Ou Xu is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 17 years of industry experience. His career includes roles at Ernst & Young LLP and Weichert Realtors, among others. He is also the owner of a single rental property inherited in 2016. Transamerica Financial Advisors serves a diverse client base including individual investors, high-net-worth clients, and institutional entities. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary investment options.

Diana Carney is a financial advisor with Valic Financial Advisors in Berkeley Heights, NJ, holding Series 65 and Series 66 licenses and possessing 23 years of industry experience. She has been with Valic Financial Advisors since 2013 and is also associated with Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and emphasizes the use of centralized technology and model solutions.

Sean Wickersham is a financial advisor with TLG Advisors, Inc. in Colts Neck, NJ, holding a Series 66 designation and 20 years of industry experience. He has been with TLG Advisors since 2009 and previously worked at LFI Advisory from 2017 to 2021. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering services including portfolio management, comprehensive financial and estate planning, and ERISA fiduciary services. Its investment approach combines fundamental analysis and Modern Portfolio Theory, with a direct-to-consumer program called Starlight Portfolios that uses risk questionnaires to tailor portfolios.

Paul Vecchione is a financial advisor with Guardian Life and holds a Series 63 designation. He has 33 years of industry experience, including roles at Guardian Life since 2013 and with International Planning Alliance, LLC from 1999 to 2011. He serves as treasurer and board member for the Montgomery Lacrosse Club and is a board member for Princeton Academy of the Sacred Heart. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporations, retirement plans, and charitable organizations. The firm offers a combination of advisor-led discretionary management and model-based strategies, with access to proprietary programs, third-party platforms, and a digital advisory solution.

Michael Stigliano is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 66 licenses and having three years of industry experience. His prior roles include positions at TD Bank N.A., Bank of America, Merrill, and Finalis Securities LLC. Outside of finance, he was involved with Jersey City Unleashed LLC for 16 years. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail investors. The firm employs a combination of strategic and tactical asset allocation using both affiliated and third-party sub-managers, with a focus on percentage-of-AUM wrap fees and a cross-border Private Investment Advisor model.

Justin Cannella is a financial advisor with PNC Wealth Management in Bridgewater, NJ, holding a Series 66 designation and 22 years of industry experience. He has been with PNC Investment since 2006. Outside of his advisory role, he owns and operates a residential short-term rental property via Airbnb. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an online discretionary model account offered as an employee-only pilot. The firm uses algorithm-driven risk assessments and delegated portfolio implementation with a focus on mutual funds and ETFs.

Ryan Catlaw is a financial advisor with Eagle Strategies (NY Life) based in Edison, NJ. He holds Series 63 and Series 65 licenses and has 21 years of industry experience. His career includes roles at Eagle Strategies since 2016, NYLife Securities LLC since 2014, and New York Life Insurance Co. since 2013. He is also appointed as an insurance broker for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plans, providing financial planning, investment management, and advisory services. The firm emphasizes tailored recommendations and manages a substantial portion of assets on a non-discretionary basis, operating within the integrated New York Life affiliate structure.

Alexander Vaccarella is a CFP® professional with eight years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC, where he has worked since 2019. Prior to that, he was with AEPG Wealth Strategies from 2014 to 2019. He is also involved with Wealth Enhancement Group as a non-variable insurance representative. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, using a strategic investment process that combines passive and active management guided by quantitative and fundamental research.

Michael Zangrillo is a financial advisor with Empower Advisory Group holding a Series 66 credential and two years of industry experience. His prior roles include positions at LPL Enterprise, The Prudential Insurance Company of America, and Altice USA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated approach involves proprietary financial planning tools and managed account solutions aligned with Empower’s recordkeeping and administrative platforms.

Devin Wendel is a financial advisor at United Planners Financial Services of America with two years of industry experience. He holds the Series 66 designation and has worked at United Planners Financial Services and Wendel Financial Group since 2023. Outside of his advisory role, he is involved as a Data Solutions Architect for AI fintech firms Mega Stock Picker Inc and My Stock Picker Inc. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, and brokerage solutions through an open-architecture platform with multiple custodians and third-party money managers. The firm operates as both a registered investment adviser and broker-dealer, with a distinctive limited partnership ownership structure held mostly by financial professionals.

William Alvarez is a financial advisor with Valic Financial Advisors in Berkeley Heights, NJ, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Valic Financial Advisors since 2008 and is also an agent with Agia. Outside of his advisory role, Alvarez serves as President of Kearny Thistle United FC, a nonprofit youth travel soccer club. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Kostas Koufidis is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and 24 years of industry experience. He is co-owner of Reilly Financial Group, LLC, where he dedicates a significant portion of his time to investment-related activities. His prior experience includes roles at MassMutual Investors Services and Massachusetts Mutual Life Insurance Company. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of advisors and manages a broad range of client assets with discretionary and nondiscretionary managed-account programs and access to third-party asset managers.

Patricia Lee is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has been with TIAA-CREF since 2015. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered retirement plans. The firm combines point-in-time planning services with ongoing discretionary management and acts as adviser to the TIAA Donor Advised Fund.

Nathaniel Henein is a financial advisor with Hornor, Townsend & Kent, LLC, holding the ChFC® designation and Series 66 license, with 19 years of industry experience. He has been affiliated with Penn Mutual Life Insurance Company and Hornor Townsend & Kent since 2011. Henein serves as a board member at large on a church council, engaging in governance and organizational matters. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Michael Fischer is a CFP® professional with 10 years of industry experience. He has been with Cerity Partners LLC since 2022 and previously worked at Round Table Services for 11 years. Based in Westfield, NJ, he is part of a large team serving a diverse client base. Cerity Partners advises individuals, families, institutions, and other entities on wealth management, offering customized investment management, financial planning, tax services, and more. The firm manages approximately $166.2 billion in client assets and provides access to both traditional and alternative investment solutions through proprietary and third-party strategies.

Pamela Johnson is a financial advisor at Eagle Strategies (NY Life) with four years of industry experience. She holds Series 65 and Series 63 credentials and has worked with NYLIFE Securities LLC and New York Life Insurance Company since 2020. Pamela is also the owner of Ponce & Associates LLC, a business focused on brokering non-registered insurance products. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, working with a diverse range of clients including defined contribution and defined benefit plans.

Derek Sausa is a financial advisor with TD Private Client Wealth LLC, holding Series 63 and Series 65 designations and 19 years of industry experience. His prior work includes positions at Greenberg & Rapp, M Holdings Securities, Inc., and Citigroup. Outside of his advisory role, he is involved in property management as a landlord. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional, high-net-worth, and retail clients. The firm utilizes a combination of strategic and tactical asset allocation with affiliated and third-party sub-managers to construct client portfolios.

Alexander Smith is an advisor at GWN Securities Inc. with Series 65 and Series 63 licenses and two years of industry experience. Prior to joining GWN Securities, he worked for Newark Public Schools and has been the caddiemaster at Bayonne Golf Club since 2021. GWN Securities provides investment advisory and related services to individual and corporate clients through a variety of managed account programs and financial planning offerings. The firm employs a mix of affiliated and unaffiliated sub-advisers and utilizes market-timing and momentum-based strategies in select legacy programs.

Mary Pucciarelli is a financial advisor at Commonwealth Financial Network with Series 63 and Series 65 credentials and 41 years of industry experience. Her prior work includes roles at Reilly Financial Group, Mass Mutual Investors Services, MASSMUTUAL Life Insurance Company, and METLIFE Securities Inc. She also engages in fixed insurance sales as a secondary business activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving approximately 2,900 affiliated advisors and hundreds of thousands of clients nationwide. The firm provides a comprehensive adviser-support platform, including managed-account programs and access to third-party asset managers, while acting as a wrap-fee program sponsor and back-office provider.

Jeffrey Kenyon is a financial advisor with GWN Securities Inc. in Bridgewater, NJ, holding Series 63 and Series 65 registrations and possessing 24 years of industry experience. His prior experience includes roles at IC Advisory Services, Inc., Securities America Advisors, Inc., and Brecek & Young Advisors, Inc. Outside of his advisory role, Kenyon owns JK Financial Services, LLC, which provides client investment and insurance services. GWN Securities offers investment advisory and related services to individual and corporate clients through multiple managed account programs and financial planning options. The firm utilizes a combination of affiliated and unaffiliated sub-advisers and employs a mix of market-timing and momentum-based strategies alongside model-based allocations.