Lyle Schonberger is a financial advisor at LPL Financial with 31 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Ameriprise Financial Services from 2009 to 2024. He is also involved in estate planning through Lylac Estate Planning LLC, a separate business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and oversight of over $819 billion in discretionary assets.

Timothy Daly is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he has been involved with Saginaw Valley Sports Performance, LLC for over 20 years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities, typically using model-driven investment approaches and offering access to third-party asset managers and wrap programs.

Louis Messina is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Cetera since 2023. His prior experience includes roles at Voya Financial Advisors and Baron Wealth Management. Outside of his advisory work, he is involved in educational initiatives through Horizon Adviser University, which offers financial education content such as videos and podcasts. Cetera Investment Advisers LLC is a nationwide SEC-registered firm supporting over 10,000 advisors and approximately 800,000 clients with a range of portfolio management and financial planning services. The firm provides access to multiple investment platforms, including affiliated and third-party managers, and serves individual, retirement plan, corporate, charitable, and institutional clients.

Jennifer Rohde is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in guiding individuals and families through various stages of their financial journey, including building savings habits, preparing for retirement, and wealth preservation for future generations. Her expertise includes personalized planning that takes into account market activity, macroeconomic factors, and financial products to develop long-term financial strategies. Jennifer's approach combines practical experience with the resources available within her enterprise, aiming to keep financial decisions clear and actionable for her clients. She emphasizes consistent communication and relationship-building to support clients through every phase of life. Jennifer holds the Personal Investment Advisor (PIA) designation and earned her High School Diploma/GED from Western Michigan University. In addition to her professional work, she is involved with community organizations such as the Capuchin Soup Kitchen, Cub Scouts Pack 481, and Susan G. Komen. Outside of work, she enjoys activities including antiquing, boating, camping, gardening, horseback riding, interior decorating, painting, pottery, spending time with family, and traveling.

Mark Mullin is a Series 65-credentialed financial advisor with LPL Financial, bringing eight years of industry experience. He has worked at LPL Financial since 2021 and previously operated MTM Consulting LLC for four years. In addition to his advisory role, Mullin is a CPA and owner of Mark T Mullin CPA, providing accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment and financial planning services supported by model portfolios, third-party subadvisors, and various institutional platforms.

Daniel Curtis is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and two years of industry experience. His prior work includes positions at United Wholesale Mortgage and roles at Grandville High School and Addix Sportswear. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client relationship model that combines non-discretionary advisory recommendations with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

William Freeman is a financial advisor with Morgan Stanley in Troy, MI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009, following a tenure at Citigroup Global Markets starting in 2001. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Stacie Duclos is a financial advisor at Ameriprise with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at The Huntington Investment Company, JP Morgan Chase Bank, and LPL Financial. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Robert Peabody Jr. is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Raymond James & Associates since 1999, totaling 27 years at the firm. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional advisory services.

Jay Kuhn is a financial advisor at Ameriprise with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he supports Coffield and Associates by producing and publishing Money Guide Pro materials and assisting with administrative duties. Ameriprise serves clients primarily through a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, written recommendations, emphasizing assets held in Ameriprise-managed accounts.

Van Hauswirth is a financial advisor at Raymond James & Associates with 32 years of industry experience. He holds Series 63 and Series 65 registrations and has been with Raymond James since 1999. Prior to that, he worked at Roney & Co. starting in 1995. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Martin Reid is a financial advisor with LPL Financial in Grosse Pointe Woods, MI, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked at Linsco/Private Ledger since 2006. Reid serves on the advisory board for the Capuchins, a nonprofit organization, without compensation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions through a large network of advisors, combining technology tools with diverse investment platforms.

Jarrett Broecker is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His prior work includes roles at the United States Property & Fiscal Office of Michigan, The Home Depot, the Michigan Army National Guard, and Fenton Township. He is based in Troy, Michigan. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a methodology that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, model portfolio delivery, and advisory roles to registered investment companies and fund-of-funds.

Michael Block is a financial advisor with Morgan Stanley in Troy, MI, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at Citigroup Global Markets since 2004 and has been with Morgan Stanley and its affiliated entities since 2009. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial plans.

Cameron Stiles is a financial advisor with LPL Financial in Troy, Michigan, holding Series 63 and Series 65 credentials and 16 years of industry experience. He has worked with Strategic Financial Services and First Allied Advisory Services, among others. Outside of his advisory role, he is involved with Financial Wellness Managers, LLC, a business related to investment services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management and institutional platforms.

Jason Walbridge is a financial advisor with Ameriprise in Grosse Pointe, MI, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has been with Ameriprise and its affiliated entities since 2014. Outside of his advisory role, he provides administrative and paraplanning support to another financial advisor through Fitzhugh Services LLC. Ameriprise offers retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions.

Daniel Friedel is a Series 66-licensed financial advisor with Equitable Advisors, based in Troy, MI, and has two years of industry experience. His prior work includes roles at Bosch, Wayne State University, Ferrante Manufacturing, and the University of Detroit Jesuit High School. He is also involved with Great Time Party Rental. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm utilizes third-party advisory models and provides fiduciary services through credentialed representatives.

David Kenny is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with Raymond James since 2015 and also serves as a wealth manager at Brayton Asset Management in St. Clair Shores, MI. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Eric Woodhouse is a financial advisor with Ameriprise in St. Clair Shores, Michigan, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, Woodhouse owns Detroit River Outdoors, a business specializing in outdoor clothing apparel. Ameriprise serves individuals approaching or in retirement with a retirement-income planning service tailored to those meeting specific asset criteria, combining research, modeling, and tax-efficiency analysis to produce personalized recommendation reports. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Hussein Sobh is a financial advisor at LPL Enterprise with one year of industry experience. He holds the Series 66 designation and previously worked at Louis Vuitton, Lululemon, and several other firms. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation through portfolios developed by LPL’s Research Department and third-party strategists.