David Saari is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America since 2019. His prior experience includes roles at Prudential Insurance Co of America and Pruco Securities LLC, along with nearly two decades running Bushland Adventures. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and other fiduciaries. The firm’s integration with Bank of America enables access to a broad set of financial products and services beyond typical investment management.

Deborah Junior is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has been with UBS since 1994 and was previously associated with Painewebber Incorporated starting in 1986. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans according to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides additional offerings including custody, underwriting, and capital markets services.

Shawn Kennedy is a Series 66-credentialed financial advisor with 35 years of industry experience. He is currently affiliated with LPL Enterprise and has held long-term roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he serves as a board member of Coach Sam's Inner Circle Foundation, a nonprofit organization. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, access to model wealth portfolios, and brokerage and insurance products through an integrated platform used by its investment adviser representatives.

Ryan Dimeolo is a financial advisor at Equitable Advisors with 16 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2010, including its predecessor firm AXA Advisors LLC. Equitable Advisors serves a diverse clientele including individuals, high-net-worth clients, retirement plans, corporations, charitable organizations, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual SEC-registered investment adviser and broker-dealer model.

Christian Benninghofen is a financial advisor at Fidelity with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has been affiliated with Fidelity and its related entities since 1996, including roles at Strategic Advisers Inc and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, an IRS-qualified Charitable Gift Fund, and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager and fund-of-funds structures.

Bryan Barragate is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has been with Ameriprise since 2009, working across different entities within the firm. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Matthew Vulku is a financial advisor with Ameriprise in Pepper Pike, OH, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Equity Trust, NCA Financial, and Ohio State University. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to produce written recommendation reports, with an emphasis on assets held in Ameriprise managed accounts and the use of algorithmic automation overseen by a dedicated team.

Karla Frascarelli is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2017, following nine years at UBS Financial Services Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets, utilizing structured planning tools and models to assist clients in developing comprehensive financial plans.

Terri Pekarcik is a financial advisor with OSAIC in Willoughby, OH, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She has worked at Royal Alliance Associates, Inc. since 2018 and previously at SII from 2016 to 2018. Outside of her advisory role, she is a licensed real estate agent assisting clients with buying and selling homes. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations, providing a broad range of investment and financial planning services through extensive advisor networks and multiple platforms. The firm employs various asset-allocation tools and third-party managed solutions to construct portfolios tailored to clients’ risk tolerances and investment preferences.

Alexander Waldron is a financial advisor with Raymond James Financial in Mentor, Ohio. He holds a Series 66 designation and has one year of industry experience. Prior to his current role, he has worked at Raymond James Financial Services, Carver Financial Services, and has experience outside finance including positions at Auntie Anne's and Westwood Country Club. Waldron also serves as an administrative paraplanner at Carver Financial Services LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and non-discretionary investment consulting to a diverse client base, including individual investors, high-net-worth clients, pension plans, and charitable organizations. The firm emphasizes tailored financial plans developed through comprehensive client interviews and risk profiling, supporting both brokerage and advisory accounts with a significant portion of assets managed on a non-discretionary basis.

Eric Stephenson is a financial advisor at UBS Financial Services with 31 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley from 2009 to 2022. Outside of his advisory role, he is involved in coaching football. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor plans according to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, offering a comprehensive platform that includes custody, underwriting, and capital markets services.

Elaine Straub is a financial advisor at OSAIC with 29 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for 22 years at Lincoln Financial Advisors. Outside of her advisory role, she serves as a board member of the Western Reserve Fire Museum and Education Center and teaches business courses as an adjunct faculty member at Cuyahoga Community College. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, offering a wide range of brokerage, advisory, and retirement planning services through its extensive network of affiliated advisors and multiple platforms.

Lori Silverstein is a financial advisor at Edelman Financial Engines with 31 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Financial Engines Advisors L.L.C. since 2017, following six years at key Investment Services LLC. Edelman Financial Engines provides technology-enabled investment advisory services, focusing on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and serves a large client base through advisor-led and online platforms.

Kathleen Kesselem is a financial advisor with Morgan Stanley, holding a Series 66 designation and 11 years of industry experience. She has worked at Morgan Stanley and its Private Bank division since 2017 and was previously with UBS Financial Services from 2011 to 2017. Morgan Stanley Wealth Management serves individual and institutional clients, offering a wide array of advisory programs and financial planning services supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides customized plans through its Financial Advisors and Estate Planning Strategies Group.

Kerry Hawkins is a Vice President and Financial Consultant at Fidelity Investments, where they have worked since 2017. In their current role, they collaborate with individuals and families to develop customized financial plans that are designed to be flexible and easy to understand, considering multiple potential outcomes. Their approach focuses on building trusting relationships to serve as a dedicated financial professional throughout various life events. Kerry's career at Fidelity Investments includes progressive experience, starting as a Financial Representative in 2017, moving through roles such as Relationship Manager and Planning Consultant, and advancing to Financial Consultant before their current position. They hold a California Insurance License, enabling them to provide insurance-related financial advice. Outside of their professional responsibilities, Kerry is interested in family activities, gardening, parenthood, pets, and reading.

Amy Gorno is a financial advisor with Fidelity, holding a Series 66 designation and 11 years of industry experience. She previously worked at PNC Funds Distributor, LLC and PNC Capital Advisors, LLC from 2015 to 2019. Outside of her advisory role, she operates an e-commerce business called Matteos Bazaar. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm utilizes a combination of fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios from a wide investable universe.

Richard Pollock Jr. is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors, where he has worked since 2013. He has 24 years of industry experience. Pollock serves as president of Sarjac, Inc. and Sarjac Financial, and he is also president and a board member of the Union Club of Cleveland. Additionally, he volunteers with the Chagrin Hunter Jumper Classic and owns a bed and breakfast in Chagrin Falls, Ohio. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement advisory services through independent financial professionals using a range of portfolio management and model-based solutions.

Shawn Liebel is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and scenario modeling to support its financial planning process.

Peter Shriver is a financial advisor with OSAIC, holding 20 years of industry experience. He previously worked for Lincoln Financial Advisors Corp for 19 years before joining OSAIC in 2025. Outside of advisory work, Shriver is involved in insurance brokerage, including fixed life, health, disability insurance, and fixed annuities, and participates in life settlement transactions. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services and uses a variety of asset-allocation tools and third-party platforms to construct and manage diversified portfolios.

Logan Penton is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he held roles at various organizations including Blades of Grass and 1899 Golf and Social Club. He is involved with Team Challenger, a recreation-focused business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning services supported by structured discovery processes and firm-approved tools.