Joseph Browning is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, sports and entertainment, and retirement income. Joseph holds a Bachelor's Degree from McDaniel College and has earned professional designations as a Personal Investment Advisor (PIA) and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He works closely with clients to develop personalized financial strategies aligned with their unique goals, emphasizing simplicity and transparency throughout the wealth planning process. Outside of work, Joseph enjoys cooking, golfing, and spending time with his family.

Terrie Kilroy is a Series 66-licensed financial advisor at Morgan Stanley in Baltimore, MD, with nine years of experience in the industry. She has been with Morgan Stanley since 1999. Outside of her advisory role, she operates a photography business called TK Shots and works as a cosmetics consultant for Rodan and Fields. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their financial planning process utilizes structured discovery conversations and firm-approved tools to model outcomes.

David Grabner is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and Equitable Advisors. Outside of advising, he is involved with a farm operation in Glen Arm, MD. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology and a large network of investment adviser representatives.

Patrick Perry is a financial advisor at LPL Financial with 12 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Cambridge Investment Research Advisors, Inc. and Centaurus Financial Inc. Outside of his advisory role, Perry is active as a drummer in the musical group Goodbye July and serves as COO of a logistics and consulting company. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing various model portfolios and third-party subadvisors, supported by operational tools including machine learning.

Richard Zink is a financial advisor at Robert W. Baird & Co. in Towson, MD, with 45 years of industry experience. He has been with Robert W. Baird since 2009 and holds a Series 63 designation. He is part of The DDK Group, a team within Baird’s Private Wealth Management department that serves individuals, corporate and business clients, pensions and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed accounts, and brokerage services, utilizing internal research and a combination of manager-traded and model-traded strategies.

Nicholas Moon is a Financial Advisor with Merrill Lynch Wealth Management. He is dedicated to helping individuals, families, and business owners navigate important financial decisions with confidence. Nicholas focuses on building long-term relationships founded on trust, communication, and personalized advice. His expertise includes education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and retirement income. Before joining Merrill Lynch, Nicholas began his career as a Financial Auditor at Baker Tilly and later worked as a Corporate Finance Consultant at Deloitte. These experiences provided him with a strong foundation in financial analysis, strategic planning, and complex problem-solving. As a Merrill Financial Advisor, he works one-on-one with clients to define goals and develop portfolio strategies tailored to their needs, providing ongoing advice and adapting plans as situations change. Nicholas earned a Bachelor of Science in Business Administration with concentrations in Finance and Accounting from Elon University. He holds the Chartered Retirement Planning Counselor™ (CRPC™), Accredited Wealth Management Advisor™ (AWMA™), and Personal Investment Advisor (PIA) designations. He speaks English and Korean and enjoys baseball, basketball, football, golfing, hiking, music, running marathons, spending time with family, tennis, and traveling.

Alena Baranova is a financial advisor at UBS Financial Services with six years of industry experience. She holds the Series 66 designation and previously worked at T. Rowe Price from 2015 to 2023 before joining UBS in 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets and research-driven solutions.

Leigh Ritchey is a financial advisor at OSAIC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Valic Financial Advisors and Agia. He serves as Director of Young Professionals for the Baltimore Chapter Society of Financial Service Professionals. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and nonprofits, offering integrated brokerage and advisory services with a variety of investment and portfolio management solutions.

Joseph Bouffard Jr. is a financial advisor with Fidelity, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has worked with various divisions within Fidelity since 2007, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides a range of investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves registered investment companies and delivers model portfolios to intermediary platforms.

George Fuscsick is a financial advisor at LPL Financial with 38 years of industry experience. He holds a Series 63 designation and has previously worked at H. Beck, Inc. for 25 years, as well as leading Grove Point Investments and Grove Point Advisors. Outside of his advisory role, Fuscsick is involved with the Hagerstown Fire Department and serves as a board member of the Funkstown Volunteer Fire Company; he is also engaged in firearm training and owns a related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with a diverse investment approach utilizing both strategic and tactical allocations.

Diane Bark is a financial advisor with LPL Financial in Baltimore, MD, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. She has worked with LPL Financial and its predecessor firm since 2001. Bark serves as a board member for St. Joseph's Hospital and also works as a personal support person at Forward Visions. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Roger Feldman is a financial advisor at UBS Financial Services with 30 years of industry experience. He holds Series 63, 65, and 66 licenses. Prior to joining UBS in 2022, he worked at Bank of America and Merrill from 2017 to 2022, and at Lake Placid Marketing LLC from 2012 to 2017. Feldman is also a committee member of the Maryland Association of General Contractors, where he assists in fundraising for charitable events. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor financial plans to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, providing a broad range of capital markets and advisory solutions.

Max Hyatt is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to navigate complex financial decisions and pursue long-term goals. Max assists clients through key liquidity events such as business sales and equity compensation, providing proactive planning during pivotal financial moments. After graduating from Pennsylvania State University, Max joined the financial wealth management industry. His perspective on thoughtful planning was shaped by witnessing the 2008 financial crisis through his father's work in the mortgage industry. Max and his team deliver comprehensive, tax-efficient strategies by coordinating investments, tax strategy, lending, and cash flow decisions. Max holds the Personal Investment Advisor (PIA) designation. He leverages Merrill's global research platform and integrated banking, lending, and investment capabilities to provide a streamlined client experience. Outside of his professional role, Max's personal interests include boating, football, golfing, music, pickleball, skiing, spending time with family, tennis, traveling, and watching movies.

John Graham Jr. is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding a Series 63 designation and 39 years of industry experience. He has been with Robert W. Baird since 2009. Outside of his advisory role, he is a member of York Realty Partners Investors LLC. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored consulting and portfolio management services, including discretionary and non-discretionary management, SMA programs, and a variety of traditional and non-traditional investment strategies.

John Cantrell is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience at Bank of America and Alertus Technologies. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Christian Harvey is a financial advisor at Robert W. Baird & Co. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Deutsche Bank Securities Inc for 36 years, followed by roles at J.P. Morgan Securities and JPMorgan Chase Bank. Since 2022, he has been with Robert W. Baird & Co. The DDK Group, where he works, is part of Baird’s Private Wealth Management practice and serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlays to meet diverse client needs.

Christopher Noll is a financial advisor with LPL Financial holding Series 63 and Series 66 credentials and two years of industry experience. His prior work includes roles at Academy Financial, Foreside Fund Services, Harborside Sales Group, and WesBanco, as well as earlier positions outside finance. He is also a notary as part of his other business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by operational and research tools.

Michael Johnson is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work history includes roles at Bank of America, South River Mortgage, and the United States Army Reserve. Merrill serves a diverse client base including individuals, retirement plans, corporations, and institutional clients by providing managed account programs, discretionary portfolio management, and brokerage execution services. The firm integrates with Bank of America affiliates and offers a range of investment strategies governed by a centralized investment committee.

Nury Hyre is a financial advisor with LPL Financial in Hanover, MD, holding a Series 66 designation and seven years of industry experience. Prior to joining LPL in 2023, Hyre worked at Bank of America and Merrill Lynch from 2019 to 2023, and also spent time at Citibank and the Pro Bono Resource Center of Maryland. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions through a large network of investment adviser representatives.

Riley Dopp is a financial advisor with Morgan Stanley in Lutherville, MD, holding a Series 66 designation and seven years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank since 2018 and 2019, respectively, and previously worked at Financial Consulate, Diamond Detail, and Towson University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a broad range of retail and institutional investment services.