Joseph Maleh is a financial advisor with Guardian Life and holds a Series 66 designation. He has one year of industry experience, including roles at Guardian Life and Park Avenue Securities. Outside of his advisory work, he is involved as a consultant with Man of the World LLC, a men's jewelry business, and Planning Alliance Consulting LLC. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, and investment advisory programs using model portfolios and digital solutions.

Luander Mccaskill is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He has been with TIAA-CREF and TIAA since 2015. Outside of his advisory work, he owns a single-family home rental property. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers point-in-time planning services as well as ongoing discretionary management using model and customized portfolios, and it advises the TIAA Donor Advised Fund.

Gerald Clericuzio is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has worked at Park Avenue Securities and Guardian Life Insurance Company since 2010. Clericuzio is also the chairman and owner of Planning Alliance LLC, a general agency, and owns Planning Alliance Consulting, LLC, which provides consulting services to businesses and estates. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services with a variety of proprietary and third-party investment programs.

Jose Raposo is a financial advisor at TIAA-CREF with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Morgan Stanley, E*TRADE Capital Management, and TD Ameritrade. His career includes multiple roles in advisory and investment management across well-known financial institutions. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporations, and small retirement plans. The firm’s advisory model distinguishes between one-time financial planning and ongoing discretionary management using model or customized portfolios, operating under a fiduciary standard with disclosed potential conflicts related to affiliated funds and fee structures.

Bryan Kuderna is a CFP® with 16 years of experience currently with Primerica Advisors and Guardian Life Insurance Company. He has been with Primerica Advisors since 2010. Outside of his advisory role, he serves as Chairman of the Board of Directors for Family Health and Wellness at The Community YMCA, publishes financial literacy books, writes articles for Broker World, hosts a weekly podcast on finance and business topics, and assists medical residents with tax preparation. Primerica Advisors operates under Park Avenue Securities LLC, serving a broad retail client base with both brokerage and advisory services. The firm offers various investment programs and utilizes proprietary models and third-party managers to provide diversified portfolio solutions.

Tremaine Bembry is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 credentials and 11 years of industry experience. He has worked with Hornor, Townsend & Kent since 2019 and previously was with MML Investors Services and MassMutual. Bembry is also involved in life insurance brokerage through his roles at Strategic Wealth Solutions Group and as proprietor of Attorney Resource Group, providing financial services tailored to attorneys. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, combining investment advice with custody and brokerage capabilities.

Patrick Maly is a financial advisor with Equity Services, Inc. who holds 37 years of industry experience. His career includes long tenures at Metlife Securities Inc. and Mass Mutual Investors Services. Outside of advising, he is involved as an insurance agent with Integrated Financial Concepts LLC. Equity Services, Inc., also known as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a wide range of clients including individuals, corporations, and charitable organizations. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and utilizes third-party asset managers and model portfolios.

Deirdre De Rosa is a Certified Financial Planner® at Wealthspire Advisors with eight years of industry experience. She has previously worked at Purshe Kaplan Sterling Investments, Bank of America, Merrill Lynch, and Fiduciary Trust Company. De Rosa has also been involved with RoundAngle Advisors LLC, focusing on financial planning and model portfolio trading. Wealthspire Advisors is an SEC-registered investment adviser managing approximately $34.3 billion in assets and serving individuals, corporate and pension plans, nonprofits, and foundations. The firm employs an institutional-style asset allocation framework using a combination of mutual funds, ETFs, private investments, and separate account managers, with services tailored through client interviews and ongoing monitoring.

Mary Lynn Skarzenski is a financial advisor at Private Advisor Group, LLC with the ChFC® designation and four years of industry experience. She previously worked at Eagle Strategies and New York Life Insurance Company. Outside of her advisory role, she serves as an assistant basketball coach during the basketball season. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients with portfolio management, financial planning, and access to third-party asset management programs.

