Conner Forster is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Bank of America, Mutual of Omaha Investor Services, and several other firms. He is a general partner and managing member of Forster Enterprises LLC, a holding company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Christopher Davis is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial goals and develop strategies to pursue those objectives. His services encompass general investing, retirement planning, and risk management for unforeseen events, among other financial needs. He also provides access to specialists for banking, credit, home financing, and small business solutions. Davis focuses on managing new wealth, personal retirement planning, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Longwood University. He is also a member of the Rugby Referee Society of Virginia. Beyond his professional activities, Davis serves on the boards of Longwood University's College of Business and Economics and the Todd Davis Miller Memorial Scholarship. His personal interests include biking, camping, football, hiking, refereeing, soccer, spending time with family, and watching movies.

Diane Yhlen is a financial advisor with Merrill based in Richmond, VA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies constructed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Tracy Applewhite is a financial advisor at LPL Financial with 32 years of industry experience. She has held roles at Wachovia Bank, N.A., Wells Fargo Advisors LLC, and Wells Fargo Clearing prior to joining LPL Financial in 2021. She holds Series 63, Series 65, and Series 66 designations. Outside of her advisory work, she is a commissioned notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by proprietary and third-party research.

John Lambert is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A., with over two decades at the latter. He also has a long tenure with Alltel. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial products—including insurance-related vehicles and bank deposit sweep options—than is typical for large institutional advisers.

Jonah Garner is a financial advisor with Wells Fargo Clearing in Richmond, VA. He holds Series 63 and Series 65 designations and has prior experience at Truist Bank, Movement Mortgage, CarMax, and the Spotsylvania Fire Department. Wells Fargo Advisors is a national firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Julia Friske is a financial advisor at Cetera with two years of industry experience. She holds a Series 66 designation and has worked at Cetera and Cetera Wealth Services since 2024. Outside of her advisory role, she is involved in fixed insurance sales and operates a commission-based brokerage business through North Star Resource Group. Cetera Investment Advisers LLC serves a broad client base, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party and affiliated money managers.

David Hawkins is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley since 2010, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, employing investment estimates and simulations to model outcomes.

Tyler League is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and four years of industry experience. Prior to joining MassMutual, he worked in public education with Henrico and Hanover County Public Schools for over a decade. He also serves as a junior associate at Clear Water Capital LLC, focusing on prospecting and client service. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software and structured annual planning relationships.

Christopher Abbott is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in managing new wealth, personal retirement planning, portfolio management services, special needs planning strategies, and retirement income. Christopher began his career at Bank of America in 1995 as a Management Associate, where he managed large banking centers and loan processing teams. In 2003, he transitioned to the wealth management division of the firm and earned his Portfolio Manager designation in 2015. As a Portfolio Manager, he manages personalized or defined investment strategies on a discretionary basis, utilizing a range of assets including individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He holds a Bachelor of Science degree in Business Administration from Old Dominion University, where he was a member of the International Honor Society in Finance. Christopher has served on the boards of the American Heart Association (Norfolk), the Alzheimer’s Association (Tidewater), and Read to Them (Richmond). He resides in Richmond, Virginia with his wife and two daughters.

Bonnie Bowling is a financial advisor at RBC Capital Markets with 31 years of industry experience. She holds Series 63 and Series 65 licenses and has been with RBC Capital Markets since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through both in-house and third-party managers, supported by its capital-markets capabilities and affiliated asset management resources.

Kevin Michael Lavery is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and over 44 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2025, following nine years at Wells Fargo Clearing and seven years at Wells Fargo Advisors. Lavery serves as a board member of the Virginia Tech Alumni Association. Morgan Stanley Wealth Management provides a range of advisory and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and utilizing structured planning tools and investment research in its client offerings.

David Bruce is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

James Strano is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds the Series 66 designation and previously worked at multiple firms including MML Investors Services and MassMutual Life Insurance. Prior to his financial services career, he served with the Henrico County Division of Fire for 21 years. Cambridge Investment Research Advisors serves a diverse client base—including individuals, retirement plans, charitable organizations, and trusts—providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a range of investment solutions, including proprietary models and access to third-party managers, with services delivered under various custody arrangements tailored to client objectives.

Robert Read is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and with 10 years of industry experience. He previously worked at Oneamerica Securities and has a background with American United Life. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm combines research and analytics with diversification principles to evaluate investment options and offers both brokerage and advisory solutions.

Charles Williams Jr. is a financial advisor at LPL Financial with 42 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Williams previously worked at The Main Street Group, LTD from 2015 to 2018. In addition to his advisory role, he is involved with Huguenot Financial Services Co., where he provides fixed insurance products including health, disability, long-term care, and various life insurance policies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning, advisory programs, and retirement consulting services supported by in-house and third-party research, with discretionary and non-discretionary management options.

William Bower is a financial advisor with LPL Financial in Richmond, VA, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at Fidelity Investments, Charles Schwab and Co., TD Ameritrade, Raymond James Financial Services, and Atlantic Union Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Adam Burch is a financial advisor at Merrill with nine years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Burch has worked at Bank of America, N.A. and Merrill since 2006. He serves as a board member for the Virginia Foundation for Independent Colleges, a nonprofit supporting independent higher education institutions in Virginia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Dustin Smith is a financial advisor at Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 credentials with one year of industry experience. Prior to joining Wells Fargo, he worked in the insurance sector for nearly a decade, including roles at Liberty Mutual Insurance Company and Comparion Insurance Agency. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute alongside third-party data to guide its investment approach.

David Bonjo is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including customized financial planning supported by structured discovery conversations and firm-approved tools.