Joshua Geary is a financial advisor with Raymond James & Associates in Memphis, TN, holding the Series 66 designation and bringing 10 years of industry experience. He previously worked at Shoemaker Financial Services Inc, Minnesota Life Insurance Co, and Securian Financial Services Inc. He serves as a board member on the finance committee of Peacetree United Methodist Church in Collierville, TN. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Rosaland Odell is a financial advisor at Morgan Stanley with 22 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

William Butler is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and six years of industry experience. He has worked at several firms including Cetera Investment Services and Hancock Whitney Bank prior to joining J.P. Morgan. Outside of his advisory roles, he has experience in food and hospitality operations. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending investment strategies.

Donald Williams is a financial advisor with UBS Financial Services in Memphis, TN, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with UBS since 2000. Williams serves on the finance committee of St. Peter Catholic Church and is finance director and board member of the River Arts Fest charity. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs model-based asset allocations and proprietary research to tailor financial plans to clients' goals and risk tolerances.

Robert Young is a financial advisor at Raymond James & Associates based in Memphis, TN, with 24 years of industry experience. He holds a Series 63 designation and has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Tyler Hicks is a financial advisor at LPL Financial with 13 years of industry experience. He holds the Series 66 designation and has worked at FTB Advisors, Inc. for 10 years prior to joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a variety of advisory programs and financial planning services with both discretionary and non-discretionary management options supported by research and model portfolios.

James Shoemaker is a financial advisor at Cetera with 44 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Securian Financial Services, Inc. for over 30 years. He serves as a director for Kingdom Advisors and owns Shoemaker Insurance Solutions, which focuses on fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with access to affiliated and third-party managers.

Michael Stein is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Stein serves as a co-trustee for the Grehl Charitable Foundation, a role he has held since 1979. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical large institutional advisers.

Audrey Miller Okhiria is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. She has worked with Cetera since 2013 and has a long tenure at Regions Bank starting in 1999. Outside of advising, she serves as a board member and treasurer for Rust College. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers. The firm operates a multi-manager platform with a range of program options and oversees more than $256 billion in assets.

Kathryn Perry is a financial advisor at Raymond James & Associates with 22 years of industry experience. She has been with Raymond James & Associates since 2012. Outside of her advisory role, Perry serves on the board of a recreational club where she oversees social functions and holds a vice president position in a privately owned business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, drawing on various portfolio management styles and affiliated research to deliver tailored investment advice.

Thomas Eldred is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He previously worked at First Horizon Bank and First Horizon National Corporation for a combined 15 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary portfolio management, with access to research, model portfolios, and technology-driven solutions.

John Wheeler is a financial advisor at Merrill in Memphis, TN, holding a Series 66 designation with 18 years of industry experience. He has been with Bank of America and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Gibbs is a financial advisor at Raymond James & Associates with 40 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James & Associates since 2012. The firm, managing approximately $501 billion in assets, serves a diverse client base including individuals, institutional clients, and charitable organizations. Raymond James & Associates offers a range of financial planning and consulting services, employing various portfolio management styles supported by firm research and affiliated sub-advisers.

Jordan Edmundson is a financial advisor with UBS Financial Services in Memphis, TN, holding a Series 66 designation and 14 years of industry experience. He has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Daniel Dennis is a financial advisor with Mass Mutual Investors Services in Memphis, Tennessee, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with MML Investors Services and MidSouth Financial Group/MassMutual since 2013. Outside of his advisory role, he participates in FLW Tour sanctioned fishing tournaments. Mass Mutual Investors Services, a subsidiary of MassMutual, provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved software and collaborative annual planning processes.

Benjamin Hunter is a financial advisor with Mass Mutual Investors Services based in Memphis, TN. He holds the Series 66 designation and has three years of industry experience. Prior to his current role, he worked at LifeLinc Anesthesia and has been involved with educational institutions including the University of Tennessee, Knoxville, and Briarcrest Christian School. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and deliver written recommendations.

Raymond Lewallen is a financial advisor at Morgan Stanley with one year of industry experience. He has held positions at Morgan Stanley Private Bank and previously worked at Lumen and Stragistics Technology. He holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Terance Morgan is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has worked with First Tennessee Brokerage, Inc. since 2003 and FTB Advisors, Inc. since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and multiple investment strategies.

Frank Givens is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and over 20 years of industry experience. He has been with LPL Financial since 2005. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Levi Woodroof is a financial advisor with Wells Fargo Clearing, holding a Series 66 credential and bringing 22 years of industry experience. He has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of his advisory role, Woodroof serves as treasurer for the Callie Ann Homeowners Association and acts as trustee for the Woodhaven Family Trust, managing farm holdings. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.