Johnathan Hendrix is a financial advisor at Osaic with 24 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Sagepoint Financial, Inc. for 14 years. Outside of advisory roles, he is president of Harley Roy LLC, an entity established to hold a commercial office building serving as a branch location for his group. Osaic Wealth serves a diverse range of clients, including individual investors, retirement plans, charities, and corporations. The firm offers brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation, portfolio optimization, and a variety of managed account programs.

Jeremy Ruccio is a financial advisor with RBC Capital Markets in Sarasota, FL, holding a Series 66 designation and 18 years of industry experience. His prior experience includes roles at Bank of America, N.A., Merrill Lynch, and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, and charitable organizations. The firm offers multiple wrap fee advisory programs with customizable portfolio management and financial planning services, utilizing a combination of in-house and third-party investment managers.

James Dailey is a financial advisor with Raymond James & Associates in Lakewood Ranch, FL, holding Series 63 and Series 66 licenses and with 13 years of industry experience. He previously worked at Franklin Templeton Distributors for five years before joining Raymond James in 2018. Dailey serves as a durable power of attorney and personal representative for his wife. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Richard Chojnacki is a financial advisor at Robert W. Baird & Co. with 22 years of industry experience. He holds the Series 66 designation and has worked at Robert W. Baird & Co. since 2018, following prior roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides customized consulting and portfolio services, including financial planning and discretionary management, utilizing a range of investment strategies and both in-house and third-party managers.

Scott Woods is a financial advisor with Robert W. Baird & Co., holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has been with Robert W. Baird & Co. since 2012. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The team provides a range of consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.

Andrew Garbarini is the Vice President and Branch Leader at Fidelity Investments. He leads a team of associates who collaborate with clients to understand their unique situations and develop personalized financial plans. His professional experience includes serving as Vice President and Platinum Services Manager at Morgan Stanley from 2023 to 2025, and as Vice President and Branch Manager at E*TRADE from 2013 to 2023. outside of his professional role, Andrew has interests in baseball, cooking and baking, fishing, military service, parenthood, and volunteering.

Jeffery Grecu is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His prior roles include positions at Good Life Advisors, LLC, Level Four Advisory Services, LLC, Opus Wealth Management Group, and MSI Financial Services, Inc. He is also involved in non-variable insurance and operates investment advisory services through Good Life Advisors, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting over 22,800 advisors and managing over $819 billion in discretionary assets.

Richard Godfrey is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 65 credentials and has 30 years of industry experience. His previous roles include positions at Cambridge Investment Research, Inc., Capital Choice Financial Services, Manatee River Financial, Ameritas Investment Corp, and CCF Investments, Inc. He is also an independent insurance agent and serves as a member of the SmartVestor Council. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm offers both discretionary and non-discretionary management across multiple platforms and custodians, and it maintains proprietary model strategies under the Founders Gate Capital brand.

Michael Palen is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His career includes roles at Cetera and Cetera Advisor Networks LLC, as well as over five decades as a self-employed professional. Outside of advising, he is involved in tax preparation and accounting through Palco Financial Services, Inc., where he prepares client tax returns. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced research and operational tools.

Ivan Ramirez Ramirez is a financial advisor with LPL Financial, holding a Series 66 designation and over 21 years of industry experience. He has worked at LPL Financial since 2009 and previously held roles at Merrill and Independent Financial Partners. He founded Good Life Advisors, LLC, an independent investment advisory firm, where he provides advisory services separately from his work at LPL. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by various investment strategies and advisor-facing technological tools.

Christopher Pinckney is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 2008 and holds the CERTIFIED FINANCIAL PLANNER™ certification, the Chartered Retirement Planning Counselor™ designation, and is a Personal Investment Advisor. He received both his MBA and Bachelor's degrees from St. John Fisher College. His client focus areas include college education planning, family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. A native of Rochester, NY, Christopher resides in Sarasota with his wife, Johanna, and their two children. He is actively involved in the community and has served on the Boards of Trustees for the Paradise Resource Center and Girls Inc. of Sarasota. His personal interests include basketball, biking, boating, fishing, football, music, running, skiing, and spending time with his family.

John Bordages is a financial advisor with Morgan Stanley in Sarasota, FL, holding a Series 66 designation and 20 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory work, he serves as the executor for the Estate of James Bartley. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process and a variety of investment programs without providing individual security recommendations as part of its standalone planning services.

John Murphy IV is a CFP® professional with 27 years of experience in financial advising, currently with Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. He is also involved in a business ownership role with JVM Group, LLC, which supports his planning practice. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, delivering tailored recommendation reports focused on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to produce these recommendations, serving a wide range of clients with advisory, brokerage, and insurance solutions.

Pamela Miller is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 33 years of industry experience. She worked at UBS Financial Services Inc. for nine years before joining Raymond James in 2018. Outside her advisory role, she is also a commissioned notary public in Sarasota, Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and municipal advisory services, drawing on a range of portfolio management styles and affiliated research.

Robert Pesce is a financial advisor with Raymond James & Associates in Sarasota, FL, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has been with Raymond James & Associates since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services that leverage a range of portfolio management styles and affiliated research.

Jeffrey Layhew is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 34 years of industry experience. He has been with LPL Financial since 2007. Outside of advising, he has participated as an extra in movies and sells vintage motocross bikes and parts online. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Tanner Owens is a financial advisor at Morgan Stanley in Sarasota, FL, holding a Series 66 designation with three years of industry experience. His prior roles include positions at UBS Securities LLC, Rotech, Stones River Country Club, and Middle Tennessee State University. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers its services through both direct and corporate financial planning agreements.

Rebecca Fisher is a financial advisor with Cetera and holds the Series 66 designation. She has 24 years of industry experience, including 12 years with Cetera and more than 20 years with Achieva Credit Union. She is based in Sarasota, FL. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Mary Carr is a financial advisor with Morgan Stanley in Sarasota, FL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has been with Morgan Stanley since 2016. Outside of her advisory role, she is involved in personal sales through Avon and sells nail products for Color Street. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Harry Pinkham is a CFP® professional with 33 years of industry experience. He is currently with Wells Fargo Advisors, where he has worked since 2022. His prior experience includes six years at Wells Fargo Clearing and 14 years at A. G. Edwards & Sons, Inc. Outside of his advisory role, he owns ESJ Investment Co, LLC and is an agent with Capstan Insurance Consulting LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients who meet a net-worth threshold, utilizing Wells Fargo’s research and planning tools to develop customized recommendations.