. A Delaware native, Thomas obtained his Bachelor of Science degree in Business and Engineering from the US Military Academy at West Point. He completed Army Airborne, Air Assault, and Ranger schools and served as an Army officer veteran during the Desert Storm war. His professional designations include CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). He is affiliated with Merrill Lynch Wealth Management, the TWJ Wealth Management Team, and operates under the name Thomas Weisenfels, Wealth Management Advisor. Outside his professional life, Thomas is involved with Reach Church in Bear, Delaware, and has community ties with St. Mark's High School. He lives in Greenville with his wife, Melissa, their two children, Lilly and Andrew, and their Boxer dog, Maple. His personal interests include adventure sports, boating, camping, fishing, hiking, skiing, table tennis, woodworking, fitness, home repairs, shooting, and spending time with his family on the Chesapeake Bay.

Vito Conigliaro is a financial advisor at J.P. Morgan Securities with two years of industry experience and holds a Series 66 designation. Prior to joining J.P. Morgan, he worked at Cetera and Diamond State Financial Group. Before entering the financial industry, he spent seven years operating Pizza and Pasta. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework.

Kevin Flatley is a Vice President and Financial Consultant at Fidelity Investments. In his current role, he collaborates with clients to develop financial plans that align with their goals, utilizing a holistic planning approach. Kevin has been with Fidelity Investments since 2018, gaining experience across multiple positions including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before his current role as Vice President. His approach focuses on examining clients' financial situations and personal preferences to empower them in making informed financial decisions. Kevin holds a California Insurance License, supporting his work in financial consulting and planning.

Brian Villec is a CFP® professional with 29 years of experience in the financial services industry. He is currently an advisor at LPL Financial, having joined the firm in 2025. His prior roles include positions at The Leaders Group, Inc., Millennium Brokerage Group, and Nationwide. Villec is involved with multiple insurance-related activities outside his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by internal and third-party research.

William Heider is a financial advisor at Ameriprise with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise Financial Services since 2019, with prior experience at Park Avenue Securities and Guardian Life Insurance. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income sources and tax-aware withdrawal strategies.

John Larson Jr. is a CFP® professional with 26 years of industry experience, currently affiliated with LPL Financial. He previously spent 14 years at Lincoln Investment Planning, Inc., followed by a year at Capital Analysts before joining LPL Financial. Larson is also involved in tax preparation and accounting through Scamuffa-Larson Tax Services, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, supported by both discretionary and non-discretionary management and access to model portfolios and research.

Laura Gates is a financial advisor with Thrivent Investment Management, holding Series 65 and Series 63 licenses and four years of industry experience. Her prior roles include positions at Coastal Equities, Inc., Etoro, and Hilton New York. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive planning across various financial topics without implementation of recommendations. The firm combines goal-based planning with managed-account services under the “WealthPlan” option, focusing on holistic analyses through a network of financial advisors.

Daniel Delia is a financial advisor with Cetera, holding a Series 63 designation and nine years of industry experience. He has worked at Cetera since 2025 and previously spent eight years at Avantax Investment Services, Inc. Outside of his advisory role, he serves as a CPA at Sterling Services, Inc., providing accounting and tax preparation services. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a range of investment strategies and custodial arrangements.

Michael Nagle is a financial advisor at RBC Capital Markets with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has been with RBC Capital Markets since 2009. Outside of his advisory role, he serves as an elected official for the Conestoga High School Lacrosse Booster Club and is Vice President on the Board of Directors for the Leopard Lakes Farm/Home Owners association. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles using a combination of in-house and third-party investment managers.

Matthew Brown is a CFP® with 29 years of experience in the financial industry. He has worked at Edward Jones since 2019 and previously held roles at JPMorgan Securities, JPMorgan Chase Bank, and J.P. Morgan Institutional Investments. Brown serves as a director on the Padua Academy Foundation, where he participates in reviewing investment manager performance and making financial aid recommendations. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs and affiliated services. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Douglas Loew is a financial advisor with Cetera who holds the ChFC® designation and Series 63 and 65 licenses, with 40 years of industry experience. His prior work includes roles at VOYA Financial Advisors and Independent Advisers Group Corp. He also operates his own business focused on the sale and service of fixed insurance and investment products. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers comprehensive portfolio management, financial planning, and access to various program platforms and third-party managers across multiple discretionary and non-discretionary structures.

