Teresa Stachulski is a financial advisor at Merrill with 31 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1986. Outside of her advisory work, she pursues a hobby painting concrete pavers and flower pots, which she sells at craft shows. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Melissa Venegas is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior roles include positions at the University of Pennsylvania and the Penn Office of Investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Angelique Hamilton is a Series 66 licensed financial advisor with Merrill in Jacksonville, FL, where she has worked since 2007, totaling 19 years of industry experience. She also operates VIP Marketing & Promotions Company, a business she has owned since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal teams and third-party managers.

Homer Leonard is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has previously worked at PNC and BBVA-affiliated firms. Leonard is based in Ponte Vedra Beach, Florida. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management services.

Evan Carr is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill since 2018 and currently holds a position with Bank of America, N.A. His prior experience includes roles at Five County Credit Union, Unum, and L.L. Bean. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Robert Hrdlicka Jr. is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having eight years of industry experience. He previously worked at Fidelity Brokerage Services LLC for four years and operated HRD Supply LLC for six years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kaitlin Basso is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America since 2013 and 2014, respectively. Outside of her advisory role, she is the sole owner of a rental property business in St. Augustine, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Edward James is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 27 years of industry experience. He previously worked at Merrill for 24 years before joining Raymond James in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research resources.

Jennifer Ryan is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Merrill since 1999. Ryan serves as an advisory board member for Don't Miss A Beat Inc, a nonprofit organization that supports local at-risk youth through educational programs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.

Keith Houghton is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations and having 25 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Milton Durham Jr. is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, Valor, Concentrix, and Kforce. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jules Abbosh III is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 16 years of industry experience. He has worked at Bank of America, N.A., and Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Ruble is a financial advisor with Merrill, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He previously worked with BB&T Investments and BB&T Bank before joining Merrill and Bank of America in 2017. Ruble serves as an advisory committee member for the Community Foundation of Jacksonville. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Britt is a financial advisor at Merrill with a Series 66 designation and eight years of industry experience. He has been with Merrill since 2017 and previously attended Florida State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brad Melvin is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 designations and has nine years of industry experience. His prior firms include Truist Advisory Services, BB&T Securities, and Fidelity Brokerage Services LLC. Outside of advisory roles, he is involved with Conch House Marina Resort. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advisory services using analytical tools and supports municipal advisory work uncommon among large institutional advisors.

Louis Body V is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 28 years of industry experience. He has worked with Cetera and its affiliate Cetera Wealth Services since 2023, and has also been affiliated with Capital Financial Strategies since 2015, where he serves as CIO and financial professional. Prior to that, he was with Minnesota Life Insurance Company and Securian Financial Services from 2015 to 2023. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals of varying wealth levels, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management options, financial planning, and access to third-party managers, managing over $256 billion in assets across a network of more than 10,000 advisors.

Neal Destafney is a financial advisor at Merrill with 18 years of industry experience and holds the Series 66 designation. He has been associated with Bank of America and Merrill since 2013. Neal is also the general partner and managing member of TEAL TRAIL LLC, a limited liability company focused on owning recreational, hunting, and timber land. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Jobed Hilaire is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America and Fidelity Investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Charles Robshaw is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. He has worked at PFS Investments, Inc. since 2011 and Primerica Financial Services since 2010. Outside of finance, he is president of Robshaw Masonry, a construction company he has operated since 1975. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients within a wrap-fee structure.

Jeran Ferguson is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 designation and beginning his advisory career in 2026. His background includes five years of service in the United States Army and ownership of JMF Enterprises LLC. Cambridge Investment Research Advisors serves a diverse client base ranging from individual investors to institutional retirement-plan sponsors, offering financial planning, investment management, and retirement advisory services through a nationwide network of independent Financial Professionals.