Devin Heward is a financial advisor at Fidelity with a Series 66 designation. He joined Fidelity Investments in 2025 and has prior work experience in the telecommunications and retail sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad range of mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and offers advisory roles to several registered investment companies and fund-of-funds.

Tyler Keyes is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding a Series 66 designation and 7 years of industry experience. He has worked at Wells Fargo Clearing Services since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Richard Toner is Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2011. In this role, he works with clients to identify their financial goals and develop strategies to effectively utilize their assets toward achieving those objectives. He holds insurance licenses in Arkansas and California, which support his ability to provide comprehensive financial planning services. Richard's approach centers on collaborative planning to create tailored wealth strategies aligned with client outcomes.

Brady Beck is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to joining Ameriprise, he worked at Land Rover Centerville and has held various roles within Ameriprise since 2017. Outside of his advisory work, he sells jewelry at a local artists market and assists part-time with framing and gallery duties at Brushworks Gallery in Salt Lake City. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Brytt Christensen is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Ettain Group, Elevated Capital Advisors, and E*Trade Securities. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, using proprietary research and tools, with clients deciding how to implement recommendations through various brokerage or advisory programs.

Yerik Valbuena is a Series 66 licensed financial advisor at Fidelity with one year of industry experience. Prior to joining Fidelity in 2025, he worked in various roles in the automotive and service industries. Outside of advising, he is involved as a registered agent for a floral and nail services business and operates ecommerce and personal car rental ventures. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Stephen Ninow is a financial advisor with UBS Financial Services in Salt Lake City, UT, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Bank of America, Merrill, Northwestern Mutual Investment Services, and Durham Jones and Pinegar. UBS Financial Services serves individual, corporate, and institutional clients with a broad range of brokerage and investment advisory services, including fee-based financial planning and portfolio management, leveraging proprietary research and model-based asset allocations. The firm integrates institutional trading capabilities with wealth management services, offering a comprehensive platform that includes custody, underwriting, and capital markets solutions.

Brooke Dewaal is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 65 credentials and has worked in various Fidelity affiliates since 2011. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of systematic methodologies and AI in developing model portfolios.

Mathew Morrison is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He has been with Fidelity Investments since 2007, progressing through various roles including Financial Consultant, Retirement Representative IV, Retirement Solutions Representative, Investments Solutions Representative, and Financial Representative. Throughout his tenure, Mathew has developed expertise in helping clients create clear financial plans and investment strategies tailored to their goals. He holds insurance licenses in Arkansas and California.

Carlos Prieto is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and four years of industry experience. His career includes roles at Fidelity Investments and prior experience in education and construction. He is affiliated with Strategic Advisers LLC, a Fidelity company that provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver systematic, model-based investment solutions.

Judith de Bry is a Wealth Management Planning Consultant at Fidelity Investments, where she supports Wealth Planners in Private Wealth with their clients and clients' families. Her role involves collaborating with clients to create financial and family legacies by addressing their situations, finding appropriate strategies, and identifying areas for improvement in their overall financial plans. She emphasizes forming strong relationships based on trust and integrity. Judith has extensive experience in the financial services industry, having held various positions at Fidelity Investments since 1997, including Regional Planning Consultant Private Wealth, Planning Consultant, Financial Consultant, Investment Management Consultant II, and Planning Consultant for Annuity and Life. She also worked as a Wealth Management Advisor at TIAA and as a Financial Advisor at AXA. Judith holds insurance licenses in Arkansas and California.

Noah Jorgensen is a financial advisor with Fidelity Investments, holding a Series 66 designation and beginning his career in 2025. Prior to joining Fidelity, he worked in various roles outside the financial industry, including positions at GeoGlows, the Church of Jesus Christ of Latter-day Saints, and Mathnasium of Orem. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Kristin Mazza is a financial advisor at Merrill in Salt Lake City, UT, holding a Series 66 designation with four years of industry experience. She has worked at Merrill since 2022 and previously spent two years at Bank of America, N.A. Prior to her financial services career, she worked for nine years at South Davis Pediatric Dentistry. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Toni Johanson is a financial advisor at Fidelity with 18 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2007. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in developing model portfolios, and maintains formal advisory roles to multiple registered investment companies and fund-of-funds.

Michael Hestness is a financial advisor at Primerica Advisors with 13 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including PFS Investments Inc., Northrop Grumman, Lockheed Martin, and Primerica Financial Services. Outside of advising, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm manages approximately $15.5 billion in assets through a large network of advisors who deliver model-based investment strategies, including options that incorporate cryptocurrency-focused exchange-traded funds.

Kenneth Lopez Joa is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity, he held various roles including positions at the University of Utah and Dual Immersion Academy. Outside of his advisory work, Kenneth is involved in a computer-related side business where he builds, sells, and reviews computers, producing related content for social media. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory role to multiple registered investment companies and use of systematic methodologies and AI in portfolio management.

Jon Nielsen is a Financial Consultant at Fidelity Investments, where he has been working since 2023. He has more than a decade of experience in the investments industry, having held positions such as Senior Financial Advisor at CUNA Brokerage Services, Inc., Retirement Planner and Retirement Solutions Representative at Fidelity Investments, Investments Consultant at Wells Fargo Advisors, and Private Client Investments Consultant at JP Morgan Chase Wealth Management. Throughout his career, Jon has focused on helping clients pursue their financial goals through thoughtful planning and guidance. He emphasizes building meaningful relationships and serving as a trusted resource at every stage of life. Jon aims to provide personalized guidance by understanding each client's priorities, values, and objectives to align with their long-term vision. Jon holds a California Insurance License. Outside of his professional work, he has interests in art, food, football, hiking, and singing.

Carl Hafen is a financial advisor with Ameriprise in North Salt Lake, UT, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, Hafen has business ownership interests related to succession planning through CX, LLC. Ameriprise serves individuals approaching or in retirement, typically with significant investable assets, offering retirement-income planning through its Premier Retirement Income service. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, tailored recommendations delivered in partnership with financial advisors.

Kyra Domgaard is a financial advisor at Fidelity with Series 66 and Series 63 registrations and five years of industry experience. She previously worked at Discover Financial Services and Starbucks before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and delivery of model portfolios. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, employing systematic methodologies and oversight controls in its investment process.

Jeffrey Hunter Sr. is a financial advisor with UBS Financial Services in Los Angeles, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with UBS Financial Services since 2007. Outside of his advisory role, he serves as an advisor to the Auticon Training Institute, a nonprofit focused on increasing employment opportunities for individuals on the autism spectrum. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and capital market models to tailor client strategies.