Markku Happonen is a CFP® and ChFC® with 16 years of experience in the financial services industry. He is currently with Modern Wealth Management, LLC, where he has worked since 2024. Prior to this, he was with Wealth Management Solutions LLC and Mutual Securities, Inc. Modern Wealth Management provides investment advisory and integrated planning services to individuals, trusts, pension and retirement plans, charitable organizations, broker-dealers, and corporations. The firm employs a centralized portfolio management model with an Investment Committee, utilizing model portfolios and third-party managers, and offers a range of services including discretionary investment management, financial and tax planning, estate-planning assistance, and insurance solutions.

Emily Mc Guire is a financial advisor with Capital Analysts, holding Series 63 and Series 66 designations and four years of industry experience. Her prior work includes roles at Lincoln Investment, Northwestern Mutual, and The Vanguard Group. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management, custom and model portfolios, and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs.

Ryan Conlin is a CFP® professional with 16 years of industry experience. He is currently with Wealthcare Advisory Partners LLC, where he has worked since 2026. Prior to this, he spent six years at IAM Advisory LLC and ten years at Investment Advisors Asset Management, LLC and Royal Alliance Associates, Inc. Conlin also operates a sole proprietorship offering life, health, and accident insurance products. Wealthcare Advisory Partners LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a goals-based financial advising approach that integrates patented Wealthcare software and behavioral economics, using a combination of proprietary quantitative metrics, fundamental, technical, and behavioral analysis to guide portfolio management and planning.

Steven Jolley is a financial advisor with Alera Investment Advisors, LLC, holding a Series 66 designation and 15 years of industry experience. His background includes roles at Merrill, Triad Advisors, and Walsh & Nicholson Financial Group. Outside of finance, he serves as a radio color analyst for Red Bull New York and as a matchday evaluator for Major League Soccer, in addition to coaching youth soccer locally. Alera Investment Advisors provides investment management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, families, trusts, businesses, and institutions. The firm employs a primarily long-term, fundamental-analysis driven investment approach and integrates its services with insurance and pension-consulting platforms.

Grant Boyle is a CFP® and Series 65-registered advisor with six years of industry experience. He has been with Kathmere Capital Management, LLC since 2018, following earlier roles at Northwestern Mutual and USLI. Boyle also worked at Germantown Cricket Club and Saint Joseph’s University prior to his financial services career. Kathmere Capital Management provides investment management, financial planning, family office services, and retirement plan consulting to individuals, including high-net-worth clients, as well as institutional sponsors such as pension plans, endowments, and foundations. The firm employs a top-down, model-portfolio approach primarily utilizing ETFs and no-load mutual funds, while offering discretionary and non-discretionary account management.

John Cisick is a financial advisor at ON Investment Management Company with four years of industry experience. He holds Series 63 and Series 65 registrations and previously worked at Burton. Outside of advisory work, he is involved in individual life insurance and group benefits sales through various companies. ON Investment Management Company is a SEC-registered adviser serving individuals, families, trusts, estates, charitable organizations, businesses, and ERISA plan sponsors with financial planning, portfolio management, and retirement-plan advisory services. The firm offers both discretionary and non-discretionary investment programs, often through a dual-registration model involving broker-dealer activities.

John Gray is a CFP®-certified financial advisor with 14 years of industry experience. He is currently with MissionSquare Retirement and has previous experience at T. Rowe Price and CITI Private Bank. MissionSquare Retirement serves state and local government employers, their employees, and certain non-profit entities by administering deferred compensation and qualified retirement plans, offering plan administration, recordkeeping, education, and advisory services tailored for participants and IRAs held at MissionSquare. Its Guided Pathways Advisory Services include discretionary Managed Accounts and Fund Advice developed by Morningstar Investment Management, employing quantitative and qualitative methods to personalize investment advice within an integrated multi-team advisory structure.

Erik Lindholm is a financial advisor with Independence Square Holdings, LLC and holds Series 63 and Series 65 licenses. He has 30 years of industry experience, including roles at Ameriprise Financial Services and LPL Financial. Lindholm provides investment advisory services through Independence Square Holdings, an independent firm he has been with since 2019. Independence Square Holdings serves individuals, retirement plans, and institutional clients through financial planning, portfolio management, and ERISA advisory services. The firm combines customized and model portfolios with third-party solutions and emphasizes digital platforms and alternative investment options.

George Lex is a financial advisor with Quartz Partners Investment Management and holds the ChFC® designation and Series 63 license. He has 30 years of industry experience and has worked at firms including Etico Partners, LLC, Etico Wealth Management LLC, Dinosaur Securities, and McGinn, Smith & Co., Inc. Quartz Partners serves individual investors, retirement plans, institutions, and financial intermediaries with model-based investment management through separately managed accounts, model portfolios, and a digital investing platform. The firm’s investment approach combines top-down macro analysis with bottom-up stock selection across distinct model series, monitored and rebalanced by an investment committee.

Charles Boinske is a CFA® charterholder with 33 years of industry experience. He has worked at Modera Wealth Management, LLC since 2021 and previously spent 11 years at Independence Advisors, LLC. Modera Wealth Management, LLC serves individuals, trusts, corporations, and plan sponsors with wealth management, portfolio management, retirement plan consulting, and financial planning. The firm combines a diversified asset allocation approach based on Modern Portfolio Theory with in-house accounting and tax services, business coaching, and other ancillary offerings.