Ryan Wallace is a financial advisor at Ameriprise with a Series 66 credential and one year of industry experience. Prior to joining Ameriprise in 2025, he held positions at Trillium Wealth & Partners, Bessemer Trust Company of Delaware, and Arden Trust Company of Delaware. Before entering the financial sector, he worked in catering and fencing businesses and spent several years in education. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered by a centralized consulting team, with a focus on assets held in Ameriprise Managed Accounts.

Zack Costagliola is a Financial Consultant currently working at Fidelity Investments since 2024. In this role, he collaborates with clients to develop holistic financial plans tailored to their individual values and goals. Prior to his current position, Zack gained experience as a Senior Financial Advisor at Vanguard from 2021 to 2024, and held multiple roles at Vanguard starting from 2016, including Financial Advisor, Select Services Investment Professional, and Client Relationship Specialist. Throughout his career, Zack has focused on providing comprehensive financial advisory services, emphasizing active listening and customized strategies to support client financial objectives. His professional journey reflects a consistent commitment to client-centered financial planning. Outside of his professional work, Zack has interests in fishing, football, golf, reading, running, and traveling.

Barbara Exter is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and bringing 42 years of industry experience. She has worked with Mass Mutual Investors Services since 2017 and previously held roles at MetLife Securities Inc. Additionally, she serves as secretary for a nonprofit addiction recovery center, where she maintains records and participates in fundraising activities. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of services including asset management programs, educational seminars, and specialized planning such as divorce and estate-settlement planning.

Robert Bolling III is a financial advisor with RBC Capital Markets in Wilmington, DE, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with RBC Capital Markets since 2010. Outside of his advisory role, Bolling serves as a trustee for a private welfare foundation and is involved in community and conservation organizations, including a board position with an urban squash program and committee membership with a conservation nonprofit. RBC Wealth Management, a division of RBC Capital Markets, offers advisory and brokerage services to a diverse client base encompassing individual investors, institutional clients, and charitable organizations. The firm customizes investment strategies based on clients’ risk profiles and implements portfolios using a combination of in-house and third-party managers, with options for tax management and responsible investing.

Kristopher Sweringen is a financial advisor at Ameriprise with a Series 66 designation and experience beginning in 2024. His prior roles include positions at Elkton High School, Hightower Advisors Trust Company, Mid-Atlantic Pressure, Troon, and the University of Delaware. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Michael Mctyre is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63, 65, and 66 designations. His prior experience includes roles at Morgan Stanley and Eaton Vance Distributors. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and extensive assets under management.

Erik Ermentraut is a financial advisor at Cetera with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Avantax Advisory Services and Trinity Wealth Securities. He also serves as an Associate Financial Advisor at Van Buren Financial Group. Cetera Investment Advisers LLC is a large SEC-registered adviser serving a broad client base through a nationwide network of independent advisors. The firm offers diversified portfolio management and financial planning services using a multi-manager platform with discretionary and non-discretionary options.

William Sherry Jr. is a financial advisor with Merrill and holds a Series 66 credential. He has 15 years of industry experience and has been with Bank of America and Merrill since 2011. Outside of his advisory role, he serves as chair of the church council at Hockessin United Methodist Church and is a director of the University of Delaware Hockey Alumni Association, both nonprofit organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, institutions, and charitable organizations.

James Whisman Jr. is a CFP® professional with over 22 years of experience, currently serving at Cetera since 2023, and previously with Cetera Wealth Services and Wharton Management Group. He also operates a CPA practice focused on tax preparation and planning and serves as an educator for local nonprofit organizations related to natural history and Swedish settlements in Delaware. Additionally, he holds a treasurer position with the City of New Castle. Cetera Investment Advisers LLC is an SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating as a multi-manager platform with diverse program options and over $256 billion in assets under management.