Kyle Diephuis is a financial advisor at J.P. Morgan Securities with Series 65 and Series 63 designations and four years of industry experience. His prior roles include positions at PMCF Advisors LLC, Cascade Partners, and Ernst & Young LLP. Outside of finance, he has been involved with The Pantry of Forest Hills for two years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Bryan Zichterman is a financial advisor with Raymond James Financial Services Advisors, Inc. in Holland, MI, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Raymond James & Associates and Advocare, as well as operating Zichterman Wealth Management. Outside of advising, he owns businesses including Drifter Lee Enterprises LLC and PC Lee Enterprises LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored strategies supported by firm research and a wide affiliate network.

Chad Wight is a financial advisor with Raymond James Financial Services Advisors, Inc. and Kapteyn Wealth Partners in Grand Rapids, MI, holding Series 63 and Series 65 designations with 13 years of industry experience. He has been associated with Raymond James and affiliated firms since 2015. Outside of advising, he serves as a professor at Cornerstone University, a role he has held since 2008. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, utilizing a collaborative approach with clients and providing access to various investment solutions through its Wealth Advisory Services and Institutional Fiduciary Solutions division.

Timothy Wells is a CFP® professional with 13 years of experience currently affiliated with Cambridge Investment Research Advisors. He has been with the firm since 2013. Outside of his advisory role, Wells serves as treasurer for Truth 78 and is a board member of Grace Community Church in Hudsonville, MI. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individual investors, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a broad network of independent financial professionals, utilizing a range of proprietary and third-party investment strategies.

Luke De Boer is a financial advisor at Cetera with four years of industry experience. He holds a Series 66 designation and has worked at firms including The Huntington Investment Company and Equitable Advisors, LLC. Outside of his advisory work, De Boer serves as a part-time referee for a local soccer league. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party investment strategies.

Matthew Soderdahl is a financial advisor at Edward Jones based in Wyoming, Michigan. He holds a Series 66 designation and has a year of industry experience. His prior work history includes roles at Edward Jones, Colorado School of Mines, Hillsdale College, Buckle, and Center Grove School Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Douglas Cloutier is a Financial Advisor with Merrill Lynch Wealth Management, committed to building deep relationships with clients by understanding their unique ambitions and priorities. Drawing on his experience as a Merrill Financial Solutions Advisor, he focuses on developing tailored strategies that address clients’ short-, mid-, and long-term financial goals. His approach includes offering guidance on areas such as retirement planning, investing, college education funding, legacy planning, and wealth management, while providing access to Bank of America specialists for banking, credit, home financing, and small business solutions. Douglas holds a Personal Investment Advisor (PIA) designation and completed his education with a High School Diploma/GED from Lanse Creuse, an Accredited Certificate Program from Kaplan Financial Education, and a Bachelor's Degree from Northwood University. He is also involved with the Michigan Sober Social organization, reflecting a commitment to community engagement. Outside of his professional role, Douglas enjoys a variety of recreational activities including baseball, boating, bowling, fishing, football, pickleball, reading, traveling, volleyball, and spending time with his family.

Daniel Jones is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial priorities and develop strategies tailored to their short-, mid-, and long-term goals. He provides guidance on a range of financial topics including general investing, retirement planning, and preparing for unexpected expenses. Additionally, Daniel offers access to Bank of America specialists for banking, credit, home financing, and small business solutions. Daniel holds a Bachelor's degree and a Master's degree from the University of Washington and maintains the Personal Investment Advisor (PIA) professional designation. He emphasizes a client-focused approach, helping individuals and families uncover what matters most to them in order to create effective financial strategies. Daniel collaborates with clients to address their evolving needs, providing ongoing advice and guidance throughout their financial journey.

Timothy Weir is a financial advisor with LPL Financial, holding the Series 63 and Series 66 licenses and bringing 23 years of industry experience. His previous roles include positions at Waddell & Reed, various insurance carriers, and managing Grandville Group LLC. He has also been involved with Bronx Brothers LLC and served in a role at High Pointe Community Church. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management alongside research and model portfolios from multiple sources.

Robert Vanloozenoord is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 29 years of industry experience. He has been with Cetera and its affiliate Cetera Financial Specialists LLC since 2004 and also operates a CPA tax and accounting practice that he has owned since 1981. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services with access to both affiliated and third-party model portfolios and investment strategies.

Holly Durdel is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2012, including a period from 2018 to the present, with prior experience at Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Benjamin Herrman is a financial advisor at Robert W. Baird & Co. He holds a Series 66 designation and began his advisory career in 2025. Prior to joining Baird, he worked for 14 years at Holland Christian Schools. Benjamin is part of The DDK Group within Baird’s Private Wealth Management department, which serves individual, corporate, pension, and charitable clients. The firm offers a range of financial planning and portfolio management services, utilizing a variety of investment strategies and ongoing manager oversight.

Randy Renker is a CFP® professional with over 21 years of experience in the financial industry, all of which have been with Edward Jones in Grand Rapids, MI. He holds Series 63 and Series 66 licenses and has been serving clients at Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including households of varying net worth, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services.

Kurtis Kamminga is a financial advisor with Charles Schwab in Holland, MI, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Charles Schwab and operates KLK Holdings, LLC, a franchise business related to investment operations. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory with access to affiliated discretionary separately managed accounts and alternative investment offerings.

David Minnich is a financial advisor with Primerica Advisors in Grand Rapids, MI, holding Series 63 and Series 65 designations and over 26 years of industry experience. He has been with Primerica and its affiliated financial services entities since 2000. In addition to his advisory role, Minnich is involved in the sale of home security, automation, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and offers a mix of discretionary account options supported by custodial and trade execution services through Pershing.

Joel Vanlaar is a financial advisor with Ameriprise in Hudsonville, MI, holding a Series 66 designation and 13 years of industry experience. He previously worked for Hantz Financial Services for 10 years before joining Ameriprise in 2022. Vanlaar is involved in supporting advisors operationally through Jaycob Willis Holdings LLC, assisting with trade execution, investment model management, and planning software. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Brian Kobi is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank since 2015. Outside of his advisory role, he owns several residential real estate investment entities in Grandville, Michigan. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Braylen Laverty is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and previously worked at Hantz Group and Hantz Financial Services Inc. Outside of his advisory career, he briefly operated Live Oak Coffeehouse & Roasters. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s services are delivered on a non-discretionary basis, with clients retaining final decision-making authority.

Kimberly Tinholt is a financial advisor at Edward Jones with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Infinex Investments Inc, Investment Professionals Inc, and West Michigan Community Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with extensive national resources and a large network of financial advisors.

Chance Coda is a financial advisor with Ameriprise in Grand Rapids, MI, holding a Series 66 designation and 10 years of industry experience. He has worked at Ameriprise since 2019, following four years at Gwn Securities Inc. Outside of advisory work, he serves as Treasurer on the Board of Directors for the Dean Lake Forest Condo Association and is involved in accounting and tax preparation through The Coda Corporation. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.