Caleb Beery is a CFA® charterholder and holds a Series 66 license with 11 years of industry experience. He is currently affiliated with Cetera and has served as an operations manager at Ramsier Financial Services since 2015. Outside of his advisory work, Beery is involved in community service as a treasurer for a local school district levy fund, a board member for the Apostolic Christian Church of America endowment fund, and a member of the Rittman Exempted Village School District Board of Education. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated third-party managers.

Myles Williams is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining J.P. Morgan, he worked at Northwestern Mutual in various roles from 2019 to 2025 and has been involved with 7 Pillars of Life Home Care LLC since 2026. Outside of finance, he was affiliated with the Akron Rubberducks minor league baseball team from 2013 to 2019. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Maria Pace is a financial advisor with Edward Jones in Uniontown, Ohio, holding a Series 66 designation and seven years of industry experience. She has been with Edward Jones since 2018 and previously worked at Fed Ex Custom Critical, Qdoba Mexican Eats, Jones Day, Aliquantum International, and Wadsworth City Schools/Bowling Green State University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm is notable for its large advisor network, affiliated mutual funds, trust company services, and a fiduciary standard in its advisory practices.

Adam Jones is a Series 66 designated financial advisor with seven years of industry experience. He has worked at Edward Jones since 2018, following prior roles at Concept LTD and as a self-employed professional. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households, as well as pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a network of about 23,701 advisors and 15,121 branches, offering a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and other advisory services.

Timothy Channel is a financial advisor with Ameriprise in Seville, Ohio, holding a Series 66 designation and 16 years of industry experience. He has been with Ameriprise and its affiliate since 2013. Outside of his advisory role, he is involved in independent insurance brokering with several insurance providers. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with algorithmic tools to generate tailored retirement income plans while offering a broad range of advisory, brokerage, and insurance solutions.

Courtney Wolf is a Planning Consultant at Fidelity Investments, a position held since 2021. In this role, she focuses on helping clients understand how their financial planning affects their future and legacy, providing them with the knowledge to make informed financial decisions in everyday life. Prior to this, she worked as a Private Client Investment Associate at JP Morgan Chase from 2013 to 2021. Her professional experience encompasses client-focused financial planning and investment advisory services. Courtney's commitment lies in delivering value by enhancing clients' understanding of their financial situations and decision-making processes. Outside of her professional work, Courtney enjoys cooking and baking, participating in social events with friends, listening to music, scuba diving, and volunteering.

Sarah Lance Welch is a financial advisor at Raymond James & Associates with 23 years of industry experience. She holds the Series 66 designation and has been with Raymond James & Associates since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Clint Nethero is a Financial Consultant at Fidelity Investments, where he has been working since 2017. He collaborates with individuals and families to develop financial plans that are flexible and straightforward, taking into account multiple outcomes. Clint emphasizes building strong relationships with his clients to serve as a dedicated financial professional throughout various life events. Clint's professional experience at Fidelity Investments spans several roles, including Investment Consultant (2015-2016), Relationship Manager (2014-2015), and Financial Representative (2012-2013). He holds a California Insurance License, which supports his work in financial consulting and planning. Outside of his professional responsibilities, Clint enjoys spending time at the beach, engaging in family activities, reading, running, playing soccer, and traveling.

Mara Henico is a financial advisor at Cetera with eight years of industry experience. She holds a Series 66 designation and previously worked at Ramsier Financial Services, Inc. for two years. Outside of her advisory work, she operates a small honey sales business as a beekeeper. Cetera Investment Advisers LLC serves a diverse clientele including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary strategies.

Michele Cicciari is a CFP® professional with 23 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to that, Michele worked at Wells Fargo Advisors LLC for seven years. She serves as a board member of the Turnberry Homeowners Association in Medina, OH. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, acting as an ERISA fiduciary when providing investment advice.

Jeroen Heijnen is a financial advisor with LPL Financial in Akron, OH, holding a Series 66 designation and 19 years of industry experience. He previously worked at Cantella & Co., Inc. for six years before joining LPL Financial in 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside research and model portfolios.

Casey Kittridge is a financial advisor at Edward Jones in Uniontown, OH, holding a Series 66 designation. Casey has prior experience working at Huntington National Bank and U.S. Bank, as well as positions outside the financial industry at Victoria's Secret. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm has a large national presence with more than 23,700 financial advisors and provides services under a fiduciary standard.

David Kucharski is a financial advisor with Mass Mutual Investors Services and holds the Series 63 designation. He has 27 years of industry experience, including 25 years with Mass Mutual Life Insurance and Mass Mutual Investors Services. He is an owner of two marketing LLCs and serves as a board member of the Medina County Estate Planning Council, which organizes quarterly educational sessions for attorneys, CPAs, and financial advisors. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers a range of planning programs and educational seminars, with financial planning engagements structured as ongoing, collaborative relationships.

Dominic Ruby is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 16 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Raymond James in 2022. Outside of his advisory work, he serves with the Ohio State Alumni Association of Medina County and is the owner of Momentum Wealth Partners. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm uses tailored, non-discretionary planning supported by analytical tools and is notable for its municipal advisory affiliation and specialized retirement plan consulting services.

Raffaella Owens is a financial advisor with Primerica Advisors in Fairlawn, OH, holding 10 years of industry experience. She has been associated with Primerica Financial Services since 2011 and currently operates under Primevision Financial Group, conducting sales of investment-related products and referring home security and automation services. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and delegates trading responsibilities while offering a tiered wrap fee structure.

Timothy May is a financial advisor with Primerica Advisors in Medina, OH, holding a Series 63 designation and nine years of industry experience. His prior work includes positions at LRC Realty and Mr. T's Jewelry. He also engages in sales of investment-related products and provides referrals for home security and automation services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by third parties and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Janet Keener is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. She previously worked at Morgan Stanley for nine years before joining Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and public entities, offering financial planning and non-discretionary investment consulting through various advisory programs.

Nathan Hershman is a financial advisor at Edward Jones in Uniontown, OH, holding the ChFC® and Series 66 designations with 19 years of industry experience, all spent at Edward Jones since 2007. He serves as a Hope Ambassador for Akron Children's Hospital. Edward Jones is a wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Matthew Thomas is a Wealth Management Advisor serving as a Merrill Resident Director. He began his career in financial services in 2005 and most recently worked with JP Morgan as a private client advisor. Matthew specializes in developing personalized financial strategies that address individual clients’ needs and goals, and he acts as a Portfolio Manager by managing discretionary investment strategies that may include individual stocks and bonds, model portfolios, and third-party strategies. Matthew holds a Master of Science degree and a Bachelor's degree from Indiana Wesleyan University. He also earned an Undergraduate Certificate in Investment Management from Yale University. His professional credentials include the CERTIFIED FINANCIAL PLANNER™ (CFP) designation, along with the Accredited Asset Management Specialist™ (AAMS) and Accredited Wealth Management Advisor™ (AWMA) designations from the College for Financial Planning Institutes Corp. Committed to community involvement, Matthew participates in local volunteer organizations and maintains an active lifestyle including golf, soccer, and volleyball.

Shannon Waggoner is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and 29 years of industry experience. Prior to joining Raymond James, Shannon spent 12 years with Morgan Stanley Smith Barney LLC. Shannon also works as an associate at Brenneman Group, a support company based in Uniontown, OH. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses tailored, non-discretionary planning and risk profiling tools and supports municipal and public-finance work through affiliations uncommon among large institutional advisors.