Peter Levine is a financial advisor with OSAIC Institutions, Inc. He holds Series 63 and Series 66 licenses and has 37 years of industry experience. His prior roles include positions at Infinex Investments, JP Morgan Chase Bank, HSBC Securities, and TD Ameritrade. Outside of finance, he works part-time as a waiter and bartender for a staffing company and has been involved in merchandising supermarkets and drugstores. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering a range of advisory and brokerage services through customized engagements. The firm’s network of investment adviser representatives provides a mix of fundamental and technical analysis and access to alternative investments, with a notable focus on non-discretionary assets.

Christine Weighell is a financial advisor at Sanctuary Advisors, LLC with 10 years of industry experience. She holds the Series 66 designation and has worked previously at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through a range of account types and utilizes sub-advisors and third-party model platforms to implement strategies, supported by its integrated affiliate structure and recent consolidation activity.

Nancy Protopapas is a financial advisor with Principal Financial Services in Holmdel, NJ, holding a Series 63 designation and over 22 years of industry experience. She has worked at Principal Securities Inc. since 2002 and Principal Life Insurance since 2001. Outside of her advisory role, she serves as president of Auto Solutions Inc. and is a designated bank officer at Principal Bank and Trust Company, supporting retirement plan account relationships. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel. The firm provides direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under multiple advisory and promoter arrangements.

Richard Harris is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with National Life Group, Equity Services Inc., and Maxwell Harris Co. since 2001. Outside of advisory services, he is an active insurance agent specializing in life, disability, long-term care, and health insurance. Equity Services, Inc. provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with various advisory platforms and frequently uses third-party asset managers and model portfolios.

Vatsal Patel is a financial advisor with Eagle Strategies (NY Life) based in Edison, NJ, holding the Series 66 credential and seven years of industry experience. He has worked at firms including Bank of America, Merrill, Edward Jones, and New York Life. Outside of his advisory work, Patel owns and operates a beer and wine convenience store called Windsor Shoppe. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers multiple program types and focuses on tailoring advice to client goals, with a significant portion of assets managed on a non-discretionary basis.

Brian Segel is a financial advisor with Eagle Strategies (New York Life), holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His career includes roles at New York Life Insurance Company, Cetera, Allied Wealth Partners, and MassMutual. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers multiple program types tailored to client objectives and emphasizes fiduciary responsibilities, particularly in non-discretionary asset management and retirement plan consulting.

Eric Colella is a financial advisor with Kestra Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He previously worked at Commonwealth Financial Network for nine years before joining Kestra in 2025. Outside of his advisory role, he is also involved with Dynasty Advisors LLC as an insurance agent. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, offering services that include fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves clients that include large institutional investors such as sovereign wealth funds.

Steven Cucinelli is a financial advisor with Primerica Advisors in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been affiliated with Primerica Advisors and Guardian Life Insurance Company of America since 2010. Outside of his advisory role, he serves as President of Coastal LeTip and manages a youth soccer team with the Middletown Soccer Club Wave Black. Primerica Advisors is part of Park Avenue Securities LLC, which serves a diverse retail client base with brokerage and advisory services, including financial planning and retirement consulting. The firm offers proprietary and third-party investment programs and supports a range of account management options and lending solutions.

Alexander Saulon Jr. is a financial advisor with Kestra Advisory Services, LLC, holding CFP® certification and Series 63 and 66 licenses. He has 27 years of industry experience, including previous roles at Commonwealth Financial Network and EverBank. He is also involved with Dynasty Advisors, LLC, where he provides comprehensive financial and insurance planning services. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, including plan sponsors. The firm provides fiduciary consulting, plan-level investment advice, employee education, and utilizes multiple management platforms and third-party solutions.

Elizabeth Espinal is a financial advisor at TIAA-CREF with 24 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, LLC and Santander Securities, LLC. She is based in Princeton, NJ. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm provides discretionary management through model portfolios and customized solutions, applying a fiduciary standard within a vertically integrated structure that includes affiliated funds.

Jerome Pasichow is a financial advisor at Equity Services, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Guardian Life and Park Avenue Securities. Outside of his advisory role, he volunteers with the Econ Vitality Committee of the Metuchen Downtown Alliance, assisting local businesses with accessing public funds. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms using a combination of long-term strategies and third-party asset managers, serving clients through both discretionary and non-discretionary arrangements.