Samuel Marco Gugliemini is a financial advisor with Morgan Stanley in Toms River, NJ, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior work includes roles at Bank of America, Merrill, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning solutions.

Bradley Dobin is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 25 years of experience in the financial services industry. He leverages his background as an institutional trader and extensive expertise to serve an affluent clientele, including financial and technology executives, medical professionals, attorneys, and business owners. Since joining Merrill in 2009, Bradley has managed multiple discretionary portfolios, utilizing strategies such as cash flow-driven total return with options, equity-only investments, and fixed-income laddered bond portfolios. Bradley’s approach emphasizes a holistic and realistic wealth management philosophy that integrates investments, insurance, liabilities, and lending solutions through Bank of America. He focuses on risk reduction and cash flow-focused strategies tailored to client goals, including family wealth management, retirement planning, portfolio management, and structured settlements, particularly for malpractice attorneys. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Investment Management Analyst (CIMA), Certified Portfolio Manager (CPM), Personal Investment Advisor (PIA), and Retirement Manager Advisor (RMA). A graduate of Michigan State University, where he played baseball, Bradley draws parallels between consistent financial returns and sports, emphasizing steady progress over spectacular gains. Outside of work, he volunteers in the community and enjoys baseball, music, reading, running, and spending time with his family.

Michael Broderick is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He has worked with Primerica Financial Services and PFS Investments Inc. since 1993. In addition to advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its investment services.

David Cundey is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2015. Outside of his advisory role, he is a managing partner at Big Hat Partners, a private real estate company based in Palm Beach, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques.

Michael Nolan is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation. He has experience working at several firms, including Creative Financial Group, National Life Insurance of Vermont, and Northwestern Mutual. Nolan has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2025. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual, collaborative planning engagements using firm-approved analytical tools and programs tailored to various client needs.

Andrew La Spina is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. He has worked at LPL Financial since 2022 and has prior work history including roles at Monmouth University and Point Pleasant Boro High School. Outside of advising, he is involved in a trading card business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of discretionary and non-discretionary management options and access to model portfolios and research.

Louis Pearlman is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 1999, he has developed expertise in customizing sophisticated and integrated wealth management strategies tailored to the needs of affluent clients, including creative professionals, attorneys, financial industry executives, retired corporate executives, and special needs families. He leads The Pearlman Group, a team of four dedicated financial advisors providing a broad range of services beyond asset management and retirement strategies, such as employee stock options analysis, hedging and monetization of concentrated equity positions, liability management, and wealth preservation. Pearlman has experience working with corporate benefit programs, including equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. He and his colleague Chris Edgar serve employees' stock purchase plans and are affiliated with the Corporate Services and Advisory Team and the Merrill Lynch Private Equity Services Team, focusing on equity compensation plans, stock option and restricted stock strategies, 10b5-1 trading plans, and executive services. His client focus areas include family wealth management strategies, managing new wealth, and personal retirement planning. Louis Pearlman holds a Bachelor's Degree from The Ohio State University and has earned the Personal Investment Advisor (PIA) designation. He is involved with the Pop Warner Football Association. Outside of his professional work, he enjoys adventure sports, bowling, fishing, golfing, rock climbing, and skiing.

Robert Maher is a financial advisor with Morgan Stanley, holding a Series 66 credential and bringing 21 years of industry experience. He previously worked at UBS Financial Services Inc. for 14 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2023. Outside of his advisory role, Maher serves as a Committee Person for the Monmouth County Republican Committee in New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and approved planning tools to develop financial plans.

Richard Rivere is a CFP® with 18 years of industry experience, currently serving at J.P. Morgan Securities. He has been with J.P. Morgan Securities LLC since 2013 and was involved with the Manalapan Soccer Club from 2017 to 2022. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Sean Donlan is a financial advisor with MassMutual Investors Services who holds a Series 66 designation and has 28 years of industry experience. His prior work includes roles at Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., Berger Financial Group LLC, and John Hancock Mutual Life Insurance Company. In addition to his advisory role, he operates as an independent insurance agent specializing in dental and group disability income, fixed annuities, and life, accident, health, and long-term care insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, wrap and money-manager programs, and educational seminars, with a collaborative and annual approach to planning using firm-approved analytical tools.

Neil Kriegstein is a CFP® professional with 28 years of industry experience, currently advising through OSAIC. His prior roles include positions at Royal Alliance, HD Vest Insurance Agency, and H.D. Vest Advisory Services. In addition to his financial advisory work, he owns Kriegstein Financial Group, LLC, which provides tax preparation and accounting services, and serves as president of Imperial Payroll Processing, LLC, a payroll processing firm. OSAIC serves a diverse clientele including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios consisting of a range of investment products.

Gaetano Guerra Jr. is a financial advisor at LPL Enterprise with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he volunteers teaching religion to students at St Veronica Church in Freehold, NJ. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform.

Tiffany Zausch is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has worked at Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Carmen Memoli is a financial advisor at Cetera with 16 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at firms including Avantax Advisory Services and her own accounting firm, Memoli & Company P.C. Memoli is active in her community through multiple treasurer and board member roles in local school districts, political organizations, and public authorities. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, providing advisors with access to affiliated and third-party investment strategies across various program structures.

Scott Waldron is a financial advisor at Fidelity with a Series 66 designation and approximately 1 year of industry experience. His prior work includes positions at Northwestern Mutual Investment Services LLC and various roles outside the financial industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and delegates day-to-day management to sub-advisers while maintaining oversight.

Christopher Sula is an Investment Consultant at Fidelity Investments as of 2024. He brings over a decade of professional experience to his current role. Prior to joining Fidelity Investments, Christopher served as a Managing Director at BTIG from 2011 to 2023. His approach emphasizes building trust and confidence with clients by providing knowledge and personalized strategies. Christopher focuses on helping clients make informed financial decisions through an individualized and goal-based approach, aiming to co-create holistic plans aligned with their financial goals. Outside of work, Christopher enjoys activities such as beach outings, golf, running, and skiing.

Craig Laday is a financial advisor with LPL Financial based in Wall Township, NJ, holding a Series 63 designation and bringing 38 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 32 years before joining LPL Financial in 2019. Outside of his advisory role, Laday owns a limited liability company that provides additional protection for watercraft. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Brian Galarza is a financial advisor at Merrill with 20 years of industry experience. He has been with Merrill since 2009 and holds Series 63 and Series 65 licenses. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Yuka Jr. is a Series 66-licensed financial advisor with 22 years of industry experience. He has worked at LPL Financial since 2020 and previously held roles at Atlas Private Wealth Advisors and Charles Schwab. He is based in Point Pleasant, NJ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, supported by research from internal and third-party sources.

Brittany Forte is a financial advisor with LPL Financial in Manchester, NJ, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Wells Fargo Clearing, Power Tool Company, and PNC Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and third-party research.