Mark Cunniff is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior work includes roles at Bank of America, Merrill Lynch, and Kenwood Country Club. He has also been involved with Wake Forest University and worked with CaddieMaster. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Helen Mc Call is a financial advisor at Charles Schwab in Reston, VA, holding Series 63 and Series 66 licenses with three years of industry experience. Her prior experience includes roles at Fidelity Investments and Meriwether Godsey, as well as work in education and alumnae relations at Sweet Briar College. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary portfolio management, combining strategic asset allocation with access to alternative investments and centralized operational support.

Robert Howe is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he develops customized investment plans for both corporate retirement plan clients and individual private wealth management clients. Before joining Merrill Lynch in 2016, he served as a Vice President at the Money Management Institute, a nationally recognized trade association focused on investment solutions. Robert works closely with business owners, plan sponsors, and participants to prepare for retirement, assisting with 401k plan improvements, employee education, fiduciary duties, and executive compensation and Non-Qualified retirement programs. Robert holds a Bachelor's Degree from the University of Maryland and an MBA from George Mason University. He has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a graduate of Phillips Andover and also attended Clarkson University. Outside of his professional work, Robert enjoys adventure sports such as biking, boating, camping, ice hockey, scuba diving, and skiing. He spends time with his family and pursues reading and watching movies. Robert participates in community organizations including DC Lucky Dog and is involved with the Phillips Andover Alumni Association. His approach emphasizes working one-on-one with clients to develop personalized financial strategies aimed at pursuing long-term goals.

Danielle Newman is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Todd Batty is the Vice President Private Wealth Management Advisor. In this role, he assists multiple generations of families in developing personalized wealth strategies focused on growth, preservation, and transfer of their assets. He collaborates with a team that includes an Investment Manager, a Senior Wealth Planner, and a Trust Officer to provide comprehensive wealth planning services. Todd has been with Fidelity Investments since 2008, initially serving as Vice President, Financial Consultant until 2015, and then advancing to his current position. Prior to that, he worked as an Account Coordinator at T. Rowe Price from 2002 to 2007.

Jonathan Sade is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works closely with clients and their families to understand their financial situations and priorities, developing customized strategies to address their investing and fiduciary responsibilities. Jonathan focuses on both institutional and individual wealth management needs. Jonathan holds several professional designations, including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He earned a high school diploma from St Albans School and a bachelor's degree from Princeton University. Jonathan has been recognized in Forbes "Best-in-State Wealth Advisors" consecutively from 2019 through 2024.

Jonathan Legg is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliates since 2007. He serves on the advisory board of Wealth Strategies Journal. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning processes supported by proprietary tools and serves clients through both direct relationships and corporate agreements.

Richard Haskin is a Senior Financial Advisor with Merrill Lynch Wealth Management. He provides comprehensive financial planning services to individuals and families, aiming to deliver personalized advice and client service. Richard has over 25 years of experience in the financial industry. He studied business at the University of Miami and earned the Certified Exit Planning Advisor (CEPA) designation through the Exit Planning Institute. This credential equips him to address the unique opportunities and challenges faced by entrepreneurs from business launch through exit. Richard also holds the Personal Investment Advisor (PIA) designation. Richard serves on the board of directors of the Jewish Social Services Agency, which supports families in the DC metro area. He is a member of the Amity Club of Washington, an organization focused on philanthropic and social activities. He and his wife, Tamara, have lived in Washington for over 30 years and have two grown sons.

Jennifer Franco Dias is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 65 and Series 63 credentials with 10 years of industry experience. Her prior work includes roles at BOFA Securities, Inc., Merrill Lynch Professional Clearing Corp., and JPMorgan Securities, LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

William Moss is a financial advisor with Morgan Stanley in Washington, DC, holding a Series 66 designation and 12 years of industry experience. He previously worked at Bank of America, N.A. and Merrill. Outside of his advisory role, Moss serves on the boards of The Heights School and DC Accelerator, and is a professor at Catholic University of America. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process employs structured tools and modeling techniques, serving clients through a combination of advisory and brokerage services.

Chidozie Obidegwu is a CFP® with 15 years of industry experience, currently serving at Fidelity. His career includes roles within various Fidelity divisions since 2012. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Crystal Davis is a CFP® professional with 14 years of industry experience, currently affiliated with Cetera. She has held roles at multiple firms including Avantax and operates her own Davis Financial Services LLC, providing tax preparation and business consulting. Additionally, she serves as a director at Davis & Ritter CPA's LLC and is involved in editorial work for various publications. Cetera Investment Advisers LLC is a nationally registered SEC adviser supporting a large network of independent advisors. The firm offers a variety of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients through discretionary and non-discretionary program platforms.

Timothy Ernst is a financial advisor with Osaic Wealth, Inc. based in Silver Spring, MD. He holds Series 63 and Series 65 licenses and has 27 years of industry experience, including 25 years at Lincoln Financial Advisors. Outside of his advisory work, he coaches soccer to middle school students in an after-school program. Osaic Wealth, Inc. serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing a range of investment strategies and third-party platforms to manage portfolios on both discretionary and non-discretionary bases.

Kennan Low is a financial advisor with J.P. Morgan Securities in Washington, DC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior experience includes six years at UBS Financial Services. Outside of his advisory role, he is involved with USA Hockey as a Level 1 hockey referee, a position he shares with his son. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Isabella Ganthier is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 credentials and five years of industry experience. She has been with JPMorgan Chase Bank NA and JPMorgan Securities LLC since 2020. Ganthier’s background includes multiple roles at Harvard University and Harvard Business School between 2016 and 2020. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Cullen Murray is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill Lynch in 1993 after earning a Bachelor of Science degree in Finance from Towson University. He holds the Certified Investment Management Analyst® (CIMA®), Certified Private Wealth Advisor® (CPWA®), and Personal Investment Advisor (PIA) designations, and is a member of the Investments & Wealth Institute. Cullen provides professional services to entrepreneurs, not-for-profits, endowments, and foundation clients, assisting them in achieving their goals and missions. His expertise includes family wealth management strategies, institutional consulting, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, philanthropic planning, and individual and corporate investment strategy. A long-time resident of Annapolis, Cullen is involved in the community, serving as a board member and president of the Anne Arundel Community College Foundation and as a board member of the Friends of St. John's College. He has also served as a board member of the Anne Arundel Medical Center Foundation and as president and board member of Hospice Cup, Inc. In his personal time, Cullen enjoys boating, golfing, running marathons, scuba diving, surfing, swimming, and traveling.

David Deporter is a financial advisor with Morgan Stanley in Washington, DC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning tools supported by its Global Investment Committee.

Robert Huber is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads the Corporate Advisory Services Team, which services corporate stock option plans, 401(k) plans, and employee stock purchase plans (ESPP). His role focuses on supporting corporations in developing benefits plans. With over 28 years of experience, Robert specializes in corporate benefits, executive compensation, equity compensation services, and institutional and corporate benefit services. He holds professional designations as an Equity Plan Consultant (EPC) and Personal Investment Advisor (PIA). Robert earned a bachelor's degree in finance from Richard Stockton College of New Jersey. Outside of work, he enjoys playing golf, reading, and coaching basketball, softball, and baseball for youth leagues in his community.

Spencer Neal is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has been with Cambridge Investment Research Advisors since 2012 and has a longer history with Cambridge Investment Research, Inc dating back to 2008. Neal serves as a board member and chairman of the Baltimore Washington Medical Center Foundation and holds positions on several other nonprofit boards, including the Clemson Regional Board of Directors. He is also the owner and CEO of The Absolute Club, a golf membership travel business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent professionals, using a variety of portfolio management approaches and platforms tailored to client objectives.

Jordan Stewart is a Series 66-licensed financial advisor with Merrill in Washington, DC, and has 11 years of industry experience. He has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.