Edward Springer is a financial advisor with TIAA-CREF in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm offers both model-based and customized portfolio management within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory services.

Adam Joseph is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 credentials and possessing 22 years of industry experience. He has worked at SunTrust Advisory Services and SUNTRUST INVESTMENT SERVICES, Inc. since 2015. Based in Tampa, FL, he has a decade of tenure with SunTrust Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, participant advice, and a manager-selection program utilizing third-party managers and AI-enabled research tools.

Todd Hoffman is a CFP® professional with 34 years of experience in the financial services industry. He is currently a financial advisor at Steward Partners Investment Advisory, LLC and has held roles at Steward Partners Global Advisory LLC and Steward Partners Investment Solutions, LLC since 2017. Prior to that, he worked at Raymond James Financial Services, Inc. and Morgan Stanley Private Bank. Hoffman serves as trustee for the Jeffrey Hoffman Grantor Trust. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA that manages approximately $36.7 billion in assets and supports a national advisor network. The firm provides investment advisory, financial planning, and managed account programs to individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, estates, and charitable organizations.

Allen Keller is a financial advisor at J.W. Cole Advisors, Inc. with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Hornor, Townsend & Kent, LLC, G.A. Repple & Company, and Cambridge Investment Research Advisors, Inc., among others. J.W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, and access to multiple investment platforms for individuals, high-net-worth clients, and institutions. The firm employs a variety of investment strategies across discretionary and non-discretionary accounts and integrates digital advice tools alongside its broad service offerings.

David Glazer is a financial advisor at Truist Advisory Services with 17 years of industry experience. He holds a Series 66 designation and has worked at SunTrust Investment Services and Raymond James Financial Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, utilizing third-party platforms and AI-enabled research tools to support its investment strategies.

Mathew Steward is a financial advisor with Eagle Strategies (NY Life) based in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has operated Stewardship Financial Group, Inc. since 2014 and has been affiliated with New York Life Insurance Company and its related entities since 2009. Steward volunteers with the Children's Cancer Center, a nonprofit supporting families of pediatric cancer patients, and is a member of the BNI Tampa networking group where he facilitates weekly meetings. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers various advisory programs tailored to client objectives and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

William Brooke Jr. is a Series 66-licensed financial advisor with J. W. Cole Advisors, Inc., where he has worked since 2016. He has 26 years of industry experience and owns Brooke Financial LLC, a tax preparation business, as well as Bridgespan, an investment-related entity serving state employees. Outside of finance, he is president of Bridgespan Farms, Inc., a rural land management company. J. W. Cole Advisors is a national SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent investment adviser representatives. The firm offers portfolio management, financial planning, access to third-party managers, and various managed account solutions.

Santo Montalbano is a financial advisor with J.W. Cole Advisors, Inc. in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2016 to 2020 before joining J.W. Cole in 2020. Montalbano is also the managing partner of JWC Wealth Management, where he oversees approximately 125 clients and manages advisors and staff. J.W. Cole Advisors operates a large network of independent Investment Adviser Representatives and offers fee-based portfolio management, financial planning, and retirement plan services for individuals, high-net-worth clients, and institutional accounts. The firm employs a variety of investment strategies and platforms, including digital advice and third-party managers, serving clients through both discretionary and non-discretionary arrangements.

Christopher Holway is a financial advisor with VOYA Financial Advisors, Inc. in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at IPI Wealth Management, Belleair Asset Management, and Morgan Stanley. Outside of his advisory work, he operates as an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors, Inc. serves individuals, including high-net-worth clients, as well as pension plans, charitable organizations, and corporate clients, offering financial planning, portfolio management, and retirement advisory services through a large network of representatives. The firm employs investment policy statements and model allocations, leveraging both in-house and third-party strategists alongside technology tools, to deliver customized investment solutions across discretionary and non-discretionary platforms.

James Granat is a financial advisor with Independent Financial Partners in Tampa, FL. He holds a Series 66 designation and has two years of industry experience. Prior to his current role, he worked at Wilson Business Group and has experience in educational institutions including Tate High School, Pensacola State College, and Northwest Florida State College. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a network of independent Investment Adviser Representatives. The firm supports a decentralized advisory model and is notable for its formal retirement-plan advisory and pension consulting capabilities, serving a broad client base including individual, charitable, corporate, and high-net-worth clients.

James Neshewat is a financial advisor at J.W. Cole Advisors, Inc. with 14 years of industry experience. He holds a Series 66 designation and has been with J.W. Cole Advisors and J.W. Cole Financial since 2013. Outside of his advisory role, Neshewat serves as chairman of the Palatka Housing Authority Board of Commissioners and is involved in estate planning through his partnership in a law firm. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, retirement plans, and other entities through a network of over 400 independent advisors. The firm offers portfolio management, financial planning, and access to multiple managed account solutions, implementing investment decisions on both discretionary and non-discretionary bases.

Vicki Beam is a financial advisor at J.W. Cole Advisors, Inc. with 24 years of industry experience. She holds Series 63 and Series 65 designations and has been with J.W. Cole Advisors and J.W. Cole Financial since 2011. Outside of her advisory work, she is involved in Michigan College Planning, LLC, which provides college planning assistance, and serves as president of Keep Whitewater Rural, a local group focused on township planning enforcement. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm provides portfolio management, fee-based financial planning, access to third-party investment managers, and multiple managed account solutions.

Curtis Yourkievitz is a CFP® professional at J. W. Cole Advisors, Inc. in Tampa, FL, with 21 years of experience in the financial industry. He has been with J.W. Cole Advisory, Inc. and J.W. Cole Financial, Inc. since 2009. Outside of his advisory role, he serves as an Assistant Scout Master for Scouting America. J.W. Cole Advisors operates a large network of independent Investment Adviser Representatives and provides fee-based portfolio management, financial planning, retirement services, and access to third-party investment platforms for individuals, high-net-worth clients, and institutions. The firm employs a mix of fundamental and technical analysis, model and manager-based strategies, and offers both discretionary and non-discretionary account management.

Tammy Engel is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and having four years of industry experience. She has worked at Transamerica Investors Securities Corporation since 2022 and at Transamerica Life Insurance Company since 2017. Her earlier experience includes roles at Innovative Designs Inc., R'Club, and the Pinellas County School District. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed and advisory services focused on asset allocation, contribution rates, and retirement timing. The firm uses proprietary tools from Morningstar Investment Management for portfolio construction and oversight, providing both discretionary and non-discretionary advice to a large client base.

Jacob Hoover is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and two years of industry experience. Prior to joining Steward Partners, he worked in education at several institutions including Florida State University and the University of South Florida. Steward Partners Investment Advisory, LLC is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering a range of advisory and financial planning services with both discretionary and non-discretionary portfolio management.

Barrington Brower Jr. is a financial advisor with J. W. Cole Advisors, Inc. based in Tampa, FL, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Gabor Financial Solutions and SnapRaise. Outside of his advisory work, he provides notary public services. J. W. Cole Advisors operates a large network of independent investment adviser representatives, offering fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutions. The firm employs a variety of investment strategies and platforms, including discretionary and non-discretionary account management and access to multiple third-party managers.

John Kennedy is a CFP® professional with 16 years of industry experience, currently serving as an advisor at J.W. Cole Advisors, Inc. since 2017. His prior experience includes roles at Mosaic Wealth Management and G.A. Repple & Company. Outside of advising, he is involved with estate planning services, working with attorneys to design and create estate plans. J.W. Cole Advisors operates a large network of independent advisors and provides fee-based portfolio management, financial planning, and retirement services to individuals, high-net-worth clients, and institutions. The firm offers both transaction-based and wrap-managed programs, using various investment strategies and custodial platforms.

Jakob Muehlschlegel is a financial advisor at Independent Financial Partners with five years of industry experience. He holds a Series 66 designation and has worked at firms including IFP Securities, Synovus Bank, and Finances for the Fearless. His background also includes roles at Medinah Country Club and Bowes Creek Country Club. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform offering both individualized and centralized investment management, with a notable focus on retirement-plan advisory and pension consulting services.

Rey Descalso is a financial advisor at J.W. Cole Advisors, Inc. with 21 years of industry experience. He holds a Series 66 designation and has been with J.W. Cole Advisors since 2010. Outside of his advisory role, he is the founder of Privada Tax, an LLC focused on tax preparation, planning, and estate documentation. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions.

Luke Sutter is a financial advisor with Truist Advisory Services holding a Series 66 designation and 19 years of industry experience. He has worked at SunTrust Advisory Services since 2016 and Suntrust Investment Services, Inc. since 2015, and has been associated with Suncoast Schools Federal Credit Union since 2011. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platform and manager arrangements.