Matthew Creciun is a CFP® with two years of experience at Bison Wealth, LLC. He previously worked at Key Bank for eight years. Outside of advising, he is an independent licensed insurance agent specializing in life and health insurance. Bison Wealth serves a diverse client base including individuals, high net worth clients, family offices, retirement plans, corporations, trusts, estates, and charitable organizations. The firm employs an outcome-focused investment approach using multi-manager model portfolios and offers specialized services such as a Turnkey Asset Management Platform for other advisers.

Eric Hough is a financial advisor at Great Valley Advisor Group, LLC with 19 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining Great Valley Advisor Group, he worked at Credit Suisse Securities (USA) LLC for 15 years and spent six years at Scire Capital Partners, LLC. Great Valley Advisor Group is a multi-team SEC-registered investment adviser serving individuals, retirement plans, trusts, and other entities. The firm provides discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting through a large advisor network and emphasizes individualized portfolio construction and ongoing oversight.

Christine Mcewan is a financial advisor with Independence Square Holdings, LLC and holds a Series 66 designation. She has 12 years of industry experience and has worked previously with firms including LPL Financial, Truist Investment Services, SunTrust Advisory Services, and BB&T Securities. Independence Square Holdings, operating as Independence Square Advisors, serves individuals—including high-net-worth clients—retirement plans, and institutional clients through financial planning, portfolio management, and pension consulting. The firm employs a multi-team approach and utilizes a range of customized portfolios, model portfolios, and third-party solutions, with a notable focus on digital and platform services to support client strategies.

James Krause is a financial advisor with Wealthcare Advisory Partners LLC, holding Series 63 and Series 66 credentials and 26 years of industry experience. His prior roles include positions at LPL Financial, Hornor Townsend & Kent, Inc, AdvisorNet Wealth Partners, and Cetera Wealth Services. He operates an independent investment advisory business through Wealthcare Advisory Partners LLC. Wealthcare Advisory Partners LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a goals-based financial advising approach that integrates patented software and behavioral economics with evidence-based quantitative metrics, combining passive and active investment strategies and dynamic rebalancing as appropriate.

Stephen Peters is a financial advisor with IPI Wealth Management, Inc. in Pottstown, PA, holding a Series 66 designation and two years of industry experience. He has operated Advantage Tax Prep & Services as a partner and tax accountant since 2014 and serves as an insurance agent and controller at Advantage Insurance Group since 2013. IPI Wealth Management provides investment management, financial planning, and access to third-party asset managers and TAMP programs for individuals, businesses, and retirement plans. The firm manages approximately $2.65 billion in client assets through a team of 66 advisors and offers a range of proprietary, risk-based model portfolios managed on a discretionary basis with quarterly Investment Committee reviews.

Suzanne Malik is a financial advisor at Modera Wealth Management, LLC with eight years of industry experience. She holds a Series 65 designation and has worked at Modera since 2021, following prior roles at Independence Advisors, LLC and Trinity Wealth Management, LLC. Outside of finance, she was involved with The International Society of Hypnosis and The Greater Philadelphia Society of Clinical Hypnosis. Modera Wealth Management provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach grounded in Modern Portfolio Theory, using diversified portfolios supplemented by independent managers, private-placement opportunities, and optional ESG integration.

Christopher Ouimet is a CFA® charterholder with five years of industry experience. He has been with Logan Capital Management, Inc. since 2019 and previously worked at Manulife/John Hancock from 2011 to 2019. Logan Capital Management is an SEC-registered adviser managing approximately $2.73 billion for a diverse client base, including high-net-worth individuals, institutions, retirement plans, and public funds. The firm integrates macroeconomic analysis, proprietary quantitative screening, fundamental research, and technical analysis across multiple equity and fixed-income strategies.

Timothy Bolinski is a CFP® professional with 12 years of industry experience. He has worked at CliftonLarsonAllen Wealth Advisors, LLC since 2018 and previously at Janney Montgomery Scott from 2015 to 2018. CliftonLarsonAllen Wealth Advisors, LLC provides wealth advisory and asset management services to a diverse client base, including individuals, high-net-worth households, pension plans, corporations, and charitable organizations. The firm emphasizes strategic asset allocation through model portfolios using mutual funds and ETFs, and integrates wealth, tax, estate, and insurance professionals to coordinate comprehensive planning and implementation.

Eric Long is a CFP® professional with 22 years of industry experience. He is currently with Independence Square Holdings, LLC, where he has worked since 2019. His prior experience includes roles at Private Advisor Group, LLC, LPL Financial, LLC, and Ameriprise. Independence Square Holdings serves individuals, retirement plans, and institutional clients through financial planning, portfolio management, pension consulting, and ERISA advisory services. The firm employs a multi-team approach and offers customized portfolios, model portfolios, and third-party solutions, utilizing digital platforms and alternative investments to support client strategies.

Dominick Leuzzi IV is a financial advisor with Alera Investment Advisors, LLC, holding a Series 66 credential and four years of industry experience. His prior roles include positions at The Ascent Group, LLC, Triad Advisors, and Ameritas Advisory Services. Outside of his advisory work, he is a co-founder of Tea Shirt Company, LLC, a non-investment-related business. Alera Investment Advisors provides investment management, financial planning, and retirement-plan advisory services to individuals, families, businesses, and institutions. The firm employs a primarily long-term, fundamental-analysis driven investment approach and integrates insurance and pension consulting platforms into its services.