William Tuchek is a financial advisor at Edward Jones in Strongsville, OH, with 20 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2006. Outside of his advisory role, he facilitates a monthly book club and networking group in the Strongsville area. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies and services, supported by a large nationwide network of advisors and branch offices.

Erica Brown is a Financial Consultant who collaborates with clients to develop holistic, all-weather financial plans tailored to their specific goals, investment preferences, and risk tolerance. She applies her expertise to create customized strategies that address individual financial needs. Her professional experience includes roles as a Planning Consultant at Fidelity Investments from 2021 to 2025 and as a Registered Client Associate at Wells Fargo Advisors from 2018 to 2021. These positions have contributed to her knowledge and skills in financial planning and client service.

Dawn Dempsey Smerke is a financial advisor with Cetera who holds a Series 63 designation and has 38 years of industry experience. She has owned and operated Dempsey Financial Services LLC since 1996, providing investment and retirement strategies for individuals, businesses, and nonprofits. Dawn is also involved in selling fixed insurance products, including health, life, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party investment managers.

Timothy Leonard is a financial advisor with Wells Fargo Clearing in Westlake, Ohio, holding a Series 63 designation and 30 years of industry experience. He previously worked at A. G. Edwards & Sons, Inc. for nine years before joining Wells Fargo in 2016. Leonard serves on the finance committee at Holy Name High School, where he participates in meetings related to enrollment, donor giving, and school expenses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs research and analytics to evaluate investment options and offers a range of financial products through its bank and insurance affiliates.

Andrew Vavro is a CFP® professional with 20 years of industry experience, currently affiliated with Cetera. He has operated Vavro & Co., Inc. since 2013, providing financial advisory services alongside his roles at Cetera Investment Advisors LLC and Cetera Financial Specialists LLC. Vavro also engages in tax preparation and accounting services. Cetera is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutions through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services using a multi-manager platform with both discretionary and non-discretionary programs.

Gary Mendelow is a Series 66-credentialed financial advisor with 23 years of industry experience. He is currently with LPL Financial, where he has worked since 2022. His prior roles include positions at Lincoln Investment, Legend Equities Corporation, Investment Centers of America, Inc., Invest Financial Corporation, and PRUCO Securities, LLC. Outside of his advisory work, Mendelow co-owns two businesses unrelated to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by technology and a large network of investment adviser representatives.

Jennifer Dieffenbacher is a financial advisor at Raymond James Financial with 31 years of industry experience. She holds a Series 63 designation and has been with Raymond James Financial Services in various capacities since 2003. Outside of her advisory role, she is a Registered Sales Associate for TDM Financial LLC, operating as an associate employee. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Frederick Schirmer is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He partners with clients and families to develop and maintain comprehensive financial plans. He has been with Fidelity Investments since 2015, progressing through various roles including Financial Representative, Investment Solutions Representative, Branch Financial Representative, Central Relationship Manager, Relationship Manager, and Planning Consultant. This extensive experience within Fidelity Investments has provided him with a broad understanding of financial planning and client relationship management. Outside of his professional work, Frederick enjoys golf and traveling.

William Davis is a financial advisor with Cambridge Investment Research Advisors in Rocky River, OH, holding a Series 63 designation and 38 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2019 and previously spent over a decade with FSC Securities Corporation. Outside of his advisory work, he serves as a board member of the Singers' Club of Cleveland, Inc. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a variety of platform arrangements and both proprietary and third-party investment strategies.

Wayne Gray is a financial advisor at Primerica Advisors with 42 years of industry experience. He has been with Primerica Advisors since 1983 and Primerica Financial Services since 1991. His credentials include the Series 63 designation. Outside of advisory services, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on client account management rather than institutional or pension plan services.

Jacob Engel is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation. Prior to his current role, he has held various positions including work at Courtside Pizza and American Landscaping. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and systematic portfolio construction using mutual funds, ETFs, and ETPs. The firm is noted for its advisory role to multiple registered investment companies and its use of algorithmic methods and AI in research.

Linda Peters is a financial advisor with Primerica Advisors, holding a Series 63 designation and 29 years of industry experience. She has worked with Primerica in various capacities since 1996 and has also been involved with John Witri Associates and K & R Vitello & Associates. Outside of finance, she operates Linda Peters Photography, focusing on youth sporting events. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited selection of separately managed accounts to individual and high-net-worth clients. The firm emphasizes a tiered wrap-fee structure and curates third-party asset managers to implement its investment models.

Annette Pejeau is a financial advisor at LPL Financial with one year of industry experience. She holds a Series 66 designation and has previously worked at Equitable Advisors, LLC and Medic Management Group, Inc. Outside of her advisory role, she serves as a basketball official for the Ohio High School Athletic Association. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

John Estes is a financial advisor at Ameriprise in Avon Lake, Ohio, holding a Series 66 designation with 13 years of industry experience. His prior roles include positions at The Huntington Investment Company, First Merit Bank, LPL Financial, and Morgan Stanley. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning centered on dependable income sources and tax-aware withdrawal strategies.

Amy Dienes is a financial advisor at UBS Financial Services with 26 years of industry experience. She holds a Series 66 designation and has worked at UBS since 2007. Prior to joining UBS, she was affiliated with Mcdonald Investments beginning in 1995. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining wealth management with institutional trading capabilities and proprietary research to tailor financial plans to clients’ goals and risk tolerances.

William Hornung is a CFP® professional based in Westlake, OH, with 39 years of industry experience. He has worked at Raymond James & Associates since 2018 and previously held roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base that includes individuals, institutional clients, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Jeffrey Kobak is a financial advisor with LPL Financial in Westlake, Ohio, holding a Series 63 designation and 29 years of industry experience. He worked for 17 years at The O.N. Equity Sales Company and Ohio National Life Insurance prior to joining LPL Financial in 2023. Kobak is also involved in selling life insurance and fixed annuities through Creative One. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and extensive operational tools.

Michelle Reynolds is a financial advisor at RBC Capital Markets with 28 years of industry experience. She holds the Series 63 designation and previously worked at Wells Fargo Clearing for seven years before joining RBC in 2023. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio management and financial planning services, leveraging both in-house and third-party investment managers.

Melana Carbary is a CFP® professional with 21 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2013. She also operates a yoga instruction business and provides divorce planning workshops through Burning River Advisory Group. Additionally, she is involved in coaching related to divorce planning with EnlightenHer, LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals utilizing multiple custody and platform arrangements and a mix of proprietary and third-party investment strategies.

Christian Riemenschneider is a financial advisor with Morgan Stanley Wealth Management in Westlake, Ohio, holding Series 63 and Series 65 licenses with 38 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019 and previously worked at Wells Fargo Clearing from 2016 to 2019. Outside of his advisory work, he is a partner in Brothers Lounge LLC, a restaurant and bar in Cleveland. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and market models. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.