Robert Gebhard is a financial advisor with Primerica Advisors in White Bear Lake, MN, holding Series 63 and Series 65 designations and over 30 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1995 and was previously associated with Storycraft from 1990 to 2021. Outside of advising, he is involved in sales of loan products and home security and automation services through affiliates of PFS Investments Inc. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers, supported by BNY Mellon Advisors and Pershing, and operates with approximately 3,698 advisors and $15.5 billion in assets under management.

Danielle Faison is a financial advisor at OSAIC with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Royal Alliance Associates, LPL Financial, CUNA Brokerage Services, CUNA Mutual Group, and Ameriprise. Outside of advising, she is involved in insurance brokerage through Benestar Financial, providing insurance sales and service. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services with a variety of investment platforms and third-party solutions.

Austin Boniface is a CFP® with nine years of industry experience, currently affiliated with LPL Financial. He has previously worked at Magnetic North Advisors and Augsburg College and has been associated with Legacy Capital since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Heikki Rouvinen is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked at LPL Financial since 2019 and previously spent 15 years with Deco Catering and Green Mill Restaurants. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies across various investment approaches.

Mark Gallagher is a CFP® with 42 years of experience in the financial services industry. He is currently with OSAIC Wealth Inc and spent 30 years at Commonwealth Financial Network. In addition to his advisory work, he owns and operates income tax preparation and health insurance businesses, including Medicare-related plans. OSAIC Wealth Inc serves a broad range of clients from individual investors to institutions, offering integrated brokerage, advisory, and financial planning services through a large network of affiliated advisers and multiple platforms. The firm employs various tools and third-party solutions to manage diversified portfolios that can include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Ralph Dougherty is a financial advisor with Primerica Advisors, holding a Series 63 designation and 43 years of industry experience. He has worked with Primerica Advisors since 1983 and Primerica Financial Services since 1991. Outside of his advisory role, he operates Ralph & Harriet Dougherty, Inc., a legal entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selectively managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Chad Olson is a financial advisor with LPL Financial in Forest Lake, MN, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. He has been with LPL Financial and its predecessor firm since 2001. Outside of his advisory role, Olson is associated with Wealth Management Midwest, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive technology and a large network of advisors.

Kazuma Matsuo is a financial advisor at J.P. Morgan Securities, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Mizuho Bank Ltd. and JPMorgan Chase Bank, N.A. He completed multiple terms at St. Olaf College during his early career. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Nicholas Uzpen is a financial advisor at Edward Jones with seven years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Edward Jones in 2018, he worked at Guaranty Bank, Impremis, Associated Bank, and Instacart. Outside of his advisory role, he is the owner of Peaceful Place Properties. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Benjamin Lewis is a financial advisor with RBC Capital Markets who holds a Series 66 designation and has four years of industry experience. He previously worked at Tenet Corp and API Inc before joining RBC in 2022. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile and investment preferences.

Elizabeth Staples is a financial advisor with Ameriprise in Stillwater, MN, holding a Series 66 designation and nine years of industry experience. She has been with Ameriprise and its affiliated entities since 2014. Outside of her advisory role, Staples serves on the Board of Directors for Stillwater Area JO Volleyball and works as an apparel and event coordinator. Ameriprise provides a retirement-income planning service focused on clients approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team.

Thomas Vanyo is a financial advisor with Ameriprise in Robbinsdale, MN, holding a Series 63 designation and 51 years of industry experience. He has been with Ameriprise and its affiliate since 2009. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice through a centralized consulting team.

Andrea Murphy is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of her advisory role, she is a limited partner in a real estate business, Granite Properties, LLP. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Jeffrey Nelson is a financial advisor with OSAIC in Roseville, MN, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has worked at OSAIC since 2024 and previously operated Nelson Financial Services since 1988, in addition to a 41-year tenure at AMEV Investors/Fortis Investors, Inc./Woodbury Financial Service. Outside of his advisory role, he owns an insurance agency providing life, long-term care, and fixed annuity sales. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third‑party money managers and wrap programs. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios, and supports a complex platform that includes multiple mergers and private-equity involvement.

Amy Wild is a financial advisor with Edward Jones in Mahtomedi, MN, holding a Series 66 designation and ten years of industry experience. She has been with Edward Jones since 2016 and also operates Wild Staging & Organization. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, managing approximately $1.01 trillion in assets with a large nationwide network of advisors and branch offices. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard.

Barry Oxton is a Series 66-licensed financial advisor with Ameriprise in Saint Paul, MN, and has 17 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm provides written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies, combining research, modeling, and tax-efficiency analysis to support clients' retirement planning.

Matthew Sullivan is a Series 66-licensed financial advisor with 13 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020, following seven years at Piper Jaffray Investment Management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities as part of the broader J.P. Morgan organization.

Katarzyna Nienaltowska is a financial advisor at Ameriprise with 12 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliates since 2011. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with substantial investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Nathaniel Klauser is a financial advisor at Edward Jones in New Brighton, MN, holding CFP® and ChFC® designations with 12 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving individual and institutional clients across various segments, managing approximately $1.01 trillion in assets. The firm offers a range of advisory programs and investment options, supported by a large nationwide network of advisors and branch offices.

Roan O Leary is a financial advisor at Merrill with a Series 66 designation and has one year of industry experience. Prior to joining Merrill and Bank of America, he worked at K Capital Partners LLC and has held roles at various organizations including the Preservation Society of Newport County. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.