John Abbott is a financial advisor with Primerica Advisors in Centerville, OH, holding a Series 63 designation and 28 years of industry experience. He has been with Primerica Advisors since 1997 and with Primerica Financial Services since 1996. Outside of his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm uses an independent due-diligence process for asset manager selection and employs a tiered wrap fee structure rather than fixed fees.

Roger Rucker is a financial advisor with Primerica Advisors in Dayton, OH, holding a Series 63 designation and 32 years of industry experience. His work history includes roles at Universal Technology Corporation and long-term affiliations with PFS Investments Inc. and Primerica Financial Services. Outside of his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on personalized portfolio management rather than institutional pension or profit-sharing plans.

Ricky Bowman is a financial advisor with Ameriprise in Waynesville, Ohio, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its related entity since 2005. Outside of his advisory role, he is involved in business ownership through Ampex LLC. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, with a focus on assets held in Ameriprise Managed Accounts.

David Moyer is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has worked at UBS since 2023. Prior to his current role, he was involved with Campus Crusade for Christ and held various positions at companies including Total Wealth Planning, DoorDash, and Instacart. Outside of advising, he has worked delivering groceries for Instacart. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides a broad range of capital markets services.

Joshua Weiland is a financial advisor at Stifel with 22 years of industry experience and holds the Series 66 designation. He has been with Stifel Nicolaus & Co. since 2013. Outside of his advisory role, he serves on the board of the University of Dayton’s Davis Center for Portfolio Management, advising students on their management of a portion of the university’s endowment, and is also a board member of the Kettering Sister City nonprofit organization. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group that incorporates forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.

David Criner is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Raymond James & Associates, Inc. since 2009. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Ronald Ginter is a financial advisor with Ameriprise in Miamisburg, OH, holding a Series 66 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of advising, he is co-owner of LoRo Mountain, LLC, a real estate business. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Tanya Munn is a financial advisor with Morgan Stanley in Centerville, OH, holding a Series 63 designation and 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets beginning in 2005. Outside of her advisory role, she is involved with Intele Travel Inc in a sales and marketing capacity. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning utilizing firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that include relationships with investment companies and private funds.

Anshu Vohra is a Financial Advisor at Merrill Lynch Wealth Management. She has been active in the financial services industry since 2007 and joined Merrill Lynch in 2026. Anshu works with individuals, families, and business owners to develop personalized strategies focused on wealth accumulation, retirement planning, and long-term financial confidence. Her approach involves understanding clients' short-term and long-term goals to create tailored financial plans aimed at navigating complex financial decisions with clarity and confidence. Before joining Merrill Lynch, Anshu gained experience in tax and financial planning through positions at CareSource, ATSG Inc., and Equitable Financial Advisors. Her background in taxation influences her comprehensive approach to wealth management, emphasizing thorough analysis and disciplined planning. She holds a Master of Accountancy degree from Wright State University in Dayton, Ohio, and is a Personal Investment Advisor (PIA). Outside of her professional career, Anshu enjoys biking, cooking, dancing, gardening, hiking, interior decorating, reading, traveling, watching movies, and practicing yoga. She and her husband, Amit, whom she married in 2004, have two sons. They are engaged in their community through active donations of time and talents to local organizations.

Caroline Pratt is a financial advisor at UBS Financial Services with two years of industry experience. She holds a Series 66 designation and has worked at UBS Financial Services since 2019. Prior to entering the financial industry, she was employed at the University of Alabama and Troy High School. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering tailored financial planning and portfolio management supported by proprietary research and model-based asset allocations.

Kinsey Kinder is a Series 66-licensed financial advisor at Ameriprise in Dayton, Ohio, with four years of industry experience. Prior to joining Ameriprise in 2021, Kinsey worked at LCNB National Bank and Neaton. Kinsey also serves as an Associate Financial Advisor with Beyond Wealth Advisors, LLC, a private wealth advisory practice affiliated with Ameriprise. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Daniel Winkler is a Series 66-licensed financial advisor with Morgan Stanley in Beavercreek, Ohio, with six years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019. Outside of his advisory role, he participates in the University of Dayton’s Flyer Investment Committee and Flyer Angels, where he is involved in equity decisions for the university’s investment fund and performs due diligence on startup companies. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by proprietary tools and a structured planning process.

Steven Ryan is a CFP® with 27 years of experience in the financial services industry. He is currently a financial advisor at Morgan Stanley, having joined the firm in 2026 after 15 years at PNC Investments. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Teri Engle is a Wealth Management Advisor at Merrill Lynch Wealth Management with 29 years of experience in the finance industry. She has worked since 1993, beginning her career with Merrill, and focuses on building long-term relationships with clients. Teri offers a comprehensive approach to wealth management, providing advice on retirement preparation, wealth transfer strategies, tax minimization, insurance, education planning, and divorce transition planning. Teri holds a bachelor's degree from Miami University and an MBA from the University of Dayton. She is a CERTIFIED FINANCIAL PLANNER™ certificant, holds the Chartered Retirement Planning Counselor™ designation, and is a Certified Divorce Financial Analyst®. She is also a graduate of the Leadership Dayton Program and has been an active member of the Junior League of Dayton. Teri is involved in community service, including serving on the board of the Widows Home of Dayton. Beyond her professional work, Teri enjoys spending time with her family, including her husband Joe and children Brendon and Lauren. She also appreciates activities such as camping, reading, traveling, watching movies, and outdoor time with her dog Gio by any body of water.

Steven Fischer is a financial advisor with Ameriprise in Springboro, OH, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise since 2009. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Jared Jones is an Investment Consultant at Fidelity Investments, a position he has held since 2026. He has been a part of Fidelity since 2021, progressing through roles including Planning Consultant, High Net Worth Associate, and Customer Relationship Advocate. Jared focuses on providing sound and reliable financial planning, helping clients reach their personal retirement and investment goals through a thorough and client-centered process. His experience encompasses various aspects of financial consulting, with a commitment to business beliefs and values that guide his work. Jared holds an Arkansas insurance license, supporting his role in advising clients. Outside of his professional career, Jared has interests in baseball, comedy, concerts, football, and food culture.

William Thompson is a financial advisor at LPL Financial in Dayton, OH, holding Series 63 and Series 65 licenses with 47 years of industry experience. He previously worked at Private Advisor Group, LLC from 2015 to 2021 and has been with LPL Financial since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from internal and third-party sources.

David Lowe is a financial advisor at Ameriprise with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2012. Outside of his advisory role, he is a partner in Lowe & Pfaff Associates LLC, a business managing Ameriprise-related expenses. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research-driven modeling and tax-efficiency strategies. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Brittany Hartley is a financial advisor with UBS Financial Services, holding a Series 66 designation and eight years of industry experience. She has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Michael Canida is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 18 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2015. Outside of his advisory role, Canida serves as president and board member of the Rotary Club of Beavercreek and is the owner of Canida Industries Corporation. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various portfolio management approaches and proprietary as well as third-party model strategies.