Benjamin Remsbecker is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. He has been with Merrill since 2021 and previously worked at Bank of America. Outside of his advisory role, he is involved in golf retail as a club fitter and salesman at Golfer's Warehouse. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Lawrence Disarro is a Series 66-licensed financial advisor with Merrill, based in Riverside, Rhode Island. He has 23 years of industry experience, including roles at Merrill since 2012 and Bank of America, N.A. since 2009. Merrill offers managed account services through the Select Portfolio Solutions program to a broad client base, including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates CIO-constructed, model-based, and discretionary investment strategies within Bank of America’s broader corporate platform.

William Vincente is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Merrill since 2009. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Mark Quillen is a financial advisor at LPL Enterprise with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Prudential Insurance Company of America and Pruco Securities, LLC for over three decades. His activities include providing non-variable insurance products such as fixed life and disability insurance. LPL Enterprise serves a diverse client base including individuals, retirement plans, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform that combines advisory programs with brokerage and insurance products.

Peter Kalpakgian is a Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2010 in various roles. He began his career with Fidelity as a 401k Representative, progressing through positions including Retirement Brokerage Services, Financial Representative, and Investment Consultant before assuming his current role in 2017. In his role, Peter assists clients with building customized financial plans. He emphasizes a disciplined approach that starts by understanding his clients and their families, focusing on their concerns, challenges, and goals to develop tailored strategies. Peter's extensive experience at Fidelity Investments spans over a decade, covering areas such as retirement services, investment consulting, and financial planning.

Geofrey Fridman is a financial advisor with Merrill in Riverside, RI, holding Series 63 and Series 66 designations and 26 years of industry experience. He has been with Merrill since 2009 and has also worked at Bank of America, N.A. since 2019. Fridman is involved in a for-profit family business related to real estate, which he manages part-time alongside family members. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Mark Bowen is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has also worked with Massachusetts Mutual Life Insurance Company since 2016. Outside of his advisory role, he is involved in outside insurance sales, focusing on property/casualty, fixed annuities, and group life renewals. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and provide written recommendations.

Emily Shea is a financial advisor at Edward Jones with three years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2018, with additional professional experience in advertising and other industries prior to joining the firm. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and advisory services, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Nathan Falso is a CFP® with nine years of industry experience, currently serving as a financial advisor at Edward Jones. His prior roles include positions at Wells Fargo Clearing Services LLC, Clarfeld, and Citizens Securities Inc. Outside of his advisory work, he is involved in managing rental real estate in Warwick, Rhode Island. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

Kristen Vicente is a financial advisor at Morgan Stanley with nine years of industry experience. She has worked at Morgan Stanley Smith Barney since 2018 and previously held positions at LPL and Citizens Securities. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs and tailored financial planning, utilizing structured planning tools and proprietary investment models. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and employer-sponsored financial planning agreements.

David Brawley is a Series 66-licensed advisor with Merrill, based in Riverside, Rhode Island, and has 16 years of industry experience. He has been with Merrill since 2014. Outside of his advisory role, he serves as the Grand Knight for Knights of Columbus Council #330, a charitable organization in Massachusetts. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm offers a range of model-based and discretionary investment strategies integrated within Bank of America’s broader financial platform.

Karen Lemke is a financial advisor with Edward Jones in Providence, RI, holding Series 63 and Series 66 credentials and 10 years of industry experience. She previously worked at RBC Capital Markets from 2015 to 2019 before joining Edward Jones in 2019. Outside of her advisory role, she serves as a member of the Finance Committee for both the Providence Preservation Society and the Rhode Island chapter of the Daughters of the American Revolution. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and supports its clients through a nationwide network of over 23,700 financial advisors.

Valdir Pina serves as Senior Resident Director and Wealth Management Advisor with Merrill Lynch. He began his financial services career in 2000 and has developed expertise in family wealth management strategies, liquidity management, managing new wealth, and personal retirement planning. Valdir has worked in multiple locations including Indian Wells, California, and Salt Lake City, Utah, supporting individuals, families, and business owners in making informed financial decisions and optimizing their financial resources. Valdir holds a Bachelor of Science degree in Finance from Brigham Young University. He is a Certified Financial Planner (CFP®) certificant, a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Chartered Retirement Planning Counselor (CRPC), a Personal Investment Advisor (PIA), and a Retirement Benefits Consultant (RBC). He is associated with the Bradley Center and participates in church and civic causes in his community. Valdir and his wife, Melanie, reside in South Jordan, Utah, with their six children.

Justin Cahir is a financial advisor at Merrill with 20 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2009. Outside of his advisory role, he serves as a board member for West Bay Christian Academy and works as a consultant for CCs Sports Cards LLC, where he engages in sports card collectible content creation on social media. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Connor White is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His prior work includes positions at Bank of America, Kohl’s, and a high school where he worked for eight years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Jessica Therien is currently a Planning Consultant at Fidelity Investments, where she collaborates with multiple Wealth Management Teams to assist clients in achieving financial peace of mind. Her role emphasizes integrity, transparency, and putting clients' interests first, aiming to support individuals in making informed financial decisions. Jessica's professional experience at Fidelity Investments includes roles as a Financial Representative from 2023 to 2025, followed by a position as Relationship Manager until 2026, before advancing to her current role. Through these positions, she has gained experience in client relationship management and financial planning, focusing on personalized guidance and service to meet unique financial goals. Outside of her professional work, Jessica has interests in cars, fitness, hiking, skiing, snowboarding, and traveling.

Brian Fuller is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. He has worked at Cetera and affiliated entities since 2023 and is also involved with Pioneer Financial Group as a financial advisor. Outside of his advisory role, Fuller works as a sales associate for Rhode Runner Inc., a retail business specializing in running footwear and apparel. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers, supporting various program structures and custodial relationships.

Maureen Kerrigan is a Series 66 registered advisor with RBC Capital Markets in Providence, RI, bringing 23 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. Kerrigan serves on the board of directors for Starkids Scholarship Programs, a nonprofit focused on education support. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services, tailored to each client's risk profile and investment objectives.

Nicholas Mastrostefano is a Series 66-licensed financial advisor with Merrill, based in Lincoln, Rhode Island. He has 11 years of industry experience and has worked with Merrill since 2009 and Bank of America since 2016. Outside of his advisory role, he owns a sole proprietorship that produces and sells original design products and provides design consulting for small businesses. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, featuring model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional accounts.

Daniel Dehoney is a financial advisor with Ameriprise in Lincoln, Rhode Island, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Ameriprise and its predecessor firms since 2005. Outside of his advisory role, he is the owner of The DeHoney Group, a financial planning business, and contributes pro bono work to the Angel Foundation’s Financial Cancer Care program. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement who meet certain asset thresholds, combining research, modeling, and tax-efficiency analysis to provide tailored income recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.