Krista Czarnec is Vice President and Wealth Planner at Fidelity, a role she has held since 2026. She has been with Fidelity since 2019, previously serving as Vice President, Financial Consultant. Prior to her tenure at Fidelity, Krista worked at Voya Financial, where she held positions as Financial Planning Consultant and Retirement Specialist from 2012 to 2019. Throughout her career, Krista has focused on engaging with clients and their families to develop personalized financial planning strategies. She emphasizes listening to each client's unique story to provide ongoing support and guide them toward achieving their financial goals. Outside of her professional work, Krista enjoys activities such as cooking and baking, family activities, horseback riding, puzzles, skiing, and yoga.

Holden Whaley is a financial advisor at Charles Schwab with a Series 66 designation and approximately four years of industry experience across several firms, including Ascend Bank and First Financial Advisory Services. Prior to entering the financial sector, he worked for Big Y Foods for four years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management options supported by multi-asset model portfolios and centralized operational services.

Rhonda Lisbon Kendall is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 21 years of industry experience. Her prior roles include positions at UBS Financial Services, Merrill, and Bank of America. She is a 50% partner in an auto detailing business operated jointly with her spouse. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering a range of financial planning and advisory services typically delivered on a non-discretionary basis.

Nathan Potter is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2014, progressing through several roles including Investment Consultant, Relationship Manager, Client Services Help Desk, High Net Worth Service Associate, and Financial Representative. In his role as a Financial Consultant, Nathan works closely with clients to understand their specific needs and educates them on the financial planning process. He reviews clients' current situations collaboratively and aims to implement strategies to improve their financial outcomes and support long-term success.

Patricia Zak is a financial advisor at Morgan Stanley with 42 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 1993. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its financial planning process.

Paul Nadeau is a financial advisor at LPL Financial with a Series 66 designation and one year of industry experience. His prior roles include positions at RightCapital, The Cigna Group, and Tribute Financial, along with four years working at the University of Connecticut and Farmington Public Schools. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations, through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Amy De Paolo is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. Her work history includes roles at Janney Montgomery Scott and St. Francis Hospital before joining Merrill and Bank of America, N.A. She is based in West Hartford, CT. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Vernon Baker is a financial advisor at OSAIC with 33 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Mr. Baker has worked with Allianz Life and Bach Investments Plus since 1993 and 2002, respectively. He serves on the board of the Friendship Service Center, a nonprofit organization, where he is involved in organizational management and investment policy review. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services, using proprietary tools and third-party platforms to construct portfolios that include a wide range of asset classes.

Michael Bacon is a financial advisor with Cetera in West Hartford, CT, holding Series 66 and Series 63 licenses and with three years of industry experience. He has worked at several firms including Concourse Financial Group Securities Inc and PBI Financial Group. Outside of his advisory role, he is involved in tax preparation through Bacon and Gendreau Tax Preparation. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management and financial planning services, supported by a network of over 10,000 advisors managing more than $256 billion in assets.

David Ivanoudis is a financial advisor at Edward Jones with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Edward Jones since 2018. Prior to that, he was associated with Proequities and Protective Life from 2014 to 2018. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Patrick Glynn Jr. is a financial advisor at OSAIC with 33 years of industry experience and holds the ChFC® and Series 63 designations. He has worked at OSAIC since 2024 and previously held positions at Securities America Advisors, Inc., Investacorp, Inc., and Highland Capital Brokerage, where he has been involved in insurance sales since 2010. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary accounts with a diverse set of investment options.

Scott Levine is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has previously worked at Voya and Directed Services, LLC. Levine is based in Farmington, CT. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and reported over $256 billion in assets under management across more than 10,000 advisors.

Ann McGowan is a financial advisor at Merrill with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America, N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bryce Metzger is a Series 66-licensed financial advisor at Morgan Stanley with nine years of industry experience. He has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill Lynch. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Glenn Thompson is a financial advisor with Mass Mutual Investors Services in West Hartford, CT, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior work includes roles at MetLife Securities and MassMutual Life Insurance. Outside of his advisory work, he serves as a trustee for his daughter. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships without discretionary investment authority.

James Capella is a Senior Resident Director at Merrill Lynch Wealth Management in West Hartford, where he has been since 2015. He focuses on developing wealth management strategies for high-net-worth individuals, their families, and their businesses. James adopts a consultative approach, taking time to understand client financial situations, preferences, and goals to provide personalized recommendations for asset allocation and investment opportunities. He also collaborates with a Wealth Management Lending Officer from Bank of America to offer clients strategic home financing guidance aligned with their overall financial plans. James holds a Bachelor of Science degree in Finance from the University of Connecticut. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His client focus areas include college education planning, executive compensation, personal retirement planning, portfolio management services, socially responsible investing, tax minimization, and retirement income. In addition to his professional work, James is involved in his community as the head soccer coach and is a member of the Farmington Soccer Club. He has also served as a board member of the UConn Club.

James English is a financial advisor at Wells Fargo Clearing with 39 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, previously serving at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Michelle Shockley is a financial advisor with Merrill in West Hartford, CT, holding a Series 66 designation and eight years of industry experience. She has been with Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charlotte Bergmans is Vice President, Wealth Planner at Fidelity Investments. In her role, she assists clients with financial planning and investment strategy, focusing on educating and empowering them to achieve their financial goals. She has a particular interest in working with women and educating youth on personal finance and investing, emphasizing the importance of establishing healthy money habits early. Charlotte has held various positions in the financial services industry, including her current role since 2018 and previously as a Financial Consultant at Fidelity Investments from 2010 to 2018. Her prior experience also includes serving as Vice President at BNY Mellon Wealth Management between 2006 and 2009 and working as an Investment Consultant at Edward Jones from 2002 to 2004. Outside of her professional work, Charlotte's personal interests include art, fitness, hiking, swimming, and yoga.

Peter Tasillo is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and four years of industry experience. He previously worked at Tunxis Wealth Management LLC and has experience in education through roles at Windsor Public School and Johnson & Wales University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services with access to in-house and third-party research, discretionary and non-discretionary management, and advanced portfolio management tools.