Martin Binn is a financial advisor at Hilltop Securities Inc. in St. Paul, MN, holding Series 63, 65, and 66 licenses with eight years of industry experience. Prior to joining Hilltop Securities in 2019, he worked at TCF Bank from 2017 to 2019. Hilltop Securities serves individual, high-net-worth, and institutional clients through advisory and broker-dealer services, offering managed accounts, financial planning, and retirement-plan consulting. The firm employs an open-architecture platform featuring third-party and firm-sponsored investment strategies, combined with custody, banking, and market-making capabilities.

Jackson Sattervall is a CFA® charterholder with three years of industry experience. He has been with NorthRock Partners, LLC since 2021 and previously worked at Clifton Larson and Sampair Financial Services. His background also includes four years at the University of St. Thomas. NorthRock Partners is a full-service wealth management firm that serves individuals, trusts, estates, retirement plans, private funds, and business entities. The firm employs a tailored, holistic investment approach focused on asset allocation, diversification, and periodic rebalancing, and it offers a range of financial planning and personal office services.

Anita Kalafut is a CFP® professional with 12 years of experience in financial advising. She is currently affiliated with Avantax Planning Partners, Inc. and has previously worked with Cetera Wealth Services, Avantax Investment Services, Summit Wealth Advocates, Paradigm Strategies in Wealth Management, and Financial Strategies Inc. She operates in Coon Rapids, MN, providing investment advice and financial planning services. Avantax Planning Partners, Inc. offers investment advice and planning primarily to individuals, pension and profit-sharing plans, charitable organizations, and businesses through referral arrangements with independent CPA firms and registered advisor representatives. The firm employs a model-based style allocation approach overseen by an Investment Advisory Committee and provides discretionary portfolio management with tax-intelligent overlays and centralized trading.

Andrew Ostlund is a CFP® professional with 19 years of experience in the financial industry. He is currently with CliftonLarsonAllen Wealth Advisors, LLC, where he has worked since 2019, following prior roles including a position at Ascensus. Ostlund holds Series 65 and Series 63 licenses. CliftonLarsonAllen Wealth Advisors serves individuals, including high-net-worth clients, corporate and institutional clients, and qualified retirement plans. The firm offers wealth advisory and asset management services, financial and estate planning, and business succession consulting, using a combination of discretionary and non-discretionary approaches supported by multidisciplinary planning and a strategic asset allocation framework.

Robert Koch is a Series 65-licensed financial advisor with Avantax Planning Partners, Inc. He has 11 years of industry experience and is also an equity shareholder at Olsen Thielen & Co., a full-service CPA firm where he has worked since 1996. His role at the CPA firm involves primarily audit and tax compliance work. Avantax Planning Partners provides investment advice and related planning primarily to individuals, pension and profit-sharing plans, charitable organizations, and businesses through collaborative referral arrangements with independent CPA firms and registered advisor representatives. The firm employs model-based style allocation strategies and offers discretionary portfolio management along with tax-intelligent overlays and centralized trading.

Richard Hornung Jr. is a financial advisor with Focus Financial Network, Inc. in Minneapolis, MN, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Focus Financial and Osaic since 2000. Outside of his advisory work, he volunteers as an assistant coach for youth hockey programs. Focus Financial Network, Inc. is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, third-party manager access, retirement plan consulting, and financial planning services.

Daniel Swenson is a financial advisor at Balefire, LLC with a Series 65 designation and over 15 years of professional experience. Prior to joining Balefire in 2025, he worked at IMEG Consultants and Horizon Virtual, and spent 14 years at CentraCare Health. Balefire serves individual and high-net-worth clients, retirement plans, charitable organizations, trusts, and business entities with discretionary asset management, financial planning, and ERISA-focused corporate solutions. The firm employs a team-based investment process using a core-plus-tactical philosophy and licensed third-party research, customizing client relationships by risk profile and goals.

Theodore Contag is a financial advisor with Thrivent Advisor Network, LLC, holding Series 63 and Series 66 licenses and over 31 years of industry experience. His career includes roles at Thrivent Investment Management Inc. and Purshe Kaplan Sterling Investments, Inc., among others. He serves on the boards of Fresh Energy, an environmental nonprofit, and the Steen Family Foundation, a private charitable organization. He is also an owner and vice president of Ernst & Andrew, LLC, a holding company. Thrivent Advisor Network, LLC provides investment advisory services to individuals, families, trusts, businesses, and charitable organizations, emphasizing customized, long-term asset allocation using low-cost mutual funds, ETFs, fixed-income securities, and alternative investments. The firm operates as part of the broader Thrivent group, offering integrated investment and insurance product options while maintaining oversight through third-party custodians.

Jeffrey Schlicht is a CFP® with 21 years of industry experience, currently serving with Level Four Advisory Services. He has worked at Level Four Financial, LLC since 2014 and previously at LPL Financial from 2014 to 2021. In addition to his advisory role, he is involved with Level Four Insurance Services as an agent. Level Four Advisory Services is an SEC-registered enterprise investment adviser managing approximately $5.32 billion across 115 advisors. The firm serves a diverse client base including individuals, retirement plans, corporations, and charitable organizations, offering fee-only financial planning and asset management tailored to client needs.

Elliot Risbrudt is a financial advisor with NorthRock Partners, LLC, holding Series 63 and Series 65 credentials and 13 years of industry experience. Prior to joining NorthRock Partners in 2019, he worked at Thrivent Financial for Lutherans and Thrivent Investment Management Inc. He serves as a voting board member of the Risbrudt/Eian Charitable Trust, his family's foundation. NorthRock Partners is a full-service wealth management firm advising individuals, trusts, estates, retirement plans, private funds, and other business entities. The firm employs a tailored, holistic investment approach emphasizing broad asset allocation, diversification, and periodic rebalancing, offering services that include financial planning, portfolio management, tax preparation, and bill pay.

Jeffrey Ramsey is a financial advisor at Choreo, LLC with 22 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Choreo in 2022, he worked at RSM US Wealth Management LLC for 17 years and Lifetime Financial Advisors for 19 years. Choreo provides investment and advisory services to a diverse client base that includes individual investors, family offices, endowments, foundations, and corporate clients. The firm’s investment approach emphasizes strategic asset allocation and diversified model portfolios managed by a centralized team and overseen by an Investment Committee.

Lisa Walt is a financial advisor at Larson Financial Group, LLC, with six years of industry experience. She holds the Series 66 designation and previously worked at Counsel Wealth Management, Inc. from 2015 to 2020. Larson Financial Group, LLC provides financial planning, portfolio management, and retirement-plan consulting to individuals, trusts, corporations, nonprofits, and pension plans, with a focus on doctors and related businesses. The firm employs a mix of model portfolios and custom discretionary programs using strategic and tactical approaches, and it offers formal pension-consulting services alongside affiliated broker-dealer and private-equity activities.

Max Birkinbine is a financial advisor at Ausdal Financial Partners, Inc. with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ausdal since 2017. Outside of his advisory role, he is involved in consulting for business owners on cost-saving measures and operates a wealth management firm providing investment advice and CFO services on a consultative basis. Ausdal Financial Partners is an SEC-registered investment adviser and FINRA-member broker-dealer managing approximately $2.13 billion in client assets through a network of 152 advisors. The firm offers investment advisory programs, retirement plan services, and financial planning to individuals, trusts, corporations, pension plans, and charitable organizations, employing a range of portfolio strategies across multiple custodians.

Catherine Peters is a financial advisor at Gradient Advisors, LLC with 35 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with Gradient Advisors and affiliated firms since 2014. Peters also serves as Chief Compliance Officer at Gradient Advisors. Gradient Advisors provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other entities. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, offering a largely non-discretionary model that combines fundamental, technical, and cyclical portfolio analysis.

Barbara Kirby is a financial advisor with Focus Financial Network, Inc. She holds the CFP® and ChFC® designations and has 43 years of industry experience. She has been affiliated with OSAIC and Focus Financial since 2006. Outside of her advisory role, she is a partner in a student rental housing LLC. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through 118 advisors. The firm serves individuals, including high-net-worth clients, as well as pension plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, third-party manager access, retirement plan consulting, and financial planning services.

Kenneth Lachance is a financial advisor with Associated Investment Services, Inc. in Minneapolis, MN, holding a Series 66 credential and four years of industry experience. He previously worked at Wells Fargo Clearing for 32 years before joining Associated Investment Services and Associated Bank. Outside of advisory work, he is involved in a real estate investing business through CHANCE4PROPERTIES, LLC. Associated Investment Services, Inc. provides advisory and brokerage services primarily to individual investors, as well as small corporations, trusts, estates, and charitable institutions. The firm utilizes model portfolio and separately managed account programs implemented by third-party managers and its affiliate Kellogg Asset Management, delivering advisory services mainly through the Envestnet/NFS platform.

Jonathan Dennison is a financial advisor with Focus Financial in Minneapolis, MN, holding a Series 66 credential and 10 years of industry experience. He has been affiliated with Focus Financial Network since 2013 and Osaic since 2015. Dennison is also the owner of New Liberty Wealth LLC, a personal LLC that manages his revenue streams separately from his advisory firm. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion through a network of 118 advisors. The firm serves individuals, including high-net-worth clients, as well as pension plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts, third-party manager access, retirement plan consulting, and financial planning services.

Richard Koch is a financial advisor with Mutual Advisors, LLC, holding a Series 63 designation and over 42 years of industry experience. He has worked at Mutual Advisors and Mutual Securities since 2019 and previously spent more than two decades with Principal Life Insurance Co and Princor Financial Services Corporation. Outside of investment advising, he is a licensed insurance agent specializing in life, disability, and long-term care insurance. Mutual Advisors, LLC is an SEC-registered firm managing approximately $6.75 billion through a network of 123 advisors. The firm serves individuals, high-net-worth clients, institutional investors, trusts, and retirement plans, employing a blend of passive and active investment strategies tailored to client objectives.

Bryan Lee is a financial advisor at Gradient Advisors, LLC with a Series 65 designation and one year of industry experience. He has previously held roles at Gradient Investments, Associate Staffing, Wells Fargo Clearing Services, Wells Fargo Bank, Select Comfort, and Securian Financial. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, offering a largely non-discretionary investment model that emphasizes client approval of transactions.

Clifton Ross is a financial advisor at Belpointe Asset Management LLC with seven years of industry experience. He holds a Series 65 designation and has worked at Guardian Capital Management and Guardian Wealth Strategies, among other firms. Ross is also the owner of American Heritage Group, LLC, an insurance sales and services business based in Minneapolis. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, corporations, and other advisers. The firm offers discretionary investment management, financial planning, and retirement plan consulting, utilizing customized portfolios and a range of investment strategies tailored to client objectives and risk tolerance.