Emrich Stellar Jr. is a financial advisor at OSAIC with 36 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining OSAIC, he worked at Lincoln Financial Advisors for 12 years and held roles at M Holdings Securities and The Strategic Financial Alliance. Outside of his advisory work, he owns and manages insurance-related businesses offering disability, life, and long-term care insurance products. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm employs a model-based investment process utilizing asset allocation and portfolio optimization tools, offering a range of brokerage and advisory services through a multi-affiliate platform.

Nermin Ferhadbegovic is a financial advisor with Mass Mutual Investors Services in Breinigsville, PA, holding a Series 66 designation and 20 years of industry experience. He has worked with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2009, following three years at Wells Fargo Clearing. Outside of his advisory role, he is also licensed as an insurance agent specializing in life and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring client engagements as ongoing, collaborative relationships that utilize firm-approved analytical tools.

Heather Stauffer is a financial advisor at Wells Fargo Advisors with seven years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley, Bank of America, Merrill Lynch, and Embassy Bank for the Lehigh Valley. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services covering various needs and uses proprietary research and tools to develop tailored recommendations.

Michael Perna is a financial advisor with Merrill holding a Series 66 designation. He has been with Merrill and Bank of America since 2026 and has prior experience in education roles spanning from 2015 to 2026. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Shimer is a financial advisor at Stifel with 32 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009 and holds Series 63 and Series 65 designations. Stifel serves a wide range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, providing brokerage and investment advisory services. The firm's investment approach relies on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to guide asset allocation and financial planning.

Ashley Siedt is a financial advisor with Equitable Advisors in Easton, PA, holding a Series 66 designation and bringing 11 years of industry experience. She has been with Equitable Advisors since 2015, including time when it operated as Axa Advisors, LLC. Equitable Advisors serves a broad client base ranging from individuals to institutional clients, offering financial planning, retirement plan consulting, and various asset management programs. The firm’s approach involves assessing client information and risk tolerance to match clients with investment models or discretionary managers, utilizing both proprietary and third-party solutions.

Dianne Denison is a financial advisor with Ameriprise in Allentown, PA, holding a Series 66 designation and 22 years of industry experience. Her prior work includes tenures at Bank of America and Merrill. She owns Camdia, LLC, a financial advisory business, and leads Denison Technologies, Inc., a Delaware-based corporation. Ameriprise offers a retirement-income planning service primarily for clients nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports delivered in partnership with its financial advisors.

Jeffrey Bach is a financial advisor with Wells Fargo Clearing in Allentown, PA, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has been with Wachovia Bank, N.A. since 2004. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Alexander Di Cesare is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and beginning his career in 2023. His background includes roles at Equitable Advisors, Rockland Financial Group, and experience in both educational and corporate settings. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm provides planning and managed-account services separately, allowing clients to combine them under a consolidated billing option called “WealthPlan.”

Jesse Hayhurst is a financial advisor at Merrill with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1993, including a concurrent role at Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.

Charan Kaur is a Senior Financial Advisor at Merrill Lynch Wealth Management. She brings over 30 years of experience in the financial services industry, combining a broad understanding of market cycles with firsthand knowledge of family business operations. This blend of expertise enables her to provide tailored financial guidance and strategic solutions that assist clients in navigating both opportunities and challenges with confidence. Before joining Merrill, Charan spent 15 years in institutional finance, holding director positions at multiple firms and gaining extensive experience in derivatives and global financial markets. Her background includes working with senior-level executives, business owners, physicians, attorneys, and other accomplished clients. Charan’s approach centers on personalized financial planning, addressing clients’ unique situations, including concentrated stock positions and executive compensation, while ensuring compliance with regulatory requirements. Charan holds a Bachelor’s degree with a specialization in International Business from Hofstra University and an MBA with a specialization in Finance from Baruch College. She is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Charan is actively involved in her community, serving on the boards of TAARA, which supports survivors of sex trafficking, and Bonnie Brae, a New Jersey residential community for at-risk boys and families in crisis. Her personal interests include hiking, pickleball, reading, table tennis, tennis, and traveling.

Robert Mc Peake is a financial advisor at Morgan Stanley with three years of industry experience. His prior roles include positions at SEI Investments, The Vanguard Group, Inc., and Long & Foster Real Estate. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and advanced planning tools.

Roberta Levine is a financial advisor with Wells Fargo Clearing in Allentown, PA, holding Series 63 and Series 66 designations and 19 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wachovia Bank, N.A. since 2007. Outside of her advisory role, she serves as a power of attorney for her mother. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from its Investment Institute and third-party sources.

Chris Talpas is a financial advisor at LPL Financial with 26 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. His prior roles include positions at Santander Securities, First Commonwealth Federal Credit Union, and Key Investment Services LLC, among others. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing both proprietary and third-party strategies supported by advanced operational tools.

Darin Vanantwerp is a financial advisor at Osaic with nine years of industry experience and holds a Series 66 designation. His prior work includes positions at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance. In addition to his advisory role, he is licensed to offer accident and health insurance, disability insurance, fixed annuities, and related products. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides a range of brokerage and advisory services supported by a model-based investment process emphasizing asset allocation and portfolio optimization.

John Pavlinsky is a financial advisor with Merrill based in Bethlehem, PA. He holds a Series 66 designation and has seven years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Arvind Mathur is a Series 66-credentialed financial advisor with Wells Fargo Clearing, based in Whitehall, PA, and has 26 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Marcus Patterson is a financial advisor with Primerica Advisors in Allentown, PA, holding Series 65 and Series 63 licenses and six years of industry experience. His work history includes roles at Primerica Financial Services, PFS Investments Inc., Wells Fargo, and Uline. Outside of finance, he has been involved with Blue Grillhouse since 2016. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, managing approximately $15.5 billion in assets through a model-driven investment approach supported by third-party asset managers and custodians.

Daulton Miller is a financial advisor with Morgan Stanley in Allentown, PA, holding a Series 66 designation and seven years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, Merrill Lynch, and earlier experience outside finance at Bayada Home Health Care and Vynecrest Winery. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process using firm-approved tools and provides a wide range of retail and institutional investment solutions.

Charlene Flick is a financial advisor with Mass Mutual Investors Services in Allentown, PA, holding Series 63 and Series 65 designations and having 10 years of industry experience. She has been with Mass Mutual Investors Services since 2017 and has worked with affiliated MassMutual entities since 2016. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver written recommendations through annual collaborative relationships.