Richard Ruckart is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding a Series 63 designation with one year of industry experience. His prior work includes roles at Appalachian State University, Caldwell Community College & Technical Institute, and Red Onion Cafe. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Zoe Howard is a financial advisor at Vanguard Advisers with four years of industry experience. She holds the Series 63 and Series 66 licenses and has previously worked at Wells Fargo and Ameritel. She is also employed by The Vanguard Group, Inc., the parent company of Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Lexter Fennell is a financial advisor with Edward Jones in Concord, NC, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Morette is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 credentials with seven years of industry experience. His prior work includes roles at Vanguard Marketing Corporation, The Vanguard Group, and positions related to George Washington's Mount Vernon and Franklin & Marshall College. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach primarily using Vanguard funds and ETFs, supported by a large advisor team alongside a scalable digital platform.

Stephen Jesse is a financial advisor at Vanguard Advisers with five years of industry experience. He holds a Series 66 credential and has previously worked at firms including Cetera and CAP COM Federal Credit Union. His background also includes a marketing affiliate business from 2022 to 2023. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Eric Edwards is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 credentials with five years of industry experience. He has been with The Vanguard Group since 2021 and previously worked independently and at George Mason University. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with personalized asset allocations primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a digital platform combined with advisor support.

Kyle Hagemeier is a financial advisor with Vanguard Advisers, holding a Series 66 designation and five years of industry experience. His work history includes roles at Vanguard Marketing Corporation, The Vanguard Group, Inc., First Command Financial Services, and prior service in the US Navy. He is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs, with various customization options.

Jason Wooten is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 designations and 18 years of industry experience. He has worked at The Vanguard Group since 2019, following prior roles at TIAA and PNC Investments. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm combines a goal-based, algorithm-driven investment approach with portfolios primarily constructed from Vanguard funds and ETFs, serving a large client base through a digital platform supported by over 2,200 advisors.

Tony Richardson is a financial advisor with Equitable Advisors in Charlotte, NC, holding a Series 66 designation and 13 years of industry experience. He has been with Equitable Advisors since 2014 and previously worked at Axa Advisors LLC. Outside of his advisory role, Tony tutors students in English, Japanese, Series 7 exam preparation, and Bible Studies through WyzAnt Tutoring Company. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm’s approach involves assessing client information and risk tolerance to match clients with suitable advisory models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Justin Fogarty is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His prior work includes roles at Renewal by Andersen, CVS Health, and the University of South Carolina. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations and portfolios constructed mainly from Vanguard funds and ETFs.

Ashley Rosales is a CFP®-certified financial advisor with 13 years of industry experience, currently affiliated with Vanguard Advisers in Charlotte, NC. She has been with Vanguard-related entities since 2013, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach and primarily Vanguard funds and ETFs in portfolio construction.

Joseph Murray is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 credentials and has five years of industry experience. His work history includes roles with multiple Vanguard entities as well as experience outside the investment industry, including at South Carolina Small Business and Chelo's Waterfront Bar and Grille. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, supporting a large client base with a digital and team-servicing platform.

Jacob Grant is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at The Vanguard Group, Fidelity Investments, and Merrill. Outside of his advisory work, he owns and operates Fuego Morenito LLC, a cookie baking business based in Jacksonville, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and integrates research and analytics to support diversification and modern portfolio theory in its investment approach.

Kara South is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and having four years of industry experience. She has previously worked at Vanguard Advisers, Inc., The Vanguard Group, and Vanguard Marketing Corporation. Outside of her advisory role, she operates South Studio Collective LLC and has worked as a contracted food courier for DoorDash. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement consulting services. The firm employs a large team of over 14,000 advisors and utilizes research and analytics to support diversified investment solutions.

Jason Bailey is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 65 licenses and has 11 years of industry experience, all with Vanguard Marketing Corporation and The Vanguard Group, Inc. He previously operated Baileys Total Home Care for 12 years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering tax-aware and customizable investment solutions at scale.

David Jones is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing 23 years of industry experience. His career includes multiple tenures at Wells Fargo Clearing and a prior role at CapFinancial Securities LLC. From 2014 to 2020, he was involved with Seaboard Brewing Company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions across a broad range of financial products.

Wesley Gaines is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers since 2023. He has been affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2006. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary methodologies and Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and personalized advisor support.

Jeremy Huberty is a Series 66-licensed financial advisor with Vanguard Advisers, based in Charlotte, NC. He has 22 years of industry experience, all spent with The Vanguard Group since 2004. Vanguard Advisers delivers both automated and human-supported investment advice, serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Veronika Kuzko is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and three years of industry experience. Prior to her current role, she has worked at Primerica Financial Service and has been a travel agent at Archer Travel Service, Inc. since 2021, organizing various personal and business travel arrangements. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

James Parker is a CFP® with 23 years of industry experience, currently serving at Vanguard Advisers since 2002. He has worked exclusively with The Vanguard Group throughout his career. Outside of his advisory role, he has been involved in managing Parker & Sons Farm since 1990. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base through digital delivery and a team servicing model, offering personalized portfolios primarily composed of Vanguard funds and ETFs with various tax-aware and customization features.