John Ehrhardt Patty is a financial advisor with Charles Schwab in Mountain Brook, AL, holding Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at Northwestern Mutual Investment Services LLC, Northwestern Mutual Life Insurance Company, and Cory Watson Attorneys. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment onboarding process.

Patrick David is a financial advisor at Stifel with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Stifel since 2015. Outside of his advisory work, he serves as a board member for Smile A Mile, an organization supporting children with cancer and their families. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and advisory services backed by proprietary investment analysis and probabilistic modeling from its Investment Strategy Group.

Allan Chappelle is a financial professional with 57 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 66 licenses and has held roles at Kestra Advisory, Kestra Investment Services, and Chappelle Consulting Group, where he serves as president. His outside activities include ownership of a commercial real estate business. Cetera Investment Advisers LLC is a large nationwide advisory firm serving individual, corporate, charitable, and institutional clients with a range of portfolio management and financial planning services delivered through a multi-manager platform.

Dean Gambrell Jr. is a Series 66-licensed financial advisor with LPL Financial, based in Birmingham, AL, and has 13 years of industry experience. Prior to joining LPL in 2020, he worked at Securities Service Network, Inc. and operated Gambrell Financial Advisor. He is also the sole owner and operator of Gambrell Tax Advisors, LLC, a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting clients with both discretionary and non-discretionary investment strategies.

Beverly Barry is a financial advisor with Wells Fargo Clearing, holding Series 63, Series 65, and Series 66 credentials and 29 years of industry experience. She previously worked at Morgan Stanley for 10 years before joining Wells Fargo Clearing in 2023. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Robert Moore is a financial advisor with Merrill in Birmingham, AL, holding Series 63 and Series 66 designations and 38 years of industry experience. He has been with Merrill since 2010 and Bank of America, N.A. since 2011. Outside of his advisory role, he is involved in managing a personal rental property jointly with his spouse. Merrill serves a broad client base including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage services. The firm emphasizes manager-selection capabilities and tax-efficient investment strategies, leveraging its integration with Bank of America affiliates and capital-markets platform.

Robert Comer is a Senior Financial Advisor with Merrill Lynch Wealth Management. He began his financial services career in 1998 at Sands Brothers Asset Management before joining Merrill Lynch in 2000. Robert focuses on guiding clients through the retirement planning process and places emphasis on understanding and meeting their individual needs. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Personal Investment Advisor (PIA) designation. Robert earned a Bachelor’s degree in Economics from Hampden-Sydney College in Virginia, where he was a member of the Economics Honor Society Omicron Delta Epsilon. Outside of his professional work, Robert enjoys coaching his daughters in their athletic activities and participating in outdoor pursuits such as hunting, scuba diving, and swimming. He and his wife, Laura, are active members of the Canterbury United Methodist Church and reside in Birmingham, Alabama, with their two daughters.

William Caine is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 66 designation and 24 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as an ambassador with the Birmingham Chamber of Commerce and acts as trustee and executor for various estates. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of financial planning services using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Retha Hagood is a financial advisor with Wells Fargo Advisors in Homewood, AL, holding Series 63 and Series 65 designations with 40 years of industry experience. She has been with Wells Fargo Advisors since 2015. Outside of her advisory role, she co-owns two investment-related businesses with her spouse. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services, including specialized planning for business-owner transitions, special needs, and divorce. The firm offers tailored recommendations using proprietary research and tools, with clients deciding how to implement these through various brokerage or advisory options.

Kenneth Dean Jr. is a financial advisor with Mass Mutual Investors Services in Birmingham, AL, holding Series 63 and Series 66 credentials and having 11 years of industry experience. His prior roles include positions at Savior Wealth and Securian Financial Services Inc. He serves as a board member of the nonprofit organization King's Home. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers client-centered planning using firm-approved software and hosts educational seminars, with specialized programs in areas such as divorce and estate settlement planning.

Alisha Hall is a Series 66-licensed financial advisor with LPL Financial in Birmingham, Alabama, and has four years of industry experience. She also works with Grandview Financial Group, associated with her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services delivered through a large network of advisors using both proprietary and third-party strategies.

John Scarbrough is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes multiple roles at The University of Alabama and positions in media and retail. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies and its advisory role to multiple registered investment companies.

Jason Vise is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 66 credential and one year of industry experience. He previously worked at Regions Bank and Republic Finance, among other roles. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm employs structured planning tools and investment models to support clients, managing approximately $2.74 trillion in assets.

Weston Akin is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds the Series 66 designation and has worked previously at firms including MDSI Inc., Strategic Financial Partners/MassMutual Life Insurance Co., and Southern States Bank. Outside of finance, he works as a wedding and event DJ, providing music and sound services for weddings and school dances. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive planning engagements using firm-approved tools and offers programs including estate settlement and employer-sponsored planning.

Amelia Luttrell is a financial advisor at Raymond James & Associates with Series 63 and Series 65 credentials and three years of industry experience. She previously worked at Arlington Capital Advisors for two years. Amelia serves on the Junior Board of Directors for Oasis Counseling for Women & Children, a nonprofit organization supporting vulnerable women, children, and families. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering tailored financial planning and investment consulting through non-discretionary advisory programs.

Jonathan Hand is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has been with Morgan Stanley in various capacities since 2009 and previously worked at Citigroup Global Markets. Outside of his advisory role, he serves on the Finance Committee of Brookwood Baptist Church in Mountain Brook, Alabama. Morgan Stanley Wealth Management is a SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning and a range of advisory programs supported by structured planning tools and a variety of investment strategies.

Andrew Mears is a financial advisor at LPL Financial in Birmingham, AL, holding a Series 66 designation with 17 years of industry experience. His prior roles include positions at South State Bank, Wells Fargo Clearing, Cetra Investment Advisers, Regions Bank, PNC Investments, UBS Financial Services, and Merrill. He is involved with South State Investment Services, an investment products and services business offered through LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management access, and institutional platforms, supported by advanced research and operational tools.

Julie Helmers is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. She has previously worked at Bank of America and Merrill. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutional clients through a broad planning menu that includes specialized areas such as business-owner transition and special-needs analysis. The firm combines advisory services with other financial products, providing tailored recommendations supported by its research and planning tools.

Sydney Dale is a financial advisor with Fidelity, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments, Dale worked in various roles including teaching positions and involvement with Dance South Studio. Outside of finance, Dale has experience related to community activities such as involvement with Make-A-Wish Alabama. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model investment solutions.

William Crabb is a Wealth Management Advisor and Merrill Resident Director with over 12 years of experience in financial advising. He holds the Chartered Financial Analyst (CFA) designation, is a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His educational background includes a Bachelor's Degree from The University of Alabama and a Master of Business Administration (MBA) from the University of Alabama at Birmingham. In his role, William focuses on a comprehensive approach to wealth management, emphasizing personalized financial strategies tailored to each client's long-term goals. His areas of expertise include family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He works closely with clients to understand their financial objectives and develop strategies aligned with their needs. William is also involved in his community through participation in organizations such as the Monday Morning Quarterback Club. Outside of his professional commitments, he enjoys baseball, football, golfing, running, and spending time with his family.