John Dawalt is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since entering the financial services industry in 2000 and joining Merrill Lynch in 2003, he has concentrated on financial strategies tailored for high-net-worth individuals and retirement plans. His professional focus includes divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, investment consulting for defined contribution plans, personal retirement planning, sports and entertainment financial advising, tax minimization, and retirement income planning. John holds multiple professional designations, including Certified Investment Management Analyst (CIMA®), Chartered Retirement Planning Counselor™ (CRPC™), Certified Exit Planning Advisor (CEPA®), Certified Plan Fiduciary Advisor (CPFA®), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment (SE). He earned his bachelor's degree from the University of Wisconsin-Stevens Point. John is a member of the Optimist Club and Vistage, and he contributes to the community through involvement with the Dutch Fork Touchdown Club. Outside of his professional pursuits, John enjoys boating, fishing, football, golfing, hunting, racquetball, and traveling. He resides in Irmo, South Carolina, with his wife Mandy and their two children.

Samantha Zecopoulos is a Series 66 registered financial advisor with Morgan Stanley in Columbia, SC, with 14 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs. The firm employs a structured financial planning process and manages approximately $2.74 trillion in client assets.

Patricia Dempster is a financial advisor at LPL Enterprise with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America and Pruco Securities, LLC prior to joining LPL Enterprise. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm emphasizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program.

Pamela Joyner is a financial advisor with Primerica Advisors in Columbia, SC, holding Series 63 and Series 65 licenses and four years of industry experience. Her prior roles include positions at Ashland LLC and Pharmachem Laboratories, Inc. She is involved in sales of investment-related products and also receives compensation for referrals of home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its investment solutions.

John Lamb is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and seven years of industry experience. His work history includes roles at Wells Fargo Bank NA and previous positions in retail and wireless sectors. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, retirement plan consulting, and brokerage services to individuals, corporations, and institutions. The firm manages approximately $671 billion in assets and provides a range of financial products supported by research and analytics from Wells Fargo Investment Institute.

Brittney Stephens is a financial advisor at Wells Fargo Clearing with Series 66 and Series 63 credentials and three years of industry experience. She has worked at several firms, including Northwestern Mutual Wealth Management Company and Wells Fargo Bank, nA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research from Wells Fargo Investment Institute and third-party sources, offering both brokerage and advisory solutions across a broad range of financial products.

Carey Washington II is a financial advisor with LPL Enterprise in Columbia, SC, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior work includes roles at Wells Fargo Clearing, Wells Fargo Bank, TransAmerica, and Prudential Insurance Company of America. Outside of finance, he worked as a self-employed tennis professional for one year. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to external asset managers, and a wrap program through its network of investment adviser representatives.

Christopher Harris is a financial advisor at LPL Financial with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Pruco Securities LLC and The Cason Group. Outside of his advisory work, he has been involved with Lawn Ranger Lawn Care Service since 2012. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing a variety of strategies and technologies to support its network of over 22,800 advisors.

Rick Starnes Jr. is a financial advisor at Edward Jones in Columbia, SC, with three years of industry experience. He holds Series 66 and Series 63 credentials. Prior to joining Edward Jones, he worked at Canfor Southern Pine for nine years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets with a nationwide network of financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Scott Heath is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and based in Spartanburg, SC. He joined Wells Fargo Clearing in 2025 after seven years at White Cap Construction Supply and five years at the University of South Carolina. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Mindy Young is a CFP®-certified financial advisor with Edward Jones, based in Lexington, SC. She has 21 years of industry experience and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing assets of approximately $1.01 trillion through a large network of financial advisors and branch offices nationwide.

Brian Szumilas is a financial advisor with Wells Fargo Clearing in Columbia, SC, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Theodore Calcina III is a financial advisor at Osaic Wealth, Inc. with over 32 years of industry experience. He holds the ChFC® and Series 63 credentials and has prior tenure at Fortis Investors, Inc. since 1994. Beyond his advisory role, he serves as treasurer and finance chair for Mt. Hebron United Methodist Church and is chairman of the BC High School Educational Foundation investment committee. OSAIC serves a diverse clientele including individual, high-net-worth, institutional, and charitable investors through a wide network of advisers. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to manage portfolios across various investment types.

Felicia Jacobs is a financial advisor at LPL Financial with 13 years of industry experience. She holds a Series 66 designation and has worked at firms including Bank of America, Merrill, and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Marjorie Heggie is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Securities Corp and the South Carolina Medical Association. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that incorporates firm-approved tools and modeling techniques.

Paul Merz is a Series 66-licensed financial advisor with LPL Enterprise, based in Irmo, SC, and has four years of industry experience. His prior work history includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of financial services, he is involved in commercial property ownership in Irmo, SC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors as well as institutional entities. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers a range of services including financial planning, access to third-party asset managers, and insurance product facilitation through affiliated entities.

Brian Beasley is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He previously worked at Mass Mutual Investors Services, MassMutual Life Insurance Co, and Metlife. Outside of his advisory role, Beasley is a certified life coach. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Alexander Cuthbertson is a financial advisor with Wells Fargo Clearing in Columbia, SC, holding Series 63 and Series 66 licenses and having eight years of industry experience. He previously worked at TIAA-CREF Individual & Institutional Services and The Vanguard Group. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, operating with over 14,000 advisors and $671 billion in assets under management.

Adela Coffey is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Her background includes roles at Raymond James & Associates and Aspen Ski Company, as well as work in educational and club environments. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with options for both non-discretionary and discretionary plan management.

Varsha Parikh is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 13 years of industry experience. She has worked at CUNA Brokerage Services, INC and Palmetto Citizens FCU, where she also serves in a notary capